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Business Credit Cards provide effective financial solutions for companies, with numerous cards available under one account that can be customised to suit each cardholders needs. You can also benefit from high credit limits & International travel insurance.

Citibank Business Credit Card

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Advice

Get 50% off $149 Annual fee - now only $74!
Earn 1.25 reward points on every dollar you spend - realise personal benefits simply from processing business spend through this card.

Introductory Offer
Balance Transfer Rate:	2.90% p.a. for 9 mths
Purchase Rate:	N/A
Standard Rates
Purchases:	20.49% p.a.
Balance Transfers:	20.49% p.a.
Cash Advance:	21.24% p.a.
Annual Fee:	$74 p.a.
Standard Features
Credit Limit:	$60,000
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of Australia You have an Income of over $35,000.pa If you are an existing Citibank credit card or loan customer, you must have held your current Citibank account for at least 9 months before you can apply for another credit card or line of credit.

Credit Card Benefits

Up to $60,000 credit limit and up to 55 days interest free on retail purchases
Complimentary Business Concierge service
Complimentary International travel insurance
Worldwide acceptance with VISA
Optional Credit Card Insurance5 - protection if you can't make your repayments.

Credit Card Rewards

Earn 1.25 reward points on every dollar you spend - realise personal benefits simply from processing business spend through this card.

Business Credit Cards Explained

What are business credit cards?

Business credit cards are a financial tool used by businesses as an effective alternative to petty cash by providing employees with personal accounts that can be used for businesses expenses. There are a number of different areas that can be addressed when setting up the account, such as credit limits and the number of employees that will require a card.

What features are offered?

There are currently a number of different business credit cards available through a number of providers, each offering a broad range of features to accommodate all kinds of businesses.

These can range from discounts on business related products or services such as hotel chains, to points schemes offering points for every dollar spent, which can be converted into airmiles or rewards, as well as other perks such as worldwide travel insurance, and concierge services.

You can also decide how you wish to monitor employee spending using statements that give information on all transactions.

How do Interest rates and annual compare to standard Credit Cards?

Many business credit cards provide introductory offers, but interest rates still remain as competitive as personal credit cards. Annual fees tend to vary, but usually slightly higher than the average personal credit cards, but this is counteracted by great rewards and points schemes.

See our range of Business Credit Cards above