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Credit Cards Latest News Vehicle sale decreases could mean more savers

Vehicle sale decreases could mean more savers

Vehicle sale decreases could mean more savers

Credit card holders may be intrigued to see that vehicle sales had decreased in January 2010 compared to December 2009.

Australian credit card holders may be interested to see figures showing that vehicle sales had decreased in January 2010 compared to December 2009.

But motor sales still increased by 11.6 per cent in January this year, compared to the same month last year, according to data from the Federal Chamber of Automotive Industries (FCAI).

FCAI chief executive Andrew McKellar said new car purchasers had effectively been given a tax cut and many prices had been reduced, which could alert savings account holders who have money saved up for a rainy day.

He added: "New car affordability is better than ever and has been further enhanced by the tariff cut on many imported vehicles."

In addition, he believes that private buyers will return to the car buying market this year, which could interest people looking for cheap credit card deals.

However, last month credit reporters Dun and Bradstreet found that nearly half of Australians will use credit cards to pay bills this quarter.

By James LeyfieldADNFCR-2135-ID-19596212-ADNFCR
Wednesday, 03 February 2010 00:00
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Purchases:
18.59% p.a.
Balance Transfers:
18.59% p.a.
Cash Advance:
20.49% p.a.
Annual Fee:
No Annual Fee in 1st Yr, then $30

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Interest Free Days:
Up to 55 days
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Approval Criteria

  • You are at least 18 Years of Age
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  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
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Purchases:
12.74% p.a.
Balance Transfers:
12.74% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$45 p.a.

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Interest Free Days:
Up to 55 days
Online Banking:
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Balance Transfer Rate:
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Cash Advance:
19.75% p.a.
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$99 p.a.

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Credit Limit:
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Annual Fee:
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Credit Limit:
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Introductory Offer

Balance Transfer Rate:
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11.74% p.a.
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Introductory Offer

Balance Transfer Rate:
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Purchase Rate:
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Balance Transfers:
19.14% p.a.
Cash Advance:
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Interest Free Days:
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Introductory Offer

Balance Transfer Rate:
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Balance Transfers:
18.59% p.a.
Cash Advance:
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  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Introductory Offer

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Cash Advance:
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Annual Fee:
$149 p.a.

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Credit Limit:
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  • You have an Income of over $35,000.pa
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  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

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Cash Advance:
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$205 p.a.

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Approval Criteria

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  • Are a permanent Australian resident
  • If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.

Introductory Offer

Balance Transfer Rate:
3.99% p.a. 6 mths
Purchase Rate:
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Standard Rates

Purchases:
14.99% p.a.
Balance Transfers:
14.99% p.a.
Cash Advance:
20.49% p.a.
Annual Fee:
$89 p.a.

Standard Features

Credit Limit:
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Interest Free Days:
Up to 55 days
Online Banking:
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Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Introductory Offer

Balance Transfer Rate:
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Purchase Rate:
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16.99% p.a.
Balance Transfers:
5.99% p.a.
Cash Advance:
19.99% p.a.
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Credit Limit:
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Online Banking:
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  • You are a permanent resident/citizen of Australia
  • You have a Income of over $20,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 6 mths
Purchase Rate:
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Standard Rates

Purchases:
18.74% p.a.
Balance Transfers:
18.74% p.a.
Cash Advance:
20.99% p.a.
Annual Fee:
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Standard Features

Interest Free Days:
Up to 56 days
Online Banking:
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Approval Criteria

  • You are at least 18 Years of Age
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  • You have an Income of over $20,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.24% p.a.
Balance Transfers:
19.24% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$24, or Free if you spend $1000+p.a

Standard Features

Interest Free Days:
Up to 0 days
Online Banking:
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Approval Criteria

  • You are at least 18 Years of Age
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  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.74% p.a.
Balance Transfers:
19.74% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$144 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.74% p.a.
Balance Transfers:
19.74% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$280 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Introductory Offer

Balance Transfer Rate:
5.99% p.a. 5 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.74% p.a.
Balance Transfers:
19.74% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$89 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
7.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.49% p.a.
Balance Transfers:
18.49% p.a.
Cash Advance:
20.24% p.a.
Annual Fee:
$87 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Introductory Offer

Balance Transfer Rate:
7.99% p.a. 6 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.49% p.a.
Balance Transfers:
18.49% p.a.
Cash Advance:
20.24% p.a.
Annual Fee:
$30 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 44 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.59% p.a.
Balance Transfers:
18.59% p.a.
Cash Advance:
20.49% p.a.
Annual Fee:
No Annual Fee in 1st Yr, then $90

Standard Features

Interest Free Days:
Up to 55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
19.14% p.a.
Balance Transfers:
19.14% p.a.
Cash Advance:
20.99% p.a.
Annual Fee:
$100 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 44 days
Online Banking:
Yes

Approval Criteria

  • You are aged 18 years or over
  • You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
  • You earn a minimum income of $15,000p.a

Introductory Offer

Balance Transfer Rate:
1.99% p.a. 9 mths
Purchase Rate:
N/A

Standard Rates

Purchases:
18.74% p.a.
Balance Transfers:
18.74% p.a.
Cash Advance:
20.69% p.a.
Annual Fee:
$150 p.a.

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
Up to 44 days
Online Banking:
Yes

Approval Criteria

  • You are aged 18 years or over
  • You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
  • You earn a minimum income of $50,000p.a