HSBC
Credit Cards Review

Compare HSBC Credit Cards Compare HSBC credit cards – read our review and compare the features and benefits available from HSBC. We can help you to make an informed decision and find a card that suits you.

HSBC offer a range of credit cards designed to match your individual needs. With very low or no annual fees, competitive rates on purchases, introductory periods offering 0% on balance transfers and great online banking facilities, owning a credit card couldn't be easier!

HSBC credit cards come with a 55 day interest free period (where applicable), which means that as long as you pay your balance off in full within the 55 day period, you will never incur interest charges. Alternatively, you will pay the typical APR rate on remaining balances unless otherwise stated.

For freedom and flexibility, apply for an HSBC Credit Card today!

HSBC Credit Card

Advice

No Annual Fee for Life

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: 2%
Purchase Rate: N/A
Annual Rates
Balance Transfers: N/A
Purchases: 17.99% p.a.
Cash Advance: 21.99% p.a.
Annual Fee: Free For Life
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have a Income of over $20,000.pa

HSBC Platinum Qantas Card

Advice

Apply for the HSBC Platinum Qantas Credit Card before 31 March 2012, be approved and make an eligible purchase within 3 months, and you'll receive a bonus 20,000 Qantas Frequent Flyer points. You can redeem those points for a Classic Award economy flight from Sydney to Melbourne (8,000 points plus $23.53 in surcharges, fees and taxes).

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: 2%
Purchase Rate: N/A
Annual Rates
Balance Transfers: 18.99% p.a.
Purchases: 18.99% p.a.
Cash Advance: 21.75% p.a.
Annual Fee: $199
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 45 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have a Income of over $60,000.pa

Credit Card Rewards

  • Earn 2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas
  • Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia.
  • Complimentary invitations to the Qantas Club lounge every year
  • Complimentary membership to the Qantas Frequent Flyer Program (valued at $82.50) if you aren't already a member

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