Paying too much on your credit cards? Switch to a low rate credit card

People frequently use there credit cards but incur interest as they do not pay off the full balance each month. There are a number of different credit cards designed to suit all types of spenders. If you find that you pay high interest then it might be a good idea to switch to a low rate credit card.

There are a wide range of low rate credit cards to choose from ranging between 11.89% and 15.99%. These include:

• St George Vertigo MasterCard - comes with a competitive low rate of just 11.89% p.a. with up to 55 days interest free days, 0% p.a. on balance transfers for the first 6 months and a low annual fee of $55.

• Aussie MasterCard - has a standard low rate of 11.99% p.a. It also features a low annual fee of $49 and up to 55 days interest free days. This credit card also offers 0% p.a. on balance transfers for the first 6 months

• Citibank Clear credit card - offers a low rate of 12.49% p.a. As well as 55 days interest free, 0% p.a. on balance transfers for the first six months, and a generous credit limit of up to $20,000. The annual fee for this credit card is $65 p.a.

• Nab Low Rate Credit Card – gives customers a low rate of 12.7% p.a. With 0% p.a. On balance transfers for the first 6 months and a low annual fee of just $49 p.a. It also offers up to 55 days interest free.

If you're interested in gold credit cards, St George offers a gold credit card with very competitive rates. This credit card will provide you with all of the privileges and rewards of a gold credit card, together with a low interest rate of just 14.25% p.a and days interest free. With this card you will be equip with high credit limits from $5,000, travel insurance, transit accident insurance, purchase cover and extended warranty on purchases.

If one of these low rate credit cards sounds right for you, switch now to start saving money. Compare credit cards to find the best low rate credit card for you.