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Suncorp
Credit Cards Review

Compare Suncorp Credit Cards Compare Suncorp credit cards – read our review and compare the features and benefits available from Suncorp. We can help you to make an informed decision and find a card that suits you.

Suncorp Credit Cards come with a wide variety of features and benefits, designed to cover all types of user across its range.

Whether you're looking for an alternative payments method that rewards you for your spending in the form of points that can be converted into purchases, or you simply want a method of spreading the cost of your purchases across a longer period of time, with a low rate card, Suncorp credit cards have a solution to match.

You may wish to consider a credit card that comes packed with exclusive privileges and extra options to suit your lifestyle, such as travel assistance services and reward points for every dollar spent using your Suncorp credit card.

You can also enjoy up to 55 days interest free on credit purchases allowing you to save on interest charges by paying your balance off in full each month by the bill date. All Suncorp credit cards come with very low annual fees, and applying is easy, so improve your finances today and take advantage of some great deals!

Top 5 Credit Cards products*

Card
Issuer
Balance Transfers
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0% for 24 months on Balance Transfers & Complimentary Insurances.
**Offer Ends 31st January 2018**Low annual rate of 12.74%p.a coupled with a 24 month 0% Balance Transfer offer, with NO Balance Transfer Fee! Also, $0 annual card fee for the first year (saving you $99). Balance transfers revert to the variable cash advan
Rate 0% 24 months
Fee N/A
N/A
12.74%
1st Yr No annual Fee, then $99
0% for 18 months (1% BT fee) + $0 annual fee for the first year!
Low annual rate of 13.24%p.a coupled with a 18 month 0% Balance Transfer offer, with 1% Balance Transfer Fee! Also, $0 annual card fee for the first year (saving you $55). Balance transfers revert to the variable cash advance rate of 21.49%.
Rate 0% 18 months
Fee 1%fee
N/A
13.24%
$55
0% for 24 months on Balance Transfers & Low annual rate of 12.74%p.a
24 months 0% balance transfers (Subject to 1% Balance Transfer Fee). Get a range of complimentary insurances and concierge service. Balance transfers revert to the variable cash advance rate of 21.49%.
Rate 0% 24 months
Fee 1%fee
N/A
12.74%
$99
0% for 18 months on Balance Transfers & Low annual rate of 13.24%p.a
Low annual rate coupled with a 18 month 0% Balance Transfer offer (Subject to 1% Balance Transfer Fee). Balance transfers revert to the variable cash advance rate of 21.49%.
Rate 0% 18 months
Fee 1%fee
N/A
13.24%
$55
0% for 30 months on Balance Transfers - subject to a 2% balance transfer fee
Get 0% on Balance Transfers for 30 months. A fee of 2% of the transferred balance applies. Rate then reverts to applicable variable cash advance rate of 21.49%. Annual Fee of only $59, 1st year free. Offer ends 28th Feb 2018.
Rate 0% 30 months
Fee 2%fee
N/A
13.49%
$59

Advice

Low annual rate of 12.74%p.a coupled with a 24 month 0% Balance Transfer offer, with NO Balance Transfer Fee! Also, $0 annual card fee for the first year (saving you $99). Balance transfers revert to the variable cash advance rate of 21.49%. Also, get a range of complimentary insurances and concierge service.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 24 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 12.74% p.a.
Purchases: 12.74% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: 1st Yr No annual Fee, then $99
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Advice

Low annual rate of 13.24%p.a coupled with a 18 month 0% Balance Transfer offer, with 1% Balance Transfer Fee! Also, $0 annual card fee for the first year (saving you $55). Balance transfers revert to the variable cash advance rate of 21.49%.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 18 mths
Balance Transfer Fee: 1%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.24% p.a.
Purchases: 13.24% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: $55
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an income of $15,000 or more per year

Advice

Balance transfers revert to the variable cash advance rate of 21.49%.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 24 mths
Balance Transfer Fee: 1%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 12.74% p.a.
Purchases: 12.74% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: $99
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Advice

Low ongoing rate and Balance Transfer offer. Balance transfers revert to the variable cash advance rate of 21.49%.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 18 mths
Balance Transfer Fee: 1%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.24% p.a.
Purchases: 13.24% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: $55
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Advice

You must request balance transfers at card application to get 0% for 30 Month offer. A fee of 2% of the transferred balance applies. Rate then reverts to applicable variable cash advance rate of 21.49%. Offer ends 28th February 2018.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 30 mths
Balance Transfer Fee: 2%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.49% p.a.
Purchases: 13.49% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: $59
Standard Features
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Advice

0% interest on balance transfers for 6 months. Collect 1 point for every $2 you spend at Coles Supermarkets

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 12.99% p.a.
Purchases: 12.99% p.a.
Cash Advance: 19.99% p.a.
Annual Fee: A low $58 annual fee
Standard Features
Interest Free Days: Up to 62 days
On-Line Banking: Yes
Approval Criteria
  • Over 18 years old
  • Earn over $25,000
  • Have the right to work in Australia

Advice

0% interest on balance transfers for 6 months. Collect 2 points per $1 spent.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.99% p.a.
Purchases: 19.99% p.a.
Cash Advance: 19.99% p.a.
Annual Fee: $99 annual fee
Standard Features
Interest Free Days: Up to 62 days
On-Line Banking: Yes
Approval Criteria
  • Over 18 years old
  • Earn over $25,000
  • Have the right to work in Australia

Advice

0% interest on balance transfers for 6 months. Collect 1 point per $2 spent.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.99% p.a.
Purchases: 19.99% p.a.
Cash Advance: 19.99% p.a.
Annual Fee: No Annual Fee
Standard Features
Interest Free Days: Up to 62 days
On-Line Banking: Yes
Approval Criteria
  • Over 18 years old
  • Earn over $25,000
  • Have the right to work in Australia

Advice

Get 0% on Balance Transfers for 20 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then reverts to applicable variable cash advance rate of 21.29%. $0 Annual Fee for the First year and subsequent years when you spend a minimum of $5000.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 20 mths
Balance Transfer Fee: 2%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.84% p.a.
Purchases: 19.84% p.a.
Cash Advance: 21.29% p.a.
Annual Fee: 1st Yr Free, then $30
Standard Features
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Advice

Get 0% on Balance Transfers for 20 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then reverts to applicable variable cash advance rate of 21.29%. $0 Annual Fee for the First year and subsequent years when you spend a minimum of $10000.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 20 mths
Balance Transfer Fee: 2%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.84% p.a.
Purchases: 19.84% p.a.
Cash Advance: 21.29% p.a.
Annual Fee: 1st Yr Free, then $30
Standard Features
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Advice

Outside of special offer interest is applied from the moment a purchase is made. Balance transfers revert to the variable cash advance rate of 20.49%.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 12 mths
Balance Transfer Fee: 1%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 20.49% p.a.
Purchases: 20.49% p.a.
Cash Advance: 20.49% p.a.
Annual Fee: Free For Life
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Advice

Balance transfers revert to the variable cash advance rate of 21.49%.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 24 mths
Balance Transfer Fee: 1%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 12.74% p.a.
Purchases: 12.74% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: $99
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Advice

0% p.a. first 15 months on balance transfers* & No Balance Transfer Fee! *Reverts to standard balance transfer rate, currently 21.74% p.a. Eligibility criteria, T&Cs, fees and charges apply.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 15 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 21.74% p.a.
Purchases: 12.49% p.a.
Cash Advance: 21.74% p.a.
Annual Fee: $58 p.a.
Standard Features
Credit Limit: Subject to Status (min $1,000)
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You have income of over $15,000.pa

Advice

0% p.a. first 15 months on balance transfers & No Balance Transfer Fee! Reverts to standard balance transfer rate, currently 21.74% p.a.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 15 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 21.74% p.a.
Purchases: 11.49% p.a.
Cash Advance: 21.74% p.a.
Annual Fee: $99 p.a.
Standard Features
Credit Limit: Subject to Status (min $6,000)
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You have income of over $35,000.pa

Advice

0% p.a. first 18 months on balance transfers with a 2% Balance Transfer fee. Reverts to standard balance transfer rate, currently 21.49% p.a.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 18 mths
Balance Transfer Fee: 2%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 21.49% p.a.
Purchases: 19.74% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: $30
Standard Features
Credit Limit: Subject to Status (min $1,000)
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You have income of over $15,000.pa

Advice

Earn 60,000 bonus points. Spend $3k in 90 days from card approval. You have a choice of St.George Amplify Reward Points or Qantas Reward Points.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.49% p.a.
Purchases: 19.49% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $99
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have a minimum income of $35,000 per year

Advice

Low ongoing rate and Balance Transfer offer. Balance transfers revert to the variable cash advance rate of 21.49%.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 18 mths
Balance Transfer Fee: 1%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.24% p.a.
Purchases: 13.24% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: $55
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an income of $15,000 or more per year

Advice

Enjoy an exclusive $129 Virgin Australia Gift Voucher each year. Simple make a retail purchase in the 2 months prior to requesting your voucher. Use your Virgin Australia Gift Voucher when booking Virgin Australia flights on any fare type (including sale fares) or selected Virgin Australia Holidays’ packages anytime within 6 months of voucher issue date.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 18 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 20.99% p.a.
Purchases: 20.74% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $64 first year, then $129 p.a.
Standard Features
Credit Limit: $6,000 - $100,000
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit rating.
  • You have an annual Income of $35000 p.a. or more.
  • You are a permanent resident/citizen of Australia
  • You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Introductory Offer
Balance Transfer Rate: 0% p.a. for 14 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 21.69% p.a.
Purchases: 11.99% p.a.
Cash Advance: 21.69% p.a.
Annual Fee: $99 - 50% off in 1st year = $49.50
Standard Features
Credit Limit: $6,000 - $100,000
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit rating.
  • You have an annual Income of $35000 p.a. or more.
  • You are a permanent resident/citizen of Australia
  • You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Advice

Exclusive offer - $64 annual fee for the first year! Buy a seat on Virgin Blue with the new Virgin Flyer Credit Card and Virgin will give you a second complimentary seat on the flight, up to 4 times a year. Every year. All you have to do is cover the credit card booking fees!!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 mths
Balance Transfer Fee: N/A
Purchase Rate: 0% p.a. for 6 mths
Annual Rates
Balance Transfers: 20.74% p.a.
Purchases: 20.74% p.a.
Cash Advance: 20.74% p.a.
Annual Fee: $129 - $65 off in 1st year = $64
Standard Features
Credit Limit: $6,000 - $100,000
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit rating.
  • You have an annual Income of $35000 p.a. or more.
  • You are a permanent resident/citizen of Australia
  • You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Advice

Get 60,000 bonus points when you spend $3,000 on eligible purchases within 90 days of card approval! Choose either Qantas or Altitude points.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 16 mths
Balance Transfer Fee: N/A
Purchase Rate: 1% p.a. for 12 mths
Annual Rates
Balance Transfers: 20.24% p.a.
Purchases: 20.24% p.a.
Cash Advance: 20.74% p.a.
Annual Fee: $150
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 45 days
On-Line Banking: Yes
Approval Criteria
  • You are aged 18 years or over
  • You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
  • You earn a minimum income of $65,000p.a

Advice

Exclusive reduced flights offer when you and a friend travel together on Virgin Australia domestic Saver fares up to 4 times a year!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 mths
Balance Transfer Fee: N/A
Purchase Rate: 0% p.a. for 14 mths
Annual Rates
Balance Transfers: 20.99% p.a.
Purchases: 20.74% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $129
Standard Features
Credit Limit: $6,000 - $100,000
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit rating.
  • You have an annual Income of $35000 p.a. or more.
  • You are a permanent resident/citizen of Australia
  • You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Advice

$0 annual card fee for the first year (saving you $79). You have a choice of St.George Amplify Reward Points or Qantas Reward Points. Balance transfers revert to the variable cash advance rate of 20.24%.

Introductory Offer
Balance Transfer Rate: 3% p.a. for 36 mths
Balance Transfer Fee: 0%fee
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.49% p.a.
Purchases: 19.49% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: 1st Yr Free, then $79
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Advice

Earn Qantas Airmiles or Amplify Reward points. Earn 90,000 bonus points. Spend $5k in 90 days from card approval. You have a choice of St.George Amplify Reward Points or Qantas Reward Points.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.49% p.a.
Purchases: 19.49% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $279
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have a minimum income of $75,000 per year

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