NAB
Term Deposits Review

Compare NAB Term Deposits Compare NAB Term Deposits – read our review and get a detailed breakdown of the terms and rates NAB offer. Make an informed decision and find a term deposit to suit your savings needs.

NAB Term Deposits provide savers with a secure investment with a fixed return. Unlike regular savings accounts, these accounts are not affected by rate changes, thus providing a predictable income.

NAB Term Deposits are ideal for those that want to lock their money away to grow, with investments of $1000 and up, and you are in control of the term you wish to choose, with periods ranging between just 30 to 2 years.

NAB Term Deposits offer attractive interest rates that are fixed for the chosen term, with interest paid every month, 3 months, six months, or 12 months (for deposits of $5000 or more over a 12 month+ term), and can be paid directly into your NAB account, into another bank account held with another provider, or you can even have it added into a new NAB Term Deposit account.

There are no opening or monthly fees and getting started is easy!

Top 5 Term Deposits products

Provider
Account
Notice
Interest Paid
Min Bal
Apply
View Full Table >
5.30%
Fixed term for 5 years
Annually
$5,000
4.70%
Fixed term for 5 years
On Maturity
$1,000
4.66%
Fixed term for 6 Months
On Maturity
$1
4.65%
Fixed term for 5 years
Monthly/Annually
$5,000
4.61%
Fixed term for 1 year
On Maturity
$1

St.George 5 Year Fixed Term Deposit

St.George
  • Get a fixed rate of 5.30% p.a. for 5 Years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

St.George 3 Year Fixed Term Deposit

St.George
  • Get a fixed rate of 4.35% p.a. for 3 Years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

RaboPlus 5 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms

RaboPlus 4 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms

RaboPlus 3 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms

Macquarie Bank Term Deposit

Macquarie
  • Minimum opening balance $10,000
  • Terms and Rates:
  • 1 mth: 3.10%
  • 3 mth: 4.15%
  • 4 mth: 4.20%
  • 6 mth: 4.20%
  • 9 mth: 4.10%
  • 1 year: 4.00%
  • 2 years: 4.00%
  • 3 years: 4.00%
  • 5 years: 4.20%
  • Interest is calculated at an Interest Rate which is fixed for the duration of your Term Deposit.
  • Interest is paid on maturity unless otherwise agreed.

St.George 1 Year Fixed Term Deposit

St.George
  • Get a fixed rate of 3.90% p.a. for 1 year
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

St.George 5 Month Fixed Term Deposit

St.George
  • Get a fixed rate of 4.55% p.a. for 5 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

RaboPlus 2 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms

St.George 2 Year Fixed Term Deposit

St.George
  • Get a fixed rate of 3.90% p.a. for 2 years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

RaboPlus 1 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms

St.George 4 Month Fixed Term Deposit

St.George
  • Get a fixed rate of 3.25% p.a. for 4 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

RaboPlus 6 Month Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms

UBank 1 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

UBank 1 Year Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

UBank 3 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

UBank 6 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

UBank 9 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)

Westpac 1 Year Term Deposit

Westpac
  • No monthly fees
  • Deposit between $5,000 to $250,000
  • (Rates are based on deposit from $5k - $250k - for rate after this level please contact Westpac)

Westpac 5 Year Term Deposit

Westpac
  • No monthly fees
  • Deposit between $5,000 to $250,000
  • (Rates are based on deposit from $5k - $250k - for rate after this level please contact Westpac)

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