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CUA Overview

CUA is a financial institution owned by its members, as opposed to external shareholders.

CUA is run by over 600 staff, serving over 400,000 members through three state offices and more than 70 branches and regional centres. Named ‘Credit Union of the Year’ by the Australian Banking and Finance Awards for four years in a row, CUA is now the largest credit union in Australia.

CUA offer a range of loans, banking products, credit cards, insurance products and financial planning to both personal and business customers.
CUA offer a range of credit cards with a variety of benefits to help you get the best from your spending. With low balance transfer rates, CUA Credit Cards allow you to transfer your balance across and start reaping the benefits.

With CUA reward credit cards you can start earning points for shopping vouchers, merchandise, hotel stays, petrol vouchers and much more. You can also benefit from a list of great features which include annual travel insurance, purchase cover and generous credit limits.

CUA credit cards come with up to 55 interest free days on purchases (where applicable), giving you time to pay off your balance over a period that better suits you. This means that as long as your always pay your balance off in full within the specified time, you can take advantage of interest free credit. If you are unable to pay the full amount owed within this period, the typical interest rate will be applied to the remaining balance.
CUA offers a fantastic range of savings accounts, each designed to cater for a variety of saving goals.  Everyone has some kind of savings plan, whether it be for a new car, a deposit on a new home, a prepaid Christmas or simply for a rainy day. Whatever you’re saving for, CUA's competitive range of savings accounts can help you to achieve your savings goal.

Each savings account offered by CUA has been created with a type of saver in mind, covering everything from a standard instant access savings accounts, to a Christmas club account allowing you to spread the cost of Christmas throughout the year.
CUA offers a range of bank accounts to give you the freedom and flexibility to manage your money the way you want to. All CUA Transaction Accounts come with a VISA debit card, giving you access to your money at an ATM in Australia. With no opening deposits required and no minimum deposit, you can open an account as soon as you like.

Each account has been tailor-made to make your life easier depending on your circumstances, so whether you're under 25 and want an account that allows unlimited free withdrawals, you're over 55 and want great interest rates, or for anyone else that spends, CUA bank accounts have a perfect account for you.