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Interest Free Days Credit Cards

What are interest free days?

Interest free days apply to most credit cards and state the time available to pay off a card balance before it is subject to interest charges. The benefit here is that consumers can make purchases on their credit cards without having to pay for them instantly, allowing a period of time to settle the balance without incurring interest charges.

The benefits of interest free credit cards are only reaped if they are used smartly and if payments are made on time. If the interest free period results in nonchalence and late payments, the benefits are likely to be lost.

Is this a suitable credit card for me?

These credit cards are designed for consumers who spend within their means and who are able to pay off the balance in full before the interest free period ends. Our range of interest free credit cards offer up to 55 days, allowing you to spend on your card without interest for this period.

What should I be aware of with interest free days credit cards?

It is important to gain an understanding of how the interest free days work, as they can seem confusing at first. The interest free period usually begins at the same time as the billing period. From that first day, a period of up to 55 days begins to pay off the balance before interest is added. Any purchases made once an interest free period has begun must also be paid for by its end date to avoid interest. A new interest free days period only begins after the previous one has expired.