Which 4U - Compare, Choose, Apply & SAVE!

Money Saving E-Newsletter

Enter e-mail address to signup NOW!

  • Home
  • Credit Cards
    • Credit Cards
      • 0% Balance Transfer
      • 0% Purchases
      • Low Interest Rate
      • No Annual Fee
      • Rewards
      • Airmile Credit Cards
      • Interest Free Days
      • Platinum & Gold
      • Business Cards
  • Banking & Saving
    • Compare Banking and Saving Products
      • Bank Accounts
      • Business Accounts
      • Savings Accounts
      • Fixed Term Deposits
  • Personal Loans
  • Insurance
    • Compare Insurance Products
      • Car Insurance
      • Single Trip Insurance
      • Annual Travel
      • Ski Insurance
      • Health Insurance
      • Life Insurance
      • Pet Insurance
  • Home Loans
    • Compare Home Loans
      • Popular Home Loans
      • Variable Rate Home Loans
      • Fixed Rate Home Loans
      • Home Loan Calculator
      • Reverse Home Loans
      • Line of Credit Loans
      • First Time Buyer Home Loans
      • No Fee Home Loans
You are here: Home Credit Cards Interest Free Days

Compare
Interest Free Days Credit Cards

Compare Credit Cards by interest free day periods to find the best deals, side by side with ease. Get up to 55 interest free days and cut your interest charges. Apply online Today.

Credit Cards

  • Popular Credit Cards
  • 0% Balance Transfers
  • 0% Purchases
  • Low Standard Rate
  • No Annual Fee Cards
  • Rewards Cards
  • Airmiles Credit Cards

Editors Choice - Citibank Clear Platinum - 6 months 0%

Get a market leading package including a fantastically low APR of only 11.99%p.a coupled with 6 months 0% on Balance Transfers, Purchases and Cash Advances...

More Info >

Interest Free Days Credit Cards

St.George Vertigo

Apply Now >

Advice

Low ongoing rate and Balance Transfer offer

Introductory Offer
Balance Transfer Rate: 2.99% p.a. for 6 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.24% p.a.
Purchases: 13.24% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: No Annual Fee in 1st Yr, then $55
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an income of $15,000 or more per year

HSBC Credit Card

Apply Now >

Advice

No Annual Fee for Life

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: N/A
Purchases: 17.99% p.a.
Cash Advance: 21.99% p.a.
Annual Fee: Free For Life
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have a Income of over $20,000.pa

NAB Low Rate

Apply Now >

Advice

The NAB Low Rate Card offers one of the lowest standard rates of any card in Australia!

Introductory Offer
Balance Transfer Rate: 4.99% p.a. for 6 mths
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.99% p.a.
Purchases: 13.99% p.a.
Cash Advance: 21.74% p.a.
Annual Fee: $59 p.a.
Standard Features
Credit Limit: Minimum $500
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You are NOT Self-employed
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery)as the only form of street address

Interest Free Days Explained

 

What are interest free days?

Interest free days apply to most credit cards and state the time available to pay off a card balance before it is subject to interest charges. The benefit here is that consumers can make purchases on their credit cards without having to pay for them instantly, allowing a period of time to settle the balance without incurring interest charges.

The benefits of interest free credit cards are only reaped if they are used smartly and if payments are made on time. If the interest free period results in nonchalence and late payments, the benefits are likely to be lost.

Is this a suitable credit card for me?

These credit cards are designed for consumers who spend within their means and who are able to pay off the balance in full before the interest free period ends. Our range of interest free credit cards offer up to 55 days, allowing you to spend on your card without interest for this period.

What should I be aware of with interest free days credit cards?

It is important to gain an understanding of how the interest free days work, as they can seem confusing at first. The interest free period usually begins at the same time as the billing period. From that first day, a period of up to 55 days begins to pay off the balance before interest is added. Any purchases made once an interest free period has begun must also be paid for by its end date to avoid interest. A new interest free days period only begins after the previous one has expired.

See our best interest free credit cards above.
 

Popular Brands

  • American Express Credit Cards
  • ANZ Credit Cards
  • Aussie Credit Cards
  • Bank of Queensland Credit Cards
  • BankSA Credit Cards
  • Bankwest Credit Cards
  • BOQ Credit Cards
  • Citibank Credit Cards
  • Coles Group Credit Cards
  • Commonwealth Bank Credit Cards
  • Community First Credit Cards
  • CUA Credit Cards
  • GE Money Credit Cards
  • Heritage Bank Credit Cards
  • HSBC Credit Cards
  • IMB Credit Cards
  • Intech Credit Cards
  • Lombard Credit Cards
  • Macquarie Credit Cards
  • ME Credit Cards
  • Mecu Credit Cards
  • MyState Financial Credit Cards
  • NAB Credit Cards
  • St.George Credit Cards
  • Suncorp Credit Cards
  • Virgin Money Credit Cards
  • Westpac Credit Cards
  • Wizard Credit Cards
  • Woolworths Credit Cards
RSS News Feed
  • About Us
  • Contact Us
  • Legal Information
  • Site Map
  • Blog

© Legalwebb Holdings Ltd - All rights reserved. | Web-Site Design - Firm Creation Design & Advertising & Legalwebb Holdings Ltd