RaboDirect
Term Deposits Review

Compare RaboPlus Term Deposits Compare RaboPlus Term Deposits – read our review and get a detailed breakdown of the terms and rates RaboPlus offer. Make an informed decision and find a term deposit to suit your savings needs.

RaboPlus Term Deposits are a great place to make your money work for you, with high interest rates fixed for a nominated period of time, you can get started with as little as $1,000 and up to $1million and this will be covered by Australian Government Guarantee and anything above this will be covered by RaboPlus's parent bank Rabobank.

PlaboPlus offers a range of terms, giving you the flexibility to choose an investment period that is most suitable for you. After your RaboPlus Term Deposit expires, you have the option to reinvest automatically.      

RaboPlus offers award winning term deposits and in 2008 it was awarded 'Best Long Term Deposit', by AFR Smart Investor Blue Ribbon Awards.

Top 5 Term Deposits products

Provider
Account
Notice
Interest Paid
Min Bal
Apply
View Full Table >
5.61%
Fixed term for 6 Months
On Maturity
$1
5.60%
Deposit $10k+ over a fixed term from 1 month - 4 years
On Maturity
$10,000
5.41%
Fixed term for 1 year
On Maturity
$1
5.25%
Fixed term for 5 years
Annually
$5,000
5.24%
Fixed term for 9 Months
On Maturity
$1

St.George 5 Year Fixed Term Deposit

St.George
  • Get a fixed rate of 5.25% p.a. for 5 Years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

St.George 3 Year Fixed Term Deposit

St.George
  • Get a fixed rate of 4.95% p.a. for 3 Years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

Macquarie Bank Term Deposit

Macquarie
  • Minimum opening balance $10,000
  • Terms and Rates:
  • 1 mth: 4.70%
  • 2 mth: 4.70%
  • 3 mth: 5.60%
  • 4 mth: 5.60%
  • 5 mth: 5.60%
  • 6 mth: 5.65%
  • 9 mth: 5.30%
  • 1 year: 5.20%
  • 2 years: 5.35%
  • 3 years: 5.75%
  • 4 years: 6.00%
  • Interest is calculated at an Interest Rate which is fixed for the duration of your Term Deposit.
  • Interest is paid on maturity unless otherwise agreed.

St.George 1 Year Fixed Term Deposit

St.George
  • Get a fixed rate of 5.05% p.a. for 1 year
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

St.George 5 Month Fixed Term Deposit

St.George
  • Get a fixed rate of 4.75% p.a. for 5 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

St.George 2 Year Fixed Term Deposit

St.George
  • Get a fixed rate of 5.10% p.a. for 2 years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

St.George 4 Month Fixed Term Deposit

St.George
  • Get a fixed rate of 5.05% p.a. for 4 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

UBank 1 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

UBank 1 Year Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

UBank 3 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

UBank 6 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

UBank 9 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

St.George 9 Month Fixed Term Deposit

St.George
  • Get a fixed rate of 4.70% p.a. for 9 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.