MyState Financial
Savings Accounts Review

Compare Mystate Financial Savings Accounts Compare Mystate Financial Savings Accounts – read our review and compare the features and benefits available from Mystate Financial. Make an informed decision to find a Savings Account that suits you.

Mystate Financial offers a full range of great savings accounts, each designed to meet a specific type of saver.

All savers have one thing in common, they want a secure account offering great interest rates providing high returns to make their money grow. All Mystate Financial Savings Accounts offer just that, but each account also incorporates a different set of features to suit everyone.

Whether you're saving for a new car, your first home, a way of spreading out the cost of Christmas or simply want to save for your future, Mystate Savings Accounts have an account to match.

Top 5 Savings Accounts products

Provider
Account
Notice
Interest Paid
Min Bal
Apply
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No Min balance. No withdrawal Penalties.
4.95%
Instant
Monthly
$1
No min balance. NO withdrawal Penalties. Rate includes 1.95% p.a. Bonus for the first 3 months.
4.80%
Instant
Monthly
$0
Get 4.65% for the 1st 4 Months from account opening. Rate then drops to 3.20%p.a. No minimum balance. No monthly Fee.
4.65%
Instant
Monthly
$1
No min balance. NO withdrawal Penalties. Rate includes an ongoing 1.55% p.a. Bonus. Earn bonus interest when you make no withdrawals and deposit at least $50 before the last business day of each month.
4.55%
Instant
Monthly
$1
No min balance. NO withdrawal Penalties. Rate includes 1.55% p.a. Bonus for the first 4 months, after which rate drops to 3.00%p.a
4.55%
Instant
Monthly
$1

St.George Maxi Saver

St.George
  • Get a total of 4.80%p.a
  • Open a Direct Saver online saving account today and enjoy a fixed bonus rate of 1.95%p.a. above the standard Direct Saver variable rate 2.85%p.a with No fees
  • No minimum balance
  • Instant funds transfer if linked to St.George account
  • Unlimited fee-free phone and Internet banking
  • Interest calculated daily & paid monthly
  • Open up to 15 multiple direct saver accounts
  • Use it as your DIY Superannuation.

NAB iSaver

NAB
  • Get 3.00% p.a. (current standard variable interest rate) + 1.50% (4 months fixed bonus interest rate on new accounts) p.a. = 4.50% p.a. (current NAB iSaver rate on new accounts).
  • Interest is calculated daily and paid monthly
  • Open an account with $1
  • Pay no transaction or account keeping fees
  • Make unlimited deposits and withdrawals
  • No Direct ATM withdrawal instead withdraw via transfer to other account or beneficiary.

Westpac eSaver

Westpac
  • 3.00% p.a Westpac eSaver variable introductory rate + 1.55% p.a for 4 months fixed bonus rate = 4.55% p.a
  • High interest calculated daily on the full balance and paid monthly
  • Unlimited and fee free access to funds via Internet or Automated Telephone Banking to a linked transaction or savings account
  • No minimum balance, transfers or fixed investment terms
  • Optional paperless estatements

Citibank Online Saver

Citibank
  • A great introductory rate of 4.65% p.a. for the first 4 months of your account opening.
  • At the end of 4 months you’ll receive our standard variable interest rate, currently 3.20% p.a.
  • No account fees
  • No minimum balance
  • No fixed terms or hidden catches
  • Access your money 24 hours a day, 7 days a week through phone and internet banking
  • Savings up to $1 million will be covered by the Australian Government Guarantee

RaboDirect High Interest Savings Account

RaboDirect
  • Get 4.95% on balances up to $250k.
  • No fees and no minimum balance
  • Access to your savings 24 hours a day, 7 days a week
  • Interest calculated daily, paid monthly
  • No need to switch banks for your everyday banking
  • Also available to DIY super and trust accounts

Westpac Reward Saver

Westpac
  • 0.01% p.a Westpac eSaver variable introductory rate + 4.55% p.a fixed bonus rate = 4.55% p.a
  • Earn bonus interest when you make no withdrawals and deposit at least $50 before the last business day of each month