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You are here: Home Home Loans Variable Rate Home Loans

Variable Rate
Home Loans

Buying a new home or looking to re-finance for a better rate? Compare fixed rate, variable, reverse, first time buyer and line-of-credit home loan product from leading lenders. Find a low cost new home loan, or start saving on your monthly repayments today!

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Variable Rate Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
St George Introductory Fixed 1 Year
Introductory Fixed 1 Year
Variable
5.94% (variable)
1 Years
7.04%
90%
$600
Apply >
Special Offer Major Bank ($1,000,000+)
Major Bank ($1,000,000+)
Variable
5.99% (variable)
N/A
5.99%
95%
No Application Fee
Apply >
CBA 1 Year Guaranteed Rate
1 Year Guaranteed Rate
Variable
5.99% (variable)
1 Years
7.01%
95%
$600
Apply >
BankWest Premium Select Home Loan
Premium Select Home Loan
Variable
6.13% (variable)
N/A
6.13%
95%
No Application Fee
Apply >
BankWest Super Start Home Loan
Super Start Home Loan
Variable
6.18% (variable)
3 Years
6.98%
95%
$595
Apply >
CBA 3 Year Special Economiser
3 Year Special Economiser
Variable
6.29% (variable)
3 Years
7.01%
95%
$600
Apply >
CBA No Fee Variable Rate
No Fee Variable Rate
Variable
6.31% (variable)
N/A
6.31%
95%
No Application Fee
Apply >
CBA 12 Month Discounted Variable Rate
12 Month Discounted Variable Rate
Variable
6.31% (variable)
1 Years
7.01%
95%
$600
Apply >
CBA Wealth Package 12 Month Discounted Variable Rate
Wealth Package 12 Month Discounted Variable Rate
Variable
6.31% (variable)
1 Years
7.01%
95%
No Application Fee
Apply >
Heritage Bank Professional Package Standard Variable
Professional Package Standard Variable
Variable
6.33% (variable)
N/A
6.33%
90%
$600
Apply >
St George Discount Variable 1 Year
Discount Variable 1 Year
Variable
6.34% (variable)
1 Years
7.04%
90%
$600
Apply >
BankWest Premium Home Loan
Premium Home Loan
Variable
6.38% (variable)
N/A
6.38%
95%
$250
Apply >
Special Offer Major Bank ($750,000+)
Major Bank ($750,000+)
Variable
6.41% (variable)
N/A
6.41%
95%
No Application Fee
Apply >
ING Direct Mortgage Simplifier
Mortgage Simplifier
Variable
6.42% (variable)
N/A
6.42%
90%
No Application Fee
Apply >
AMP Professional Package Introductory Rate
Professional Package Introductory Rate
Variable
6.42% (variable)
1 Years
6.92%
90%
No Application Fee
Apply >
Westpac Flexi First Option
Flexi First Option
Variable
6.44% (variable)
N/A
6.44%
87%
$600
Apply >
Special Offer Major Bank ($500,000+)
Major Bank ($500,000+)
Variable
6.46% (variable)
N/A
6.46%
95%
No Application Fee
Apply >
St George Basic Variable
Basic Variable
Variable
6.46% (variable)
N/A
6.46%
90%
$500
Apply >
NAB Choice Package
Choice Package
Variable
6.49% (variable)
N/A
6.49%
95%
No Application Fee
Apply >
NAB Base Variable
Base Variable
Variable
6.49% (variable)
N/A
6.49%
95%
$600
Apply >
CBA Economiser
Economiser
Variable
6.50% (variable)
N/A
6.50%
95%
$600
Apply >
Special Offer Major Bank ($250,000+)
Major Bank ($250,000+)
Variable
6.51% (variable)
N/A
6.51%
95%
No Application Fee
Apply >
ING Direct Orange Advantage
Orange Advantage
Variable
6.54% (variable)
N/A
6.54%
90%
$499
Apply >
AMP Basic Package
Basic Package
Variable
6.62% (variable)
N/A
6.62%
90%
No Application Fee
Apply >
Citibank Mortgage Plus Professional
Mortgage Plus Professional
Variable
6.72% (variable)
N/A
6.72%
90%
No Application Fee
Apply >
Heritage Bank Standard Variable
Standard Variable
Variable
6.74% (variable)
N/A
6.74%
90%
$600
Apply >
Citibank Basic Variable
Basic Variable
Variable
6.76% (variable)
N/A
6.76%
90%
$399
Apply >
Special Offer Major Bank
Major Bank
Variable
6.81% (variable)
N/A
6.81%
95%
No Application Fee
Apply >
BankWest Lite Home Loan
Lite Home Loan
Variable
6.86% (variable)
N/A
6.86%
85%
$500
Apply >
AMP Professional Package Variable Rate
Professional Package Variable Rate
Variable
6.92% (variable)
N/A
6.92%
90%
No Application Fee
Apply >
BankWest Mortgage Shredder
Mortgage Shredder
Variable
6.98% (variable)
N/A
6.98%
95%
$700
Apply >
NAB Rural Lifestyle
Rural Lifestyle
Variable
6.99% (variable)
N/A
6.99%
70%
No Application Fee
Apply >
CBA Standard Variable
Standard Variable
Variable
7.01% (variable)
N/A
7.01%
95%
$600
Apply >
CBA Wealth Package
Wealth Package
Variable
7.01% (variable)
N/A
7.01%
95%
No Application Fee
Apply >
St George Advantage Package
Advantage Package
Variable
7.04% (variable)
N/A
7.04%
95%
No Application Fee
Apply >
St George Standard Variable
Standard Variable
Variable
7.04% (variable)
N/A
7.04%
90%
$600
Apply >
Westpac Premier Advantage Package
Premier Advantage Package
Variable
7.09% (variable)
N/A
7.09%
87%
No Application Fee
Apply >
Westpac Rocket Repay
Rocket Repay
Variable
7.09% (variable)
N/A
7.09%
87%
$600
Apply >
St George Advantage Portfolio Package
Advantage Portfolio Package
Variable
7.14% (variable)
N/A
7.14%
90%
No Application Fee
Apply >
La Trobe Financial 12 Month Discount Variable Rate
12 Month Discount Variable Rate
Variable
7.29% (variable)
1 Years
8.34%
75%
$550
Apply >
ANZ Breakfree
Breakfree
Variable
7.42% (variable)
N/A
7.42%
90%
No Application Fee
Apply >
ANZ Standard Variable
Standard Variable
Variable
7.42% (variable)
N/A
7.42%
90%
$600
Apply >
Citibank Standard Variable
Standard Variable
Variable
7.62% (variable)
N/A
7.62%
90%
$399
Apply >
La Trobe Financial Standard Variable
Standard Variable
Variable
8.34% (variable)
N/A
8.34%
75%
$550
Apply >

Your home may be repossessed if you do not keep up repayments on your mortgage.

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

 

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