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Credit Cards Latest News Aussie Credit Card now offering 0% on purchases

Aussie Credit Card now offering 0% on purchases

Aussie Credit Card now offering 0% on purchases
The Aussie Mastercard has had a makeover just in-time for Christmas. Previously with 0% on balance transfers, it has switched this bonus over to a fantastic 0% on purchases. This means that by applying for this card you can spread the cost of the festive season over a six month period.

This card now offers a standard rate of 11.99% on balance transfers so is more suitable for those that wish to get credit rather than pay off their debts.

If you're looking for a balance transfer credit card then why not consider the NAB Low Rate Card. This credit card offers 6 months 0% on balance transfers, with a low rate of just 12.70% on purchases.

You can find these credit cards and more at www.which4u.com.au/credit-cards
Monday, 24 November 2008 13:57
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Top 5 Credit Cards

Card Balance Transfers Typical APR (variable) Annual Fee Apply
View Full Table >
Citibank Clear Platinum
Apply >
More Info
0%
6 mths
11.49%
$99 - $50 off in 1st year = $49
ANZ Low Rate Card
Apply >
More Info
0%
6 mths
13.24%
$58 p.a.
ANZ Balance
Apply >
More Info
0%
6 mths
14.24%
$79 p.a.
HSBC Credit Card
Apply >
More Info
0%
6 mths
16.99%
Free For Life
Citibank Clear
Apply >
More Info
0%
6 mths
15.49%
$65 p.a.

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
11.49% p.a.
Balance Transfers:
11.49% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
$99 - $50 off in 1st year = $49

Standard Features

Credit Limit:
$20,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa
  • You have not applied and been declined for another Citibank product in the last 9 months
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
13.24% p.a.
Balance Transfers:
13.24% p.a.
Cash Advance:
21.49% p.a.
Annual Fee:
$58 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
14.24% p.a.
Balance Transfers:
14.24% p.a.
Cash Advance:
21.49% p.a.
Annual Fee:
$79 p.a.

Standard Features

Credit Limit:
$15,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
16.99% p.a.
Balance Transfers:
N/A
Cash Advance:
20.75% p.a.
Annual Fee:
Free For Life

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have a Income of over $20,000.pa

Introductory Offer

Balance Transfer Rate:
0% p.a. 6 mths
Purchase Rate:
11.99% p.a. 12 mths

Standard Rates

Purchases:
15.49% p.a.
Balance Transfers:
15.49% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
$65 p.a.

Standard Features

Credit Limit:
$20,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $20,000.pa
  • You have not applied and been declined for another Citibank product in the last 9 months
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Introductory Offer

Balance Transfer Rate:
1.90% p.a. 15 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.75% p.a.
Balance Transfers:
19.75% p.a.
Cash Advance:
19.75% p.a.
Annual Fee:
$99 p.a.

Standard Features

Credit Limit:
$60,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • Are at least 18 years of age
  • Have a good credit rating
  • Earn taxable income of $35,000 per year or more
  • Are a permanent Australian resident
  • If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.

Introductory Offer

Balance Transfer Rate:
1.90% p.a. 12 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
12.24% p.a.
Balance Transfers:
12.24% p.a.
Cash Advance:
17.99% p.a.
Annual Fee:
$39 p.a.

Standard Features

Credit Limit:
$20,000
Interest Free Days:
Up to 0 days
Online Banking:
Yes

Approval Criteria

  • Are at least 18 years of age
  • Have a good credit rating
  • Earn taxable income of $20,000 per year or more
  • Are a permanent Australian resident
  • If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.

Introductory Offer

Balance Transfer Rate:
1.90% p.a. 12 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.99% p.a.
Balance Transfers:
19.99% p.a.
Cash Advance:
19.99% p.a.
Annual Fee:
$63 p.a.

Standard Features

Credit Limit:
$7,500
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • Are at least 18 years of age
  • Have a good credit rating
  • Earn taxable income of $20,000 per year or more
  • Are a permanent Australian resident
  • If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
10.75% p.a.
Balance Transfers:
10.75% p.a.
Cash Advance:
21.74% p.a.
Annual Fee:
$59 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • & have an Earned Taxable Income of over $20,000.pa

Introductory Offer

Balance Transfer Rate:
3.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
16.99% p.a.
Balance Transfers:
16.99% p.a.
Cash Advance:
16.99% p.a.
Annual Fee:
Free For Life

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • & have an Earned Taxable Income of over $20,000.pa

Introductory Offer

Balance Transfer Rate:
2.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
12.49% p.a.
Balance Transfers:
12.49% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
$55 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Introductory Offer

Balance Transfer Rate:
2.90% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
16.95% p.a.
Balance Transfers:
16.95% p.a.
Cash Advance:
20.99% p.a.
Annual Fee:
Free For Life

Standard Features

Credit Limit:
$2,000 - $10,000
Interest Free Days:
Up to 44 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have an annual Income of $20000 p.a. or more.

Introductory Offer

Balance Transfer Rate:
2.99% p.a. 6 mths
Purchase Rate:
2.99% p.a. 6 mths

Standard Rates

Purchases:
12.99% p.a.
Balance Transfers:
12.99% p.a.
Cash Advance:
19.79% p.a.
Annual Fee:
$49 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa
  • If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa

Introductory Offer

Balance Transfer Rate:
2.90% p.a. 12 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
13.24% p.a.
Balance Transfers:
13.24% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$58 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
2.90% p.a. 12 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
14.24% p.a.
Balance Transfers:
14.24% p.a.
Cash Advance:
21.49% p.a.
Annual Fee:
$79 p.a.

Standard Features

Credit Limit:
$15,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
3.90% p.a. For Life
Purchase Rate:
N/A

Standard Rates

Purchases:
19.99% p.a.
Balance Transfers:
19.99% p.a.
Cash Advance:
19.99% p.a.
Annual Fee:
$205 p.a.

Standard Features

Credit Limit:
$100,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • Are at least 18 years of age
  • Have a good credit rating
  • Earn taxable income of $50,000 per year or more
  • Are a permanent Australian resident
  • If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.

Introductory Offer

Balance Transfer Rate:
0.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.49% p.a.
Balance Transfers:
18.49% p.a.
Cash Advance:
20.49% p.a.
Annual Fee:
$79 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
0% p.a. 5 mths

Standard Rates

Purchases:
19.34% p.a.
Balance Transfers:
19.34% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
No Annual Fee in 1st Yr, then $30

Standard Features

Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
13.24% p.a.
Balance Transfers:
13.24% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
$45 p.a.

Standard Features

Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
1.90% p.a. 12 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
20.74% p.a.
Balance Transfers:
20.74% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
$149 p.a.

Standard Features

Credit Limit:
$60,000
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $35,000.pa
  • You have not applied and been declined for another Citibank product in the last 9 months
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Introductory Offer

Balance Transfer Rate:
3.99% p.a. 12 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
12.99% p.a.
Balance Transfers:
12.99% p.a.
Cash Advance:
19.79% p.a.
Annual Fee:
$49 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa
  • If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa

Introductory Offer

Balance Transfer Rate:
3.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
15.74% p.a.
Balance Transfers:
15.74% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
$89 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Introductory Offer

Balance Transfer Rate:
0.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.64% p.a.
Balance Transfers:
19.64% p.a.
Cash Advance:
21.14% p.a.
Annual Fee:
$75 p.a.

Standard Features

Interest Free Days:
Up to 45 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
0.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.64% p.a.
Balance Transfers:
19.64% p.a.
Cash Advance:
21.14% p.a.
Annual Fee:
$125 p.a.

Standard Features

Interest Free Days:
Up to 45 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
0.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.64% p.a.
Balance Transfers:
19.64% p.a.
Cash Advance:
21.14% p.a.
Annual Fee:
No Annual Fee in 1st Yr, then $250

Standard Features

Interest Free Days:
Up to 45 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.99% p.a.
Balance Transfers:
21.49% p.a.
Cash Advance:
21.49% p.a.
Annual Fee:
$24, or Free if you spend $1000+p.a

Standard Features

Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
20.49% p.a.
Balance Transfers:
21.49% p.a.
Cash Advance:
21.49% p.a.
Annual Fee:
$144 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
20.49% p.a.
Balance Transfers:
21.49% p.a.
Cash Advance:
21.49% p.a.
Annual Fee:
$280 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
20.49% p.a.
Balance Transfers:
21.49% p.a.
Cash Advance:
21.49% p.a.
Annual Fee:
$89 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
7.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.99% p.a.
Balance Transfers:
18.99% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$30 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 44 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.34% p.a.
Balance Transfers:
19.34% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
No Annual Fee in 1st Yr, then $90

Standard Features

Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.64% p.a.
Balance Transfers:
19.64% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
$100 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 45 days
Online Banking:
Yes

Approval Criteria

  • You are aged 18 years or over
  • You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
  • You earn a minimum income of $15,000p.a

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.64% p.a.
Balance Transfers:
19.64% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
$150 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 45 days
Online Banking:
Yes

Approval Criteria

  • You are aged 18 years or over
  • You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
  • You earn a minimum income of $50,000p.a

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.64% p.a.
Balance Transfers:
19.64% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
$295 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 45 days
Online Banking:
Yes

Approval Criteria

  • You are aged 18 years or over
  • You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
  • You earn a minimum income of $65,000p.a

Introductory Offer

Balance Transfer Rate:
N/A
Purchase Rate:
4.99% p.a. 9 mths

Standard Rates

Purchases:
12.99% p.a.
Balance Transfers:
12.99% p.a.
Cash Advance:
19.79% p.a.
Annual Fee:
$49 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa
  • If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa

Introductory Offer

Balance Transfer Rate:
N/A
Purchase Rate:
N/A

Standard Rates

Purchases:
12.99% p.a.
Balance Transfers:
12.99% p.a.
Cash Advance:
19.79% p.a.
Annual Fee:
No Annual Fee in 1st Yr, then $49

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa
  • If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa