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Heritage Overview

Heritage Australia’s largest building society and is a mutual organisation which means instead of having shareholders, it has members. These members are the customers, meaning that you can actually become a Heritage member with a share in ownership and be able to put your views forward on the way in which they operate if you become a customer.

As a result of this structure, Heritage can focus on remaining financially strong and ethical, as opposed to directing its efforts to making the highest possible profits from customers to pay shareholders. This means Heritage is able to provide its members with fair products that carry lower fees and charges and more flexibility. The extra benefits used to improve Heritage are clear, with  several million dollars each year used to support and maintain the society that would otherwise have been paid to shareholders.

All deposits amounting up to $1 million per individual held with Heritage are protected by the Federal Government Compensation Scheme, giving investors peace of mind in knowing that in the unlikely event of the society encountering any problems, their money is safe.

Heritage Credit Cards

Heritage Building Society offers an extensive range of Credit cards designed to accommodate all members, including low rate credit cards and Classic and Gold Cards. The low rate card comes without frills, but is a great way to manage your money without having to pay over the odds.

Alternatively, Heritage credit cards offer a variety of cards that come with special benefits including up to 55 interest free days and rewards schemes offering an array of options including bonus points that can be used through its partners.

Visa is the most recognised card in the world. It's can be used in more than 493,000 retail outlets across Australia and at 24 million around the world, as well as countless online shopping stores. Verified by Visa will protect you against fraud when using your card to shop online.
Heritage Credit Cards Review >

Heritage Savings Accounts

Heritage Savings Accounts offer a range of features and benefits offering instant access accounts that give you the flexibility to withdraw from your funds at any time. You can access your Heritage Savings Account through Heritage Access Line telephone banking, Heritage Online internet banking and in Branch, as well as ATMs and Mini Branches.

Heritage savings accounts offer attractive interest rates to help your money grow, that won't cost you a penny in account keeping fees. Heritage also has a comprehensive range of saving products with minimum transaction fees designed to help you achieve your saving goals.

All deposits with Heritage Building Society are protected by the Australian Government guarantee, offering cover for up to $1 million at no cost, or a small percentage for anything over this limit.
Heritage Savings Accounts Review >