Financial Products - Westpac - Credit Cards , Bank Accounts , Savings Accounts , Term Deposits

Westpac offers a comprehensive range of credit cards, each designed to accommodate a different set of credit needs. Across its range, Westpac credit cards cover every feature allowing you to choose a card that works for you.

If you like to travel, consider Westpac's range of earth credit cards. Westpac credit cards feature all the important aspects of other cards combined with a reward scheme allowing you to earn Qantas Frequent Flyer points as you spend, which are automatically added to your account each month.

The Earth Credit Card range has been awarded a Cannex 5 star rating based on a review of 106 rewards schemes and more than 184 credit cards across Australia.

Westpac credit cards come with up to 55 interest free days on purchases (where applicable), which allows you to spread the costs of purchases over a manageable period. This allows you to benefit from interest free borrowing permitting the balance is paid off in full each month before the interest free period is reached. If you require additional time to make the payment in full, the typical interest rate will be applied to your balance.

Whether you're looking for a low rate credit card that comes with a low annual fee, extremely attractive standard APR charges on purchases and a low introductory balance transfer rate; or you would rather pay the extra on your annual fee to open a whole variety of benefits and features, such as Quantas frequent flyer points and low balance transfer rates, Westpac credit cards have a great credit solution to match.

Westpac offers a range of award winning bank accounts providing you with a safe place to have your salary paid into, or to use for your everyday spending and paying bills.

Westpac bank accounts cover a whole range of features to help you to choose the best account for your needs. Whether you're looking for a basic transactional account with no annual or transaction fees to manage your day-to-day spending giving you access to your money at 28 million locations and 900,000 ATMs worldwide, or you require a low cost transaction account for your government pension, Westpac bank accounts can help.

Westpac bank accounts come with competitive interest rates allowing you to earn on your balances but still having the freedom and flexibility to be in charge of your account.

Westpac offer a wide selection of award winning savings accounts, designed to help you to save money and achieve your saving goals, whether they be to buy a new car, home, holiday or just  for a rainy day.

Westpac savings accounts provide different features across its range, each designed to suit your needs depending on your circumstances. So whether you're looking to deposit your savings to date into a high interest savings account and watch your money grow, or you're making your first deposit  of many to come, Westpac has a savings account to meet your needs.

With Westpac savings accounts you can be confident in knowing that your money is safe, as in the unlikely event of the bank falling into trouble, all individuals will be protected for up to $1 million by the Government Financial Claims Scheme.

Westpac Term Deposits provide individuals with a safe secure investment with guaranteed returns based on a fixed rate for a fixed term. This means that you know exactly how much interest you will earn.

With a Westpac Term Deposit, you can decide how you want your account to run, with options on how much you wish to invest, the length of the term you want to lock your money away for and when you want your interest to be paid.

Terms range from as little as 7 days, up to 60 months and there are no opening or monthly fees. You can invest anything between $5,000 and $250,000, with the interest rate reflected by the amount invested, so you can choose the right term and the right amount to invest to give you the best returns on a scheme that suits you.