Life Insurance
What is Term Life insurance?
In brief, term life insurance in Australia can be described as a policy that provides protection until age 99, and will cover you as long as you pay your premiums. It pays a lump sum amount to your beneficiaries or to your estate if you pass away, giving your loved ones the funds to pay for funeral costs, future bills, and living costs.
Most people in Australia will have this type of life insurance as it covers you world-wide, 24/7.
However if you are looking for a type of life insurance product which covers you for a shorter period of time, there are a few life insurance companies in Australia who also offer ‘select term life insurance’ policies. This type of life insurance policy limits protection over a select term of 5, 10 or 15 years or which expire at a younger age.
If you unsure as to which type of life insurance policy may be best for you please simply complete the contact details of our form an an advisor will call and run through the options with you.
What is TPD insurance?
‘TPD’ stands for Total and Permanent Disability insurance and pays a lump sum should you suffer an accident leaving you totally and permanently disabled. This type of insurance can help cover the costs associated with medical bills, rehabilitation, and ongoing care. It can also provide help to support your family, and fund any costs associated with lifestyle and employment changes as a result of your injuries.
How much will it cost to get cover?
In brief, term life insurance in Australia can be described as a policy that provides protection until age 99, and will cover you as long as you pay your premiums. It pays a lump sum amount to your beneficiaries or to your estate if you pass away, giving your loved ones the funds to pay for funeral costs, future bills, and living costs.
Most people in Australia will have this type of life insurance as it covers you world-wide, 24/7.
However if you are looking for a type of life insurance product which covers you for a shorter period of time, there are a few life insurance companies in Australia who also offer ‘select term life insurance’ policies. This type of life insurance policy limits protection over a select term of 5, 10 or 15 years or which expire at a younger age.
If you unsure as to which type of life insurance policy may be best for you please simply complete the contact details of our form an an advisor will call and run through the options with you.
What is TPD insurance?
‘TPD’ stands for Total and Permanent Disability insurance and pays a lump sum should you suffer an accident leaving you totally and permanently disabled. This type of insurance can help cover the costs associated with medical bills, rehabilitation, and ongoing care. It can also provide help to support your family, and fund any costs associated with lifestyle and employment changes as a result of your injuries.
How much will it cost to get cover?
