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Credit Cards Platinum & Gold
Credit Cards Platinum & Gold Compare
Gold & Platinum Credit Cards
Compare platinum and gold credit cards and benefit from high credit limits, plus a number of exclusive features including travel & medical insurance, extended warranties and purchase & fraud protection.
Editors Choice - Citibank Clear Platinum - 6 months 0%
Get a market leading package including a fantastically low APR of only 11.99%p.a coupled with 6 months 0% on Balance Transfers, Purchases and Cash Advances...
Citibank Select Card
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | 4.90% p.a. for 6 mths |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 21.24% p.a. |
| Purchases: | 20.74% p.a. |
| Cash Advance: | 21.24% p.a. |
| Annual Fee: | $700 p.a. |
| Standard Features | |
| Credit Limit: | $120,000 |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | No |
| Approval Criteria | |
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Credit Card Benefits
- With your Citibank Select Credit Card you will earn two points per dollar spent, plus enjoy the benefit of unlimited points that never expire
- Use your points to travel on your own terms with access to an expanded range of travel reward, airline and hotel partners
- Priority Pass™ membership gives you and your guest access to over 600 airport VIP lounges worldwide, regardless of your choice of airline or class of ticket or membership in an airline lounge program
- You'll have access to the finest luxury lifestyle experiences created and customised for Citi Select Cardholders through the Visa Signature Bespoke Event Program
St.George Platinum
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | 3.99% p.a. for 6 mths |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 15.99% p.a. |
| Purchases: | 15.99% p.a. |
| Cash Advance: | 21.49% p.a. |
| Annual Fee: | No Annual Fee in 1st Yr, then $89 |
| Standard Features | |
| Credit Limit: | Subject to Status |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
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Credit Card Benefits
- Travel Insurance - Pay for your overseas return travel tickets with your St.George Platinum Card and you automatically receive up to three months free travel insurance.
- Extended warranty insurance - Receive up to 12 months free extended warranty on the manufacturer’s expressed Australian warranty.
- Best price guarantee - This guarantee enables you to receive the best price on most new personal items. If soon after purchasing a good you see it at a cheaper price, you can claim the difference back.
- Personal Concierge Service - Available 24x7 at home or anywhere you’re travelling.
- Domestic flight inconvenience insurance - When your domestic flight is paid on your St.George Platinum Card, you, your spouse and dependent children are covered for the entire holiday.
NAB Premium Card
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | 1% p.a. for 12 mths |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 19.49% p.a. |
| Purchases: | 19.49% p.a. |
| Cash Advance: | 21.74% p.a. |
| Annual Fee: | $90 p.a. |
| Standard Features | |
| Credit Limit: | Minimum $5000 |
| Interest Free Days: | Up to 44 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
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Credit Card Benefits
- Receive special insurances for Gold cardholders including complimentary National Gold Overseas Travel Insurance!
St.George Gold Card
Advice
Gold Includes:
- High Credit Limits from $5,000
- Travel Insurance
- Transit Accident Insurance
- Purchase cover
- Extended warranty on purchases
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | N/A |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 15.99% p.a. |
| Purchases: | 15.99% p.a. |
| Cash Advance: | 20.24% p.a. |
| Annual Fee: | $79 p.a. |
| Standard Features | |
| Credit Limit: | Subject to Status |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
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Credit Card Rewards
- St.George instant benefits
Gold & Platinum Credit Cards Explained
What are gold and platinum credit cards?
Gold and platinum credit cards are the elite of premium credit cards, offering a range of exclusive features and benefits.
What makes these credit cards special?
These prestigious cards have a tendency to cost much more, while offering more substantial benefits. These credit cards are not designed to reduce debt, and they command the highest rates and fees on the market. Those able to benefit will find the extras worthwhile.
How do I benefit from these credit cards?
These cards offer special benefits, such as family travel insurance, insurance on purchases, and concierge services.
Gold and platinum credit cards also tend to offer generous credit limits and loyalty schemes on purchases which include reward points, cashback, and discounts.
Do these credit cards suit me?
Most of these cards require successful applicants to have a good credit history and an annual salary of at least $50,000. However, some gold and platinum credit cards come with more relaxed requirements and are available to permanent Australia residents over the age of 18.
See our best gold & platinum credit cards above.
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