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St.George
Credit Cards Review

Compare St.George Credit Cards Compare St George credit cards – read our review and compare the features and benefits available from St George. We can help you to make an informed decision and find a card that suits you.

St.George offers what could be the most comprehensive range of credit cards of any provider. They really do have a card for everyone! Whether you're looking for a Low Standard Rate, Rewards, Insurances, No Annual Fee or High Credit Limits, you will find a great card from the St.George credit card range.

St.George Vertigo card has been Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2011!

St.George credit cards come with up to 55 interest free days on purchases (where applicable), which effectively enables you to spread out payments for your purchases helping you to manage your money. Provided you always pay off your balance in full within the agreed interest free period, you won't pay any interest on the money you borrow. Any balances that remain after this period will be subject to the agreed typical APR rate stated.

See below for more details on our range of St.George credit cards. Choose the card that best suits your needs and make your application today!

St.George No Annual Fee

Advice

Outside of special offer interest is applied from the moment a purchase is made. Balance transfers revert to the variable cash advance rate of 20.49%.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 12 months
Balance Transfer Fee: 1%
Purchase Rate: N/A
Annual Rates
Balance Transfers: 20.49% p.a.
Purchases: 20.49% p.a.
Cash Advance: 20.49% p.a.
Annual Fee: Free For Life
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Credit Card Rewards

  • St.George instant benefits

St.George Amplify

Advice

You have a choice of St.George Amplify Reward Points or Qantas Reward Points.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: 0% p.a. for 14 months
Annual Rates
Balance Transfers: 19.49% p.a.
Purchases: 19.49% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $79
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Credit Card Rewards

  • You have a choice of St.George Amplify Reward Points or Qantas Reward Points
  • $1 spent = 1 Amplify Point
  • $1 spent = 0.5 Qantas Frequent Flyer points

St.George Amplify Platinum (Qantas)

Advice

Earn 50,000 Qantas Points. Spend 2k in 90 days from card approval.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.49% p.a.
Purchases: 19.49% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $99
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have a minimum income of $35,000 per year

Credit Card Benefits

  • Enjoy uncapped points earning potential on eligible purchases.

Credit Card Rewards

  • $1 spent = 0.5 Qantas Frequent Flyer point
  • Double points on international spend

St.George Amplify Signature (Qantas)

Advice

Earn 80,000 bonus Qantas Points - when you spend $4,000 on a new card within 90 days of card approval

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.49% p.a.
Purchases: 19.49% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $179 in first yr, then $279
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have a minimum income of $75,000 per year

Credit Card Benefits

  • Complimentary Insurance
  • 24x7 Visa Platinum Concierge
  • Bonus points on Overseas spend
  • Birthday bonus: 10% points bonus from points earned in prior 12 months
  • Two complimentary airport lounge passes per year
  • VISA Luxury Hotel Collection – 3pm checkout
  • Range of VISA Signature complimentary benefits

Credit Card Rewards

  • $1 spent = 0.75 Qantas Frequent Flyer point
  • Double points on international spend

St.George Vertigo

Advice

**Offer ends 23rd Jan 2019** Low annual rate of 13.74%p.a coupled with a 16 month 0% Balance Transfer offer, with NO BT Fee! Balance transfers revert to the variable cash adv rate of 19.49%p.a

Introductory Offer
Balance Transfer Rate: 0% p.a. for 16 months
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.74% p.a.
Purchases: 13.24% p.a.
Cash Advance: 19.49% p.a.
Annual Fee: $55
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an income of $15,000 or more per year

St.George Vertigo Platinum

Advice

Low annual rate of 12.74%p.a coupled with a 26 month 0% Balance Transfer offer, with 2% Balance Transfer Fee! Also, $0 annual card fee for the first year (saving you $99). Balance transfers revert to the variable cash advance rate of 19.49%. Also, get a range of complimentary insurances and concierge service.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 26 months
Balance Transfer Fee: 2%
Purchase Rate: N/A
Annual Rates
Balance Transfers: 12.74% p.a.
Balance Transfer Fee: 2% p.a.
Purchases: 12.74% p.a.
Cash Advance: 19.49% p.a.
Annual Fee: 1st Yr No annual Fee, then $99
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Credit Card Benefits

  • Travel Insurance - Pay for your overseas return travel tickets with your St.George Platinum Card and you automatically receive up to three months free travel insurance.
  • Extended warranty insurance - Receive up to 12 months free extended warranty on the manufacturer’s expressed Australian warranty.
  • Best price guarantee - This guarantee enables you to receive the best price on most new personal items. If soon after purchasing a good you see it at a cheaper price, you can claim the difference back.
  • Personal Concierge Service - Available 24x7 at home or anywhere you’re travelling.
  • Domestic flight inconvenience insurance - When your domestic flight is paid on your St.George Platinum Card, you, your spouse and dependent children are covered for the entire holiday.

St.George Vertigo Rainbow

Advice

Low annual rate of 13.74%p.a coupled with a 16 month 0% Balance Transfer offer, with NO Balance Transfer Fee! Balance transfers revert to the variable cash advance rate of 19.49%. Also, get a range of complimentary insurances and concierge service.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 16 months
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.74% p.a.
Purchases: 13.74% p.a.
Cash Advance: 19.49% p.a.
Annual Fee: $55
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Credit Card Benefits

  • Travel Insurance - Pay for your overseas return travel tickets with your St.George Platinum Card and you automatically receive up to three months free travel insurance.
  • Extended warranty insurance - Receive up to 12 months free extended warranty on the manufacturer’s expressed Australian warranty.
  • Best price guarantee - This guarantee enables you to receive the best price on most new personal items. If soon after purchasing a good you see it at a cheaper price, you can claim the difference back.
  • Personal Concierge Service - Available 24x7 at home or anywhere you’re travelling.
  • Domestic flight inconvenience insurance - When your domestic flight is paid on your St.George Platinum Card, you, your spouse and dependent children are covered for the entire holiday.

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