Credit Cards - NAB to remove overdrawn fees
Money Saving E-Newsletter
Once a month - Top 10 deals - Spam free
Bread Crumb Trail
Credit Cards
Latest News NAB to remove overdrawn fees
NAB to remove overdrawn fees
Fees for late credit card payments should be abolished, it has been claimed.Calling for such Australian banking moves, Christopher Zinn, of consumer group Choice, states that such fees are unfair as the cost banks incur when consumers do not make a repaym
National Australia Bank (NAB) is set to remove charges for those people who go overdrawn on their bank accounts, it has been revealed.Moves by the financial services provider will see overdrawn account fees for all its personal transaction and saving account customers be abolished.
The announcement follows the decision made by the bank last year to cut such fees from $50 to $30.
Such an Australian banking move is set to benefit 700,000 people and will take place from October 1st.
"It is important for NAB that we improve our relationship with our customers by providing them with help, guidance and advice. Getting rid of these fees will certainly help," Lisa Gray, personal banking group executive for NAB, claims.
In addition, the bank reveals that such charges are the largest source of customer complaints that it receives.
Although such news could benefit those looking for tips for saving to make the most of their money, Telstra customers could find their finances take more of a battering in the coming months.
The telecoms firm recently announced that its credit card processing fee for those paying using American Express, MasterCard and Visa credit cards is to rise one per cent.
Written by Joe Letts
Wednesday, 29 July 2009 00:00
| Card | Balance Transfers | Typical APR (variable) | Annual Fee | Apply |
|---|---|---|---|---|
| View Full Table > | ||||
 |
Citibank Clear Platinum | |||
|
0%
6 mths
|
11.49%
|
$99 - $50 off in 1st year = $49
|
||
 |
ANZ Low Rate Card | |||
|
0%
6 mths
|
13.24%
|
$58 p.a.
|
||
 |
ANZ Balance | |||
|
0%
6 mths
|
14.24%
|
$79 p.a.
|
||
 |
HSBC Credit Card | |||
|
0%
6 mths
|
16.99%
|
Free For Life
|
||
 |
Citibank Clear | |||
|
0%
6 mths
|
15.49%
|
$65 p.a.
|
||
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 11.49% p.a.
- Balance Transfers:
- 11.49% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $99 - $50 off in 1st year = $49
Standard Features
- Credit Limit:
- $20,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
- You have not applied and been declined for another Citibank product in the last 9 months
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 13.24% p.a.
- Balance Transfers:
- 13.24% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $58 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 14.24% p.a.
- Balance Transfers:
- 14.24% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- $15,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 16.99% p.a.
- Balance Transfers:
- N/A
- Cash Advance:
- 20.75% p.a.
- Annual Fee:
- Free For Life
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have a Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- 11.99% p.a. 12 mths
Standard Rates
- Purchases:
- 15.49% p.a.
- Balance Transfers:
- 15.49% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $65 p.a.
Standard Features
- Credit Limit:
- $20,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $20,000.pa
- You have not applied and been declined for another Citibank product in the last 9 months
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.24% p.a.
- Balance Transfers:
- 20.24% p.a.
- Cash Advance:
- 21.99% p.a.
- Annual Fee:
- Free For Life
Standard Features
- Interest Free Days:
- Up to 62 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 1.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.24% p.a.
- Balance Transfers:
- 12.24% p.a.
- Cash Advance:
- 17.99% p.a.
- Annual Fee:
- $39 p.a.
Standard Features
- Credit Limit:
- $20,000
- Interest Free Days:
- Up to 0 days
- Online Banking:
- Yes
Approval Criteria
- Are at least 18 years of age
- Have a good credit rating
- Earn taxable income of $20,000 per year or more
- Are a permanent Australian resident
- If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.
Introductory Offer
- Balance Transfer Rate:
- 1.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.75% p.a.
- Balance Transfers:
- 19.75% p.a.
- Cash Advance:
- 19.75% p.a.
- Annual Fee:
- $99 p.a.
Standard Features
- Credit Limit:
- $60,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- Are at least 18 years of age
- Have a good credit rating
- Earn taxable income of $35,000 per year or more
- Are a permanent Australian resident
- If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.
Introductory Offer
- Balance Transfer Rate:
- 1.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $63 p.a.
Standard Features
- Credit Limit:
- $7,500
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- Are at least 18 years of age
- Have a good credit rating
- Earn taxable income of $20,000 per year or more
- Are a permanent Australian resident
- If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 10.75% p.a.
- Balance Transfers:
- 10.75% p.a.
- Cash Advance:
- 21.74% p.a.
- Annual Fee:
- $59 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- & have an Earned Taxable Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 3.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 16.99% p.a.
- Balance Transfers:
- 16.99% p.a.
- Cash Advance:
- 16.99% p.a.
- Annual Fee:
- Free For Life
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- & have an Earned Taxable Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 2.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.49% p.a.
- Balance Transfers:
- 12.49% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $55 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 2.90% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 16.95% p.a.
- Balance Transfers:
- 16.95% p.a.
- Cash Advance:
- 20.99% p.a.
- Annual Fee:
- Free For Life
Standard Features
- Credit Limit:
- $2,000 - $10,000
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have an annual Income of $20000 p.a. or more.
Introductory Offer
- Balance Transfer Rate:
- 2.99% p.a. 6 mths
- Purchase Rate:
- 2.99% p.a. 6 mths
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 19.79% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 2.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 13.24% p.a.
- Balance Transfers:
- 13.24% p.a.
- Cash Advance:
- 20.74% p.a.
- Annual Fee:
- $58 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 2.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 14.24% p.a.
- Balance Transfers:
- 14.24% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- $15,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 3.90% p.a. For Life
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $205 p.a.
Standard Features
- Credit Limit:
- $100,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- Are at least 18 years of age
- Have a good credit rating
- Earn taxable income of $50,000 per year or more
- Are a permanent Australian resident
- If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.
Introductory Offer
- Balance Transfer Rate:
- 0.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 18.49% p.a.
- Balance Transfers:
- 18.49% p.a.
- Cash Advance:
- 20.49% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- 0% p.a. 5 mths
Standard Rates
- Purchases:
- 19.34% p.a.
- Balance Transfers:
- 19.34% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- No Annual Fee in 1st Yr, then $30
Standard Features
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 13.24% p.a.
- Balance Transfers:
- 13.24% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $45 p.a.
Standard Features
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 1.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.74% p.a.
- Balance Transfers:
- 20.74% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $149 p.a.
Standard Features
- Credit Limit:
- $60,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $35,000.pa
- You have not applied and been declined for another Citibank product in the last 9 months
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Introductory Offer
- Balance Transfer Rate:
- 3.99% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 19.79% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 3.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 15.74% p.a.
- Balance Transfers:
- 15.74% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $89 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 0.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.14% p.a.
- Annual Fee:
- $75 p.a.
Standard Features
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.14% p.a.
- Annual Fee:
- $125 p.a.
Standard Features
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.14% p.a.
- Annual Fee:
- No Annual Fee in 1st Yr, then $250
Standard Features
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 21.49% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $24, or Free if you spend $1000+p.a
Standard Features
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.49% p.a.
- Balance Transfers:
- 21.49% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $144 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.49% p.a.
- Balance Transfers:
- 21.49% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $280 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.49% p.a.
- Balance Transfers:
- 21.49% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $89 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 7.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 18.99% p.a.
- Balance Transfers:
- 18.99% p.a.
- Cash Advance:
- 20.74% p.a.
- Annual Fee:
- $87 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 7.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 18.99% p.a.
- Balance Transfers:
- 18.99% p.a.
- Cash Advance:
- 20.74% p.a.
- Annual Fee:
- $30 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.34% p.a.
- Balance Transfers:
- 19.34% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- No Annual Fee in 1st Yr, then $90
Standard Features
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $100 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are aged 18 years or over
- You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
- You earn a minimum income of $15,000p.a
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $150 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are aged 18 years or over
- You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
- You earn a minimum income of $50,000p.a
Introductory Offer
- Balance Transfer Rate:
- 1.99% p.a. 9 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.64% p.a.
- Balance Transfers:
- 19.64% p.a.
- Cash Advance:
- 21.24% p.a.
- Annual Fee:
- $295 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are aged 18 years or over
- You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)
- You earn a minimum income of $65,000p.a
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- 4.99% p.a. 9 mths
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 19.79% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 19.79% p.a.
- Annual Fee:
- No Annual Fee in 1st Yr, then $49
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
