- American Express Credit Cards
- ANZ Credit Cards
- Aussie Credit Cards
- Bank of Queensland Credit Cards
- BankSA Credit Cards
- Bankwest Credit Cards
- BOQ Credit Cards
- Citibank Credit Cards
- Coles Group Source Credit Cards
- Commonwealth Bank Credit Cards
Compare platinum and gold credit cards and benefit from high credit limits, plus a number of exclusive features including travel & medical insurance, extended warranties and purchase & fraud protection.
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | 6.90% p.a. for 9 mths |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 21.24% p.a. |
| Purchases: | 20.74% p.a. |
| Cash Advance: | 21.24% p.a. |
| Annual Fee: | $700 p.a. |
| Standard Features | |
| Credit Limit: | $120,000 |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | No |
| Approval Criteria | |
|
|
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | 3.99% p.a. for 6 mths |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 15.99% p.a. |
| Purchases: | 15.99% p.a. |
| Cash Advance: | 21.49% p.a. |
| Annual Fee: | $89 p.a. |
| Standard Features | |
| Credit Limit: | Subject to Status |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
|
Get your annual fee reduced by $30 if you have or take out a Commonwealth Bank Account or Loan.
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | N/A |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 21.74% p.a. |
| Purchases: | 20.74% p.a. |
| Cash Advance: | 21.74% p.a. |
| Annual Fee: | $280 |
| Standard Features | |
| Credit Limit: | Subject to Status |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
|
Get 50% off the Annual Fee for the life of the card, from $199 to only $99 if you apply before 15th April 2012.
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | 1.90% p.a. for 6 mths |
| Balance Transfer Fee: | 0% |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 20.74% p.a. |
| Purchases: | 20.74% p.a. |
| Cash Advance: | 21.74% p.a. |
| Annual Fee: | $99 |
| Standard Features | |
| Credit Limit: | $100,000 |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | No |
| Approval Criteria | |
|
|
Gold Includes:
- High Credit Limits from $5,000
- Travel Insurance
- Transit Accident Insurance
- Purchase cover
- Extended warranty on purchases
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | N/A |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 15.99% p.a. |
| Purchases: | 15.99% p.a. |
| Cash Advance: | 20.24% p.a. |
| Annual Fee: | $79 p.a. |
| Standard Features | |
| Credit Limit: | Subject to Status |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
|
Get 6 months 0% on balance transfers and purchases...offer ends 13th March 2012!
Also get $0 Annual Fee1 for the first year, then only $87 per year!
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | 0% p.a. for 6 mths |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | 0% p.a. 6 mths |
| Annual Rates | |
| Balance Transfers: | 19.24% p.a. |
| Purchases: | 19.24% p.a. |
| Cash Advance: | 20.99% p.a. |
| Annual Fee: | No Annual Fee in 1st Yr, then $87 if spend below $20k |
| Standard Features | |
| Credit Limit: | Subject to Status |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
|
Get your annual fee reduced by $30 if you have or take out a Commonwealth Bank Account or Loan.
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | N/A |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Annual Rates | |
| Balance Transfers: | 21.74% p.a. |
| Purchases: | 20.74% p.a. |
| Cash Advance: | 21.74% p.a. |
| Annual Fee: | $144 |
| Standard Features | |
| Credit Limit: | Subject to Status |
| Interest Free Days: | Up to 55 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
|
Gold and platinum credit cards are the elite of premium credit cards, offering a range of exclusive features and benefits.
These prestigious cards have a tendency to cost much more, while offering more substantial benefits. These credit cards are not designed to reduce debt, and they command the highest rates and fees on the market. Those able to benefit will find the extras worthwhile.
These cards offer special benefits, such as family travel insurance, insurance on purchases, and concierge services.
Gold and platinum credit cards also tend to offer generous credit limits and loyalty schemes on purchases which include reward points, cashback, and discounts.
Most of these cards require successful applicants to have a good credit history and an annual salary of at least $50,000. However, some gold and platinum credit cards come with more relaxed requirements and are available to permanent Australia residents over the age of 18.