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Once a month - Top 10 deals - Spam free
| Card | Issuer | Balance Transfers | Purchases | Std APR p.a | Annual Fee | Apply | ||
|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | |||||
 |
6 months 0% on Balance Transfers
& 11.89%p.a standard rate |
0% | 6 mths | N/A | N/A |
11.89%
|
$55 p.a.
|
|
 |
6 months 0% on Balance Transfers
& 11.99%p.a standard rate |
0% | 6 mths | N/A | N/A |
11.99%
|
$49 p.a.
|
|
 |
6 months 0% on Balance Transfers
& 12.70%p.a standard rate |
0% | 6 mths | N/A | N/A |
12.7%
|
$49 p.a.
|
|
 |
6 months 0% on Balance Transfers
& 12.41%p.a standard rate |
0% | 6 mths | N/A | N/A |
12.41%
|
$58 p.a.
|
|
 |
6 months 0% on Balance Transfers
& 12.49%p.a standard rate |
0% | 6 mths | N/A | N/A |
12.49%
|
$65 p.a.
|
|
 |
6 months 0% Balance Transfers
& Earn Reward Points |
0% | 6 mths | N/A | N/A |
13.41%
|
$79 p.a.
|
|
 |
6 months 0% on Balance Transfers
& No annual fee for first year |
0% | 6 mths | N/A | N/A |
15.99%
|
$49 p.a.
|
|
 |
6 months 0% on Balance Transfers
& Free Travel Insurance |
0% | 6 mths | N/A | N/A |
19.74%
|
$90 p.a.
|
|
 |
6 months 0% on Balance Transfers
& Low annual card fee of $30p.a |
0% | 6 mths | N/A | N/A |
19.74%
|
$30 p.a.
|
|
 |
0% on Purchases until Feb'09
& Reward points when you spend |
N/A | N/A | 0% | until Feb 2009 |
18.99%
|
$49 p.a.
|
|
 |
6 months 3.99% Balance Transfers
& 14.25%p.a standard rate |
3.99% | 6 mths | N/A | N/A |
14.25%
|
$89 p.a.
|
|
 |
6 months 5.99% Balance Transfers
& 19.74%p.a standard rate |
5.99% | 6 mths | N/A | N/A |
19.74%
|
$24 p.a.
|
|
 |
5 months 5.99% Balance Transfers
& 12.64%p.a standard rate |
5.99% | 5 mths | N/A | N/A |
12.64%
|
$48 p.a.
|
|
 |
5 months 5.99% Balance Transfers
& 20.14%p.a standard rate |
5.99% | 5 mths | N/A | N/A |
20.14%
|
$114 p.a.
|
|
 |
5 months 5.99% Balance Transfers
& 20.14%p.a standard rate |
5.99% | 5 mths | N/A | N/A |
20.14%
|
$200 p.a.
|
|
 |
5 months 5.99% Balance Transfers
& 20.14%p.a standard rate |
5.99% | 5 mths | N/A | N/A |
20.14%
|
$59 p.a.
|
|
 |
6 months 7.99% on Balance Transfers
& 19.24%p.a standard rate |
7.99% | 6 mths | N/A | N/A |
19.24%
|
$87 p.a.
|
|
 |
6 months 7.99% on Balance Transfers
& 19.24%p.a standard rate |
7.99% | 6 mths | N/A | N/A |
19.24%
|
$30 p.a.
|
|
 |
5% off your petrol at BP
& 1% Cash Back elsewhere |
2.90% | 12 mths | N/A | N/A |
19.89%
|
$79 p.a.
|
|
 |
18.75%p.a standard rate
& No Annual Fee |
N/A | N/A | N/A | N/A |
18.75%
|
$0 p.a.
|
|
 |
12.99%p.a standard rate on all
purchases including cash advances |
N/A | N/A | N/A | N/A |
12.99%
|
$69 p.a.
|
|
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 11.89% p.a.
- Balance Transfers:
- 11.89% p.a.
- Cash Advance:
- 20.49% p.a.
- Annual Fee:
- $55 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 11.99% p.a.
- Balance Transfers:
- 11.99% p.a.
- Cash Advance:
- 17.99% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
- If you are NOT permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.7% p.a.
- Balance Transfers:
- 12.7% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Minimum 0
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are NOT Self-employed
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery)as the only form of street address
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.41% p.a.
- Balance Transfers:
- 12.41% p.a.
- Cash Advance:
- 20.41% p.a.
- Annual Fee:
- $58 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.49% p.a.
- Balance Transfers:
- 12.49% p.a.
- Cash Advance:
- 20.74% p.a.
- Annual Fee:
- $65 p.a.
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 13.41% p.a.
- Balance Transfers:
- 13.41% p.a.
- Cash Advance:
- 20.41% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 15.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have a Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.74% p.a.
- Balance Transfers:
- 19.74% p.a.
- Cash Advance:
- 19.74% p.a.
- Annual Fee:
- $90 p.a.
Standard Features
- Credit Limit:
- Minimum 00
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are NOT Self-employed
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery) as the only form of street address
- You have an Income of over $50,000 p.a
Introductory Offer
- Balance Transfer Rate:
- 0% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.74% p.a.
- Balance Transfers:
- 19.74% p.a.
- Cash Advance:
- 19.74% p.a.
- Annual Fee:
- $30 p.a.
Standard Features
- Credit Limit:
- Minimum 0
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are NOT Self-employed
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery) as the only form of street address
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- 0% p.a. until Feb 2009
Standard Rates
- Purchases:
- 18.99% p.a.
- Balance Transfers:
- 18.99% p.a.
- Cash Advance:
- 18.99% p.a.
- Annual Fee:
- $49 p.a.
Standard Features
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 3.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 14.25% p.a.
- Balance Transfers:
- 14.25% p.a.
- Cash Advance:
- 20.49% p.a.
- Annual Fee:
- $89 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.74% p.a.
- Balance Transfers:
- 19.74% p.a.
- Cash Advance:
- 19.74% p.a.
- Annual Fee:
- $24 p.a.
Standard Features
- Credit Limit:
- Minimum 0
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are NOT Self-employed
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You DO NOT have an RMB/RSD (Roadside Mailbox or Roadside Delivery)as the only form of street address
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.64% p.a.
- Balance Transfers:
- 12.64% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $48 p.a.
Standard Features
- Credit Limit:
- N/A
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.14% p.a.
- Balance Transfers:
- 20.14% p.a.
- Cash Advance:
- 20.14% p.a.
- Annual Fee:
- $114 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.14% p.a.
- Balance Transfers:
- 20.14% p.a.
- Cash Advance:
- 20.14% p.a.
- Annual Fee:
- $200 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.14% p.a.
- Balance Transfers:
- 20.14% p.a.
- Cash Advance:
- 20.14% p.a.
- Annual Fee:
- $59 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 7.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.24% p.a.
- Balance Transfers:
- 19.24% p.a.
- Cash Advance:
- 19.24% p.a.
- Annual Fee:
- $87 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 7.99% p.a. 6 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.24% p.a.
- Balance Transfers:
- 19.24% p.a.
- Cash Advance:
- 19.24% p.a.
- Annual Fee:
- $30 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- 2.90% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.89% p.a.
- Balance Transfers:
- 19.89% p.a.
- Cash Advance:
- 19.89% p.a.
- Annual Fee:
- $79 p.a.
Standard Features
- Credit Limit:
- £25,000
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $20,000.pa
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 18.75% p.a.
- Balance Transfers:
- 18.75% p.a.
- Cash Advance:
- 18.75% p.a.
- Annual Fee:
- $0 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 0 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 12.99% p.a.
- Annual Fee:
- $69 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
| Card | Issuer | Rewards | Apply |
|---|---|---|---|
 |
$1 Spent = 1 Qantas Point up to $2,500
$2,500+ 2 Qantas Points
|
||
|
|
$1 spent = 1 reward point - Use your rewards for travel, hotels, shopping and even donations to charities
|
||
 |
$1.50 = 1 ANZ Reward Point.
Redeem points for rewards or Cash Back every 4 months. |
Introductory Offer
- Balance Transfer Rate:
- 2.99% p.a. 12 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $95 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
- If you are NOT a permanent resident/citizen of Australia you must have an Income of over $50,000.pa
Introductory Offer
- Balance Transfer Rate:
- 5.99% p.a. 5 mths
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 20.14% p.a.
- Balance Transfers:
- 20.14% p.a.
- Cash Advance:
- 20.14% p.a.
- Annual Fee:
- $59 p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over $15,000.pa
Introductory Offer
- Balance Transfer Rate:
- N/A
- Purchase Rate:
- N/A
Standard Rates
- Purchases:
- 19.99% p.a.
- Balance Transfers:
- 19.99% p.a.
- Cash Advance:
- 19.99% p.a.
- Annual Fee:
- $48 p.a.
Standard Features
- Interest Free Days:
- Up to 44 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
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The Citibank Clear credit card voted best low rate credit card
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- Tue 28th Oct, 2008
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Reward yourself this Christmas with the St. George Gold Low Rate credit card
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Editors Choice
A fantastically low APR of 11.89% coupled with 6 months 0% Balance Transfers makes this our Best Buy...
Apply >