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Compare Virgin Money Credit Cards

Compare Virgin credit cards – read our review and compare the features and benefits available from Virgin Money. We can help you to make an informed decision and find a credit card that suits you.

Virgin Money Credit Cards Review

Virgin credit cards offer a great way to manage your money, giving you access to funds while allowing you to benefit from great features.

Virgin have re-launched two cards through an alliance with Citibank allowing customers to benefit from some attractive features.

You can now earn Velocity Points with Virgin credit cards, allowing you to be rewarded for you spending. Alternatively, if you're not much of a traveller then you may be happier to choose the no annual fee card.

The Virgin Flyer Credit Card that gives you 1 Velocity Point for every dollar you spend up to $1,500 per month and then 1 Point for every $2 after that. You can also get access to great offers, such as buy one get one free on Virgin Blue seats when using your Virgin card as payment.
You can also take advantage of an impressive balance transfer rates while paying a low annual fee.

The Virgin No Annual Fee Credit Card comes with a low balance transfer rate plus a great purchase rate so you can use your card to manage your current balances while having access to credit when you need it.

Both cards also allow you to enjoy up to 44 days interest free on purchases plus exclusive access to Virgin family offers

Virgin No Annual Fee Card

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Introductory Offer
Balance Transfer Rate: 2.9% p.a. for 6 months
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 16.95% p.a.
Balance Transfers: 16.95% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: Free For Life
Standard Features
Credit Limit: $2,000 - $10,000
Interest Free Days: 44 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have an annual Income of $20000 p.a. or more.

Credit Card Benefits

  • 1000 Velocity Point Bonus for existing Velocity members or those who sign up to Velocity at time of applying for the No Annual Fee Card
  • Optional CreditShield Edge – Credit Protection Insurance

Virgin Flyer Card

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Introductory Offer
Balance Transfer Rate: 6.9% p.a. for 6 months
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 20.99% p.a.
Balance Transfers: 20.99% p.a.
Cash Advance: 20.99% p.a.
Standard Features
Credit Limit: $5,000 - $100,000
Interest Free Days: 44 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit rating.
  • You have an annual Income of $50000 p.a. or more.

Credit Card Benefits

  • Get 1 Velocity point for every $1 spent on the card for the first $1500 per month & then 1 point per $2 spent thereafter.
  • Redeem points for flights with Virgin Blue, Pacific Blue, V Australia and international partner airlines giving customers free flights to over 400 destinations. Plus a range of non flight redemption options such as car hire, accommodation gift cards and other goods.
  • No blackout periods and points can be redeemed on any seat and any time.
  • Take a friend for free when you fly on Virgin Blue (equates to 4 free one way flights per year)
  • A free one-way ‘Go’ fare for every customer who successfully applies & uses their card before October 15th 2010
  • Fraudshield protection and Visa Zero Liability Insurance
  • Optional CreditShield Edge
  • Travel Accident Insurance and Concierge
  • Great Customer Service

Virgin Money News

Virgin Money credit card 'retired'
Virgin Money customers have been told that their credit cards will soon be retired after the company's six years of operation in Australia. The Herald Sun reports that the product is to ...
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Tue 20th Jan, 2009

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