Spread the cost of spending using a low rate credit card with the St George Vertigo

Over the past few months people have become more cautious with their spending, and more concerned with saving. This may be seen as a responsible way of handling money, however by living by these rules you could be missing out on some great savings, especially with the current state of the economy.

This is due to the fact that many retailers are attempting to stimulate the economy buy holding sales and offers to encourage people to part with their cash.  

Low rate credit cards can be used as a method of providing you with the means to make purchases, then pay them off before the interest free days period is reached.

The majority of credit cards available offer interest free periods, some up to 55 days. As long as you ensure the balance is paid off in full before the interest free period is up, you will not pay any fees, effectively giving you access to a free loan.

One of the best things about low rate credit cards is that if you fail to pay off your full balance within the specified interest free period, you will be charged at a low rate which will reduce the charges added to your balance when compared to a higher rate credit card.

The St. George Vertigo credit card currently offers a market leading rate of just 11.89%p.a. On purchases. This low rate comes with up to 55 days interest free, allowing you to spread the cost of your spending and save money through avoiding interest charges.

The St. George Vertigo low rate credit card also features:

    * 0% on balance transfers for the first 6 months – allowing you to transfer your existing balance.
    * A competitive cash advance rate of just 20.49%
    * Safe online shopping with MasterCard SecureCode.
    * Additional card for a friend or family member

The St. George Vertigo credit card was voted Australia's cheapest credit card by Money Magazine in 2007 and 2008.

Come and see this card and more at which4u.com.au/credit-cards