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Banking & Saving Heritage Savings Accounts

Compare Heritage Savings Accounts

Compare Heritage Savings Accounts – read our review and compare the features and benefits available from Heritage. Make an informed decision to find a Savings Account that suits you.

Heritage Savings Accounts Review

Heritage Savings Accounts offer a range of features and benefits offering instant access accounts that give you the flexibility to withdraw from your funds at any time. You can access your Heritage Savings Account through Heritage Access Line telephone banking, Heritage Online internet banking and in Branch, as well as ATMs and Mini Branches.

Heritage savings accounts offer attractive interest rates to help your money grow, that won't cost you a penny in account keeping fees. Heritage also has a comprehensive range of saving products with minimum transaction fees designed to help you achieve your saving goals.

All deposits with Heritage Building Society are protected by the Australian Government guarantee, offering cover for up to $1 million at no cost, or a small percentage for anything over this limit.

Top 5 Savings Accounts products

Provider Account Interest %p.a Notice Interest Paid Min Bal Apply
Virgin Saver
Get 6.75% for the 1st 4 Months from account opening. Rate then drops to 5.35%p.a. No minimum balance. No monthly Fee.
6.75%
Instant
Monthly
$1
Apply >
More Info
UBank USaver
NO withdrawal Penalties. Rate includes 0.50% p.a. Bonus. No Min Deposit. Money Magazine 'Best Online Savings Account' 2010 winner.
6.51%
Instant
Monthly
$1
Apply >
More Info
Citibank Online Saver
Get 6.45% for the 1st 6 Months from account opening. Rate then drops to 5.25%p.a. No minimum balance. No monthly Fee.
6.45%
Instant
Monthly
$1
Apply >
More Info
RaboPlus Savings Account
No Min balance. No withdrawal Penalties. Standard rate of 5.0%, plus a 1.40% bonus until end of 2010.
6.40%
Instant
Monthly
$0
Apply >
More Info
St. George Direct Saver
No min balance. NO withdrawal Penalties. Rate includes 1.55% p.a. Bonus for the first 4 months (providing you open before 30 Jun 2010).
6.15%
Instant
Monthly
$0
Apply >
More Info
Virgin Saver
  • The new Virgin Saver with the best rates around. Rates that start high and stay there to ensure customers save faster
  • A market leading variable introductory of 6.75% for 4 months and an great ongoing variable rate of 5.35%
  • No fees whatsoever and unlimited free transaction between Virgin Saver and customers linked bank account
  • No min balances or deposit amount
  • Access your account online 24/7 to transfer money, set up automatic savings plans, see statements and much more
  • Savings of up to $1 million dollars are covered by the Australian Government Guarantee through our alliance with Citibank.
UBank USaver
  • Get high interest rates of 6.51%p.a on your savings
  • Rate includes a savings bonus of 0.50%
  • Rates are calculated daily and paid monthly
  • No monthly account fees
  • No minimum deposit amount
  • Maximum balance of $1 million dollars per customer
  • Set up 'Savings Buckets' - This allows you to set up different accounts for each of your savings goals in just a few clicks, for example 'New car Fund'
  • Set up an Automatic Savings Plan option that makes regular contributions from another Australian bank account. For example, set up a monthly Automatic Savings Plan for $100 (or more) and receive a Savings Bonus of 0.10%p.a. (for balances up to $150,000)
  • Make use of the Usaver Goal Tracker online savings tool
  • Have the flexibility to transfer funds to any Australian account with the Usaver 'Pay Anyone' feature
  • Have your choice of alerts sent to you via email, SMS or secure mail
  • Access to a real person at Ubank through a dedicated call centre.
St. George Direct Saver
  • Get a total of 6.15%p.a
  • Open a Direct Saver online saving account today and enjoy a fixed bonus rate of 1.55%p.a. above the standard Direct Saver variable rate (4.60%p.a. on 10 May 2010), for 4 months when you open a Direct Saver account before 30 June 2010.
  • No fees
  • No minimum balance
  • Instant funds transfer if linked to St.George account
  • Unlimited fee-free phone and Internet banking
  • Interest calculated daily & paid monthly
  • Open up to 15 multiple directsaver accounts
  • Use it as your DIY Superannuation.
ANZ Online Saver
  • Open an ANZ Online Saver by 30 Sept 2010 and you can get your savings off to a flying start. Enjoy bonus interest of 1.50% p.a. on top of the standard variable rate, currently 4.50% p.a., until 31 Jan 2011. There is no minimum balance needed to open the account, meaning you can start your savings plan now. This offer is only available by applying online via the Apply Now button.
  • No Minimum Balance
  • Interest is calculated daily and paid quarterly
  • Safe and secure Government Guarantee on deposits
  • 24/7 State of the art online banking
  • Terms and conditions, fees and charges apply.
St. George Power Saver
  • Enjoy a fixed bonus interest rate on top of your standard variable Power Saver rate for 4 months when you open a new Power Saver account between 1 March 2010 and 30 June 2010 and deposit only new funds to St.George Bank
  • For customers who reside in NSW, ACT, SA or NT the fixed Bonus rate is 2.40%p.a.
  • For customers who reside in QLD, VIC, WA or TAS, the fixed Bonus rate is 1.55%p.a.
  • No monthly account fees
  • Unlimited fee free online and phone transactions
  • Instant access via branch and ATM/EFTPOS+
  • Choose a Deposit Only Card, so you won’t be tempted to access your savings at an ATM
NAB iSaver
  • Get 4.25% p.a. (current standard variable interest rate) + 1.75% (4 months fixed bonus interest rate on new accounts) p.a. = 6.0% p.a. (current NAB iSaver rate on new accounts).
  • Interest is calculated daily and paid monthly
  • Open an account with $1
  • Pay no transaction or account keeping fees
  • Make unlimited deposits and withdrawals
  • No Direct ATM withdrawal instead withdraw via transfer to other account or beneficiary.
RaboPlus Savings Account
  • Earn our special variable rate, currently 6.40% p.a. on balances up to $1 million until 31 December 2010
  • The special rate is a fixed 1.40% p.a. above our standard variable rate, currently 5.00% p.a.
  • No fees and no minimum balance
  • Access to your savings 24 hours a day, 7 days a week
  • Interest calculated daily, paid monthly
  • No need to switch banks for your everyday banking
  • Also available to DIY super and trust accounts
BankWest TeleNet Saver
  • Earn 6.15% p.a (12 month into offer)
  • Go to rate of 4.50%p.a. after 12 months
  • No minimum deposit
  • New TeleNet Saver customers
  • Access your account 24/7 via Online Banking
  • $5m maximum investment
Suncorp E-Options
  • Earn up to 4.75% p.a. in high interest
  • No monthly account keeping fees
  • No minimum balance or deposit
  • Interest calculated daily
  • You can access your money by transferring over the internet, from your eOptions account to your everyday account.
  • You can then withdraw your savings from this account at any time.
  • To help you save Suncorp will not be issuing you with an ATM card with this account.
Citibank Online Saver
  • A great introductory rate of 6.45% p.a. for the first 6 months of your account opening.
  • At the end of 6 months you’ll receive our standard variable interest rate, currently 5.25% p.a.
  • No account fees
  • No minimum balance
  • No fixed terms or hidden catches
  • Access your money 24 hours a day, 7 days a week through phone and internet banking
  • Savings up to $1 million will be covered by the Australian Government Guarantee

Savings Accounts Reviews