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Banking & Saving Heritage Savings Accounts

Compare Heritage Savings Accounts

Compare Heritage Savings Accounts – read our review and compare the features and benefits available from Heritage. Make an informed decision to find a Savings Account that suits you.

Heritage Savings Accounts Review

Heritage Savings Accounts offer a range of features and benefits offering instant access accounts that give you the flexibility to withdraw from your funds at any time. You can access your Heritage Savings Account through Heritage Access Line telephone banking, Heritage Online internet banking and in Branch, as well as ATMs and Mini Branches.

Heritage savings accounts offer attractive interest rates to help your money grow, that won't cost you a penny in account keeping fees. Heritage also has a comprehensive range of saving products with minimum transaction fees designed to help you achieve your saving goals.

All deposits with Heritage Building Society are protected by the Australian Government guarantee, offering cover for up to $1 million at no cost, or a small percentage for anything over this limit.

Top 5 Savings Accounts products

Provider Account Interest %p.a Notice Interest Paid Min Bal Apply
St. George Direct Saver
No min balance. NO withdrawal Penalties. Rate includes 1.55% p.a. Bonus for the first 4 months (providing you open before 30 Jun 2010).
5.75%
Instant
Monthly
$0
Apply >
More Info
RaboPlus Premium Saver
No Min balance. No withdrawal Penalties. Rate includes a 2% bonus if your balance is $200 higher than previous month
5.75%
Instant
Monthly
$0
Apply >
More Info
Ubank Usaver
NO withdrawal Penalties. Flat Rate with No bonus period. No Min Deposit. Money Magazine 'Best Online Savings Account' 2010 winner.
5.75%
Instant
Monthly
$1
Apply >
More Info
St. George Power Saver
No Min balance. NO withdrawal Penalties. Rate includes 2.40% p.a. Bonus for the first 4 months (providing you open before 30 June 2010).
5.50%
Instant
Monthly
$1
Apply >
More Info
NAB iSaver
Min balance $1. NO withdrawal Penalties. Rate includes 1.65% p.a. Bonus for the first 4 months (providing you open before 13 April 2010).
5.40%
Instant
Monthly
$1
Apply >
More Info
Ubank Usaver
  • Get high interest rates of 5.75%p.a on your savings
  • Rates are calculated daily and paid monthly
  • No monthly account fees
  • No minimum deposit amount
  • Maximum balance of $1 million dollars per customer
  • Set up 'Savings Buckets' - This allows you to set up different accounts for each of your savings goals in just a few clicks, for example 'New car Fund'
  • Set up an Automatic Savings Plan option that makes regular contributions from another Australian bank account. For example, set up a monthly Automatic Savings Plan for $100 (or more) and receive a Savings Bonus of 0.10%p.a. (for balances up to $150,000)
  • Make use of the Usaver Goal Tracker online savings tool
  • Have the flexibility to transfer funds to any Australian account with the Usaver 'Pay Anyone' feature
  • Have your choice of alerts sent to you via email, SMS or secure mail
  • Access to a real person at Ubank through a dedicated call centre.
RaboPlus Premium Saver
  • Start saving regularly and earn seriously high interest with the RaboPlus PremiumSaver.
  • Earn 5.75% p.a. if you increase your monthly balance by $200 (on top of interest earned) compared to the opening balance of that month
  • Login any time to see how much you need to deposit to meet the minimum monthly balance increase
  • You still get a great rate of 4.00% p.a. if you don't make the increase
  • Interest calculated daily, paid monthly
  • Unlimited withdrawals – access your money whenever you need it
  • No minimum opening balance
St. George Direct Saver
  • Get a total of 5.75%p.a
  • Open a Direct Saver online saving account today and enjoy a fixed bonus rate of 1.55%p.a. above the standard Direct Saver variable rate (4.20%p.a. on 5 March 2010), for 4 months when you open a Direct Saver account before 30 June 2010.
  • No fees
  • No minimum balance
  • Instant funds transfer if linked to St.George account
  • Unlimited fee-free phone and Internet banking
  • Interest calculated daily & paid monthly
  • Open up to 15 multiple directsaver accounts
  • Use it as your DIY Superannuation.
ANZ Online Saver
  • Open an ANZ Online Saver by 30 January 2010 and you can get your savings off to a flying start. Enjoy bonus interest of 1.25% p.a. on top of the standard variable rate, currently 4.00% p.a.1, until 30 May 2010. There is no minimum balance needed to open the account, meaning you can start your savings plan now. This offer is only available by applying online via the Apply Now button.
  • No Minimum Balance
  • Interest is calculated daily and paid quarterly
  • Safe and secure Government Guarantee on deposits
  • 24/7 State of the art online banking
  • Terms and conditions, fees and charges apply.
St. George Power Saver
  • Enjoy a fixed bonus interest rate on top of your standard variable Power Saver rate for 4 months when you open a new Power Saver account between 1 March 2010 and 30 June 2010 and deposit only new funds to St.George Bank
  • For customers who reside in NSW, ACT, SA or NT the fixed Bonus rate is 2.40%p.a.
  • For customers who reside in QLD, VIC, WA or TAS, the fixed Bonus rate is 1.55%p.a.
  • No monthly account fees
  • Unlimited fee free online and phone transactions
  • Instant access via branch and ATM/EFTPOS+
  • Choose a Deposit Only Card, so you won’t be tempted to access your savings at an ATM
NAB iSaver
  • Get 3.75% p.a. (current standard variable interest rate) + 1.65% (4 months fixed bonus interest rate on new accounts) p.a. = 5.40% p.a. (current NAB iSaver rate on new accounts).
  • This rate is effective until 13 April 2010.
  • Interest is calculated daily and paid monthly
  • Open an account with $1
  • Pay no transaction or account keeping fees
  • Make unlimited deposits and withdrawals
  • No Direct ATM withdrawal instead withdraw via transfer to other account or beneficiary.
Suncorp E-Options
  • Earn up to 4.25% p.a. in high interest
  • No monthly account keeping fees
  • No minimum balance or deposit
  • Interest calculated daily
  • You can access your money by transferring over the internet, from your eOptions account to your everyday account.
  • You can then withdraw your savings from this account at any time.
  • To help you save Suncorp will not be issuing you with an ATM card with this account.

Savings Accounts Reviews