Credit Cards - Citi: Interest rates will be 5.25% by end of year
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Latest News Citi: Interest rates will be 5.25% by end of year
Citi: Interest rates will be 5.25% by end of year
Citi predicts that interest rates could increase up to 5.25 per cent by the end of 2010.
Citi is predicting that interest rates will be up to 5.25 per cent by the end of 2010, refusing to change its mind before a Reserve Bank (RBA) statement due on Friday (February 5th).The RBA is due to make its quarterly announcement on monetary policy, which could intrigue Australian credit card holders and give a better view on the financial situation.
Joshua Williamson, a senior economist at the financial services company, told Reuters India: "We are not changing our forecasts until the statement is released. We think rates will be at 5.25 percent by year-end, with a pause in March."
But spending was up in the fourth quarter of 2009, according to government figures that found sales increased by 1.1 per cent.
Government data also discovered approvals for building new homes increased by 53 per cent in December, compared to the same period in 2009.
In addition, the Housing Industry Association recently predicted that there will be an increase in home starts in 2010.
By Joe Letts
Thursday, 04 February 2010 00:00
| Card | Balance Transfers | Typical APR (variable) | Annual Fee | Apply |
|---|---|---|---|---|
| View Full Table > | ||||
 |
Citibank Clear Platinum | |||
|
0%
6 mths
|
11.49%
|
$99 - $50 off in 1st year = $49
|
||
 |
ANZ Low Rate Card | |||
|
0%
6 mths
|
13.24%
|
$58 p.a.
|
||
 |
ANZ Balance | |||
|
0%
6 mths
|
14.24%
|
$79 p.a.
|
||
 |
HSBC Credit Card | |||
|
0%
6 mths
|
16.99%
|
Free For Life
|
||
 |
Citibank Clear | |||
|
0%
6 mths
|
15.49%
|
$65 p.a.
|
||
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 11.49% p.a.
- Balance Transfers:
- 11.49% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $99 - $50 off in 1st year = $49
Standard Features
- Credit Limit:
- $20,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
- You have not applied and been declined for another Citibank product in the last 9 months
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 13.24% p.a.
- Balance Transfers:
- 13.24% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $58 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 14.24% p.a.
- Balance Transfers:
- 14.24% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- $15,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 16.99% p.a.
- Balance Transfers:
- N/A
- Cash Advance:
- 20.75% p.a.
- Annual Fee:
- Free For Life
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have a Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- 11.99% p.a. 12 mths
Standard Rates
- Purchases:
- 15.49% p.a.
- Balance Transfers:
- 15.49% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $65 p.a.
Standard Features
- Credit Limit:
- $20,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $20,000.pa
- You have not applied and been declined for another Citibank product in the last 9 months
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.24% p.a.
- Balance Transfers:
- 20.24% p.a.
- Cash Advance:
- 21.99% p.a.
- Annual Fee:
- Free For Life
Standard Features
- Interest Free Days:
- Up to 62 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 1.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.24% p.a.
- Balance Transfers:
- 12.24% p.a.
- Cash Advance:
- 17.99% p.a.
- Annual Fee:
- $39 p.a.
Standard Features
- Credit Limit:
- $20,000
- Interest Free Days:
- Up to 0 days
- Online Banking:
- Yes
Approval Criteria
- Are at least 18 years of age
- Have a good credit rating
- Earn taxable income of $20,000 per year or more
- Are a permanent Australian resident
- If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.
Introductory Offer
- Balance Transfer Rate:
- 1.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.75% p.a.
- Balance Transfers:
- 19.75% p.a.
- Cash Advance:
- 19.75% p.a.
- Annual Fee:
- $99 p.a.
Standard Features
- Credit Limit:
- $60,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- Are at least 18 years of age
- Have a good credit rating
- Earn taxable income of $35,000 per year or more
- Are a permanent Australian resident
- If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.
Introductory Offer
- Balance Transfer Rate:
- 1.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $63 p.a.
Standard Features
- Credit Limit:
- $7,500
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- Are at least 18 years of age
- Have a good credit rating
- Earn taxable income of $20,000 per year or more
- Are a permanent Australian resident
- If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 10.75% p.a.
- Balance Transfers:
- 10.75% p.a.
- Cash Advance:
- 21.74% p.a.
- Annual Fee:
- $59 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- & have an Earned Taxable Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 3.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 16.99% p.a.
- Balance Transfers:
- 16.99% p.a.
- Cash Advance:
- 16.99% p.a.
- Annual Fee:
- Free For Life
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- & have an Earned Taxable Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 2.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.49% p.a.
- Balance Transfers:
- 12.49% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $55 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 2.90% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 16.95% p.a.
- Balance Transfers:
- 16.95% p.a.
- Cash Advance:
- 20.99% p.a.
- Annual Fee:
- Free For Life
Standard Features
- Credit Limit:
- $2,000 - $10,000
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have an annual Income of $20000 p.a. or more.
Introductory Offer
- Balance Transfer Rate:
- 2.99% p.a. 6 mths
- Purchase Rate:
- 2.99% p.a. 6 mths
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 19.79% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 2.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 13.24% p.a.
- Balance Transfers:
- 13.24% p.a.
- Cash Advance:
- 20.74% p.a.
- Annual Fee:
- $58 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 2.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 14.24% p.a.
- Balance Transfers:
- 14.24% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- $15,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 3.90% p.a. For Life
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $205 p.a.
Standard Features
- Credit Limit:
- $100,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- Are at least 18 years of age
- Have a good credit rating
- Earn taxable income of $50,000 per year or more
- Are a permanent Australian resident
- If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.
Introductory Offer
- Balance Transfer Rate:
- 0.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 18.49% p.a.
- Balance Transfers:
- 18.49% p.a.
- Cash Advance:
- 20.49% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- 0% p.a. 5 mths
Standard Rates
- Purchases:
- 19.34% p.a.
- Balance Transfers:
- 19.34% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- No Annual Fee in 1st Yr, then $30
Standard Features
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 13.24% p.a.
- Balance Transfers:
- 13.24% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $45 p.a.
Standard Features
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 1.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.74% p.a.
- Balance Transfers:
- 20.74% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $149 p.a.
Standard Features
- Credit Limit:
- $60,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $35,000.pa
- You have not applied and been declined for another Citibank product in the last 9 months
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Introductory Offer
- Balance Transfer Rate:
- 3.99% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 19.79% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 3.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 15.74% p.a.
- Balance Transfers:
- 15.74% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $89 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 0.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.14% p.a.
- Annual Fee:
- $75 p.a.
Standard Features
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.14% p.a.
- Annual Fee:
- $125 p.a.
Standard Features
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.14% p.a.
- Annual Fee:
- No Annual Fee in 1st Yr, then $250
Standard Features
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 21.49% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $24, or Free if you spend $1000+p.a
Standard Features
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.49% p.a.
- Balance Transfers:
- 21.49% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $144 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.49% p.a.
- Balance Transfers:
- 21.49% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $280 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.49% p.a.
- Balance Transfers:
- 21.49% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $89 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 7.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 18.99% p.a.
- Balance Transfers:
- 18.99% p.a.
- Cash Advance:
- 20.74% p.a.
- Annual Fee:
- $87 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 7.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 18.99% p.a.
- Balance Transfers:
- 18.99% p.a.
- Cash Advance:
- 20.74% p.a.
- Annual Fee:
- $30 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.34% p.a.
- Balance Transfers:
- 19.34% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- No Annual Fee in 1st Yr, then $90
Standard Features
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $100 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are aged 18 years or over
- You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
- You earn a minimum income of $15,000p.a
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $150 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are aged 18 years or over
- You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
- You earn a minimum income of $50,000p.a
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $295 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are aged 18 years or over
- You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
- You earn a minimum income of $65,000p.a
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- 4.99% p.a. 9 mths
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 19.79% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 19.79% p.a.
- Annual Fee:
- No Annual Fee in 1st Yr, then $49
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
