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Fixed Rate
Home Loans

Buying a new home or looking to re-finance for a better rate? Compare fixed rate, variable, reverse, first time buyer and line-of-credit home loan product from leading lenders. Find a low cost new home loan, or start saving on your monthly repayments today!

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Special Offer Major Bank - Fixed 2 Years

Special Offer
Initial Rate
5.29 (variable)
Initial Term
2 Years
Comparison Rate
6.59%
Max LVR
90%
Application Fee
$0
More Info

How long do you wish to save for:

  • 1 Years
  • 2 Years
  • 3 Years
  • 4 Years
  • 5 Years
  • 10 Years

Fixed rate for 1 years

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
NAB Choice Package Fixed 1 Year
Choice Package Fixed 1 Year
1 Year Fixed
5.34% (variable)
1 Years
6.58%
95%
No Application Fee
Apply >
CBA Wealth Package Fixed 1 Year
Wealth Package Fixed 1 Year
1 Year Fixed
5.34% (variable)
1 Years
6.60%
95%
No Application Fee
Apply >
Citibank Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.35% (variable)
1 Years
6.89%
90%
$399
Apply >
BankWest Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.39% (variable)
1 Years
6.59%
90%
$700
Apply >
Bank of Melbourne Advantage Package Fixed 1 Year
Advantage Package Fixed 1 Year
1 Year Fixed
5.39% (variable)
1 Years
6.60%
90%
No Application Fee
Apply >
ANZ Breakfree Package Fixed 1 Year
Breakfree Package Fixed 1 Year
1 Year Fixed
5.39% (variable)
1 Years
6.60%
90%
No Application Fee
Apply >
BankSA Advantage Package Fixed 1 Year
Advantage Package Fixed 1 Year
1 Year Fixed
5.39% (variable)
1 Years
6.67%
90%
No Application Fee
Apply >
St George Advantage Package Fixed 1 Year
Advantage Package Fixed 1 Year
1 Year Fixed
5.39% (variable)
1 Years
6.69%
90%
No Application Fee
Apply >
RAMS Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.39% (variable)
1 Years
6.75%
95%
$870
Apply >
NAB Tailored Fixed 1 Year
Tailored Fixed 1 Year
1 Year Fixed
5.44% (variable)
1 Years
6.58%
95%
$600
Apply >
CBA Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.49% (variable)
1 Years
6.60%
95%
$600
Apply >
AMP Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.49% (variable)
1 Years
6.70%
90%
No Application Fee
Apply >
Westpac Premier Advantage Fixed 1 Year
Premier Advantage Fixed 1 Year
1 Year Fixed
5.49% (variable)
1 Years
6.71%
87%
No Application Fee
Apply >
ANZ Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.54% (variable)
1 Years
6.60%
87%
$600
Apply >
Bank of Melbourne Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.54% (variable)
1 Years
6.60%
90%
$600
Apply >
BankSA Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.54% (variable)
1 Years
6.67%
90%
$600
Apply >
St George Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.54% (variable)
1 Years
6.69%
90%
$600
Apply >
ING Direct Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.59% (variable)
1 Years
5.97%
90%
$499
Apply >
Heritage Bank Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.60% (variable)
1 Years
6.34%
90%
$600
Apply >
Westpac Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.69% (variable)
1 Years
6.71%
87%
$600
Apply >
BOQ Fixed 1 Year
Fixed 1 Year
1 Year Fixed
5.69% (variable)
1 Years
6.91%
95%
$495
Apply >
NAB Rural Lifestyle Fixed 1 Year
Rural Lifestyle Fixed 1 Year
1 Year Fixed
5.84% (variable)
1 Years
6.58%
70%
No Application Fee
Apply >

Fixed rate for 2 years

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
BankWest Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.29% (variable)
2 Years
6.59%
90%
$700
Apply >
Special Offer Major Bank - Fixed 2 Years
Major Bank - Fixed 2 Years
2 Year Fixed
5.29% (variable)
2 Years
6.59%
90%
No Application Fee
Apply >
CBA Wealth Package Fixed 2 Years
Wealth Package Fixed 2 Years
2 Year Fixed
5.29% (variable)
2 Years
6.60%
95%
No Application Fee
Apply >
NAB Choice Package Fixed 2 Years
Choice Package Fixed 2 Years
2 Year Fixed
5.34% (variable)
2 Years
6.58%
95%
No Application Fee
Apply >
Citibank Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.35% (variable)
2 Years
6.89%
90%
$399
Apply >
Bank of Melbourne Advantage Package Fixed 2 Years
Advantage Package Fixed 2 Years
2 Year Fixed
5.39% (variable)
2 Years
6.60%
90%
No Application Fee
Apply >
ANZ Breakfree Package Fixed 2 Years
Breakfree Package Fixed 2 Years
2 Year Fixed
5.39% (variable)
2 Years
6.60%
90%
No Application Fee
Apply >
BankSA Advantage Package Fixed 2 Years
Advantage Package Fixed 2 Years
2 Year Fixed
5.39% (variable)
2 Years
6.67%
90%
No Application Fee
Apply >
St George Advantage Package Fixed 2 Years
Advantage Package Fixed 2 Years
2 Year Fixed
5.39% (variable)
2 Years
6.69%
90%
No Application Fee
Apply >
Westpac Premier Advantage Fixed 2 Years
Premier Advantage Fixed 2 Years
2 Year Fixed
5.39% (variable)
2 Years
6.71%
87%
No Application Fee
Apply >
RAMS Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.39% (variable)
2 Years
6.75%
95%
$870
Apply >
NAB Tailored Fixed 2 Years
Tailored Fixed 2 Years
2 Year Fixed
5.44% (variable)
2 Years
6.58%
95%
$600
Apply >
CBA Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.44% (variable)
2 Years
6.60%
95%
$600
Apply >
AMP Fixed 2 Year
Fixed 2 Year
2 Year Fixed
5.49% (variable)
2 Years
6.70%
90%
No Application Fee
Apply >
BOQ Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.49% (variable)
2 Years
6.91%
95%
$495
Apply >
ANZ Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.54% (variable)
2 Years
6.60%
90%
$600
Apply >
Bank of Melbourne Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.54% (variable)
2 Years
6.60%
90%
$600
Apply >
BankSA Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.54% (variable)
2 Years
6.67%
90%
$600
Apply >
St George Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.54% (variable)
2 Years
6.69%
90%
$600
Apply >
ING Direct Fixed 2 Year
Fixed 2 Year
2 Year Fixed
5.59% (variable)
2 Years
5.97%
90%
$499
Apply >
Westpac Fixed 2 Years
Fixed 2 Years
2 Year Fixed
5.59% (variable)
2 Years
6.71%
87%
$600
Apply >
Heritage Bank Fixed 2 Year
Fixed 2 Year
2 Year Fixed
5.60% (variable)
2 Years
6.34%
90%
$600
Apply >
NAB Rural Lifestyle Fixed 2 Years
Rural Lifestyle Fixed 2 Years
2 Year Fixed
5.84% (variable)
2 Years
6.58%
70%
No Application Fee
Apply >

Fixed rate for 3 years

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
NAB Choice Package Fixed 3 Years
Choice Package Fixed 3 Years
3 Year Fixed
5.39% (variable)
3 Years
6.58%
95%
No Application Fee
Apply >
BankWest Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.39% (variable)
3 Years
6.59%
90%
$700
Apply >
CBA Wealth Package Fixed 3 Years
Wealth Package Fixed 3 Years
3 Year Fixed
5.39% (variable)
3 Years
6.60%
95%
No Application Fee
Apply >
Bank of Melbourne Advantage Package Fixed 3 Years
Advantage Package Fixed 3 Years
3 Year Fixed
5.39% (variable)
3 Years
6.60%
90%
No Application Fee
Apply >
ANZ Breakfree Package Fixed 3 Years
Breakfree Package Fixed 3 Years
3 Year Fixed
5.39% (variable)
3 Years
6.60%
90%
No Application Fee
Apply >
BankSA Advantage Package Fixed 3 Years
Advantage Package Fixed 3 Years
3 Year Fixed
5.39% (variable)
3 Years
6.67%
90%
No Application Fee
Apply >
St George Advantage Package Fixed 3 Years
Advantage Package Fixed 3 Years
3 Year Fixed
5.39% (variable)
3 Years
6.69%
90%
No Application Fee
Apply >
Westpac Premier Advantage Fixed 3 Years
Premier Advantage Fixed 3 Years
3 Year Fixed
5.39% (variable)
3 Years
6.71%
87%
No Application Fee
Apply >
RAMS Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.39% (variable)
3 Years
6.75%
95%
$870
Apply >
NAB Tailored Fixed 3 Years
Tailored Fixed 3 Years
3 Year Fixed
5.49% (variable)
3 Years
6.58%
95%
$600
Apply >
AMP Fixed 3 Year
Fixed 3 Year
3 Year Fixed
5.49% (variable)
3 Years
6.70%
90%
No Application Fee
Apply >
Citibank Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.49% (variable)
3 Years
6.89%
90%
$399
Apply >
BOQ Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.49% (variable)
3 Years
6.91%
95%
$495
Apply >
ING Direct Fixed 3 Year
Fixed 3 Year
3 Year Fixed
5.54% (variable)
3 Years
5.97%
90%
$499
Apply >
Bank of Melbourne Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.54% (variable)
3 Years
6.60%
90%
$600
Apply >
CBA Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.54% (variable)
3 Years
6.60%
95%
$600
Apply >
ANZ Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.54% (variable)
3 Years
6.60%
90%
No Application Fee
Apply >
BankSA Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.54% (variable)
3 Years
6.67%
90%
$600
Apply >
St George Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.54% (variable)
3 Years
6.69%
90%
$600
Apply >
Westpac Fixed 3 Years
Fixed 3 Years
3 Year Fixed
5.59% (variable)
3 Years
6.71%
87%
$600
Apply >
Heritage Bank Fixed 3 Year
Fixed 3 Year
3 Year Fixed
5.60% (variable)
3 Years
6.34%
90%
$600
Apply >
NAB Rural Lifestyle Fixed 3 Years
Rural Lifestyle Fixed 3 Years
3 Year Fixed
5.89% (variable)
3 Years
6.58%
70%
No Application Fee
Apply >

Fixed rate for 4 years

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
Citibank Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.59% (variable)
4 Years
6.89%
90%
$399
Apply >
NAB Choice Package Fixed 4 Years
Choice Package Fixed 4 Years
4 Year Fixed
5.64% (variable)
4 Years
6.58%
95%
No Application Fee
Apply >
CBA Wealth Package Fixed 4 Years
Wealth Package Fixed 4 Years
4 Year Fixed
5.64% (variable)
4 Years
6.60%
95%
No Application Fee
Apply >
BankWest Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.69% (variable)
4 Years
6.59%
90%
$700
Apply >
Westpac Premier Advantage Fixed 4 Years
Premier Advantage Fixed 4 Years
4 Year Fixed
5.69% (variable)
4 Years
6.71%
87%
No Application Fee
Apply >
NAB Tailored Fixed 4 Years
Tailored Fixed 4 Years
4 Year Fixed
5.74% (variable)
4 Years
6.58%
95%
$600
Apply >
CBA Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.79% (variable)
4 Years
6.60%
95%
$600
Apply >
Bank of Melbourne Advantage Package Fixed 4 Years
Advantage Package Fixed 4 Years
4 Year Fixed
5.79% (variable)
4 Years
6.60%
90%
No Application Fee
Apply >
BankSA Advantage Package Fixed 4 Years
Advantage Package Fixed 4 Years
4 Year Fixed
5.79% (variable)
4 Years
6.67%
90%
No Application Fee
Apply >
St George Advantage Package Fixed 4 Years
Advantage Package Fixed 4 Years
4 Year Fixed
5.79% (variable)
4 Years
6.69%
90%
No Application Fee
Apply >
RAMS Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.79% (variable)
4 Years
6.75%
95%
$870
Apply >
ANZ Breakfree Package Fixed 4 Years
Breakfree Package Fixed 4 Years
4 Year Fixed
5.84% (variable)
4 Years
6.60%
90%
No Application Fee
Apply >
Westpac Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.89% (variable)
4 Years
6.71%
87%
$600
Apply >
ING Direct Fixed 4 Year
Fixed 4 Year
4 Year Fixed
5.94% (variable)
4 Years
5.97%
90%
$499
Apply >
Bank of Melbourne Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.94% (variable)
4 Years
6.60%
90%
$600
Apply >
BankSA Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.94% (variable)
4 Years
6.67%
90%
$600
Apply >
St George Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.94% (variable)
4 Years
6.69%
90%
$600
Apply >
ANZ Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.99% (variable)
4 Years
6.60%
90%
$600
Apply >
BOQ Fixed 4 Years
Fixed 4 Years
4 Year Fixed
5.99% (variable)
4 Years
6.91%
95%
$495
Apply >
NAB Rural Lifestyle Fixed 4 Years
Rural Lifestyle Fixed 4 Years
4 Year Fixed
6.14% (variable)
4 Years
6.58%
70%
No Application Fee
Apply >

Fixed rate for 5 years

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
Citibank Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.59% (variable)
5 Years
6.89%
90%
$399
Apply >
CBA Wealth Package Fixed 5 Years
Wealth Package Fixed 5 Years
5 Year Fixed
5.69% (variable)
5 Years
6.60%
95%
No Application Fee
Apply >
Westpac Premier Advantage Fixed 5 Years
Premier Advantage Fixed 5 Years
5 Year Fixed
5.69% (variable)
5 Years
6.71%
87%
No Application Fee
Apply >
Bank of Melbourne Advantage Package Fixed 5 Years
Advantage Package Fixed 5 Years
5 Year Fixed
5.79% (variable)
5 Years
6.60%
90%
No Application Fee
Apply >
BankSA Advantage Package Fixed 5 Years
Advantage Package Fixed 5 Years
5 Year Fixed
5.79% (variable)
5 Years
6.67%
90%
No Application Fee
Apply >
St George Advantage Package Fixed 5 Years
Advantage Package Fixed 5 Years
5 Year Fixed
5.79% (variable)
5 Years
6.69%
90%
No Application Fee
Apply >
RAMS Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.79% (variable)
5 Years
6.75%
95%
$870
Apply >
BankWest Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.79% (variable)
5 Years
6.78%
90%
$700
Apply >
NAB Choice Package Fixed 5 Years
Choice Package Fixed 5 Years
5 Year Fixed
5.84% (variable)
5 Years
6.58%
95%
No Application Fee
Apply >
CBA Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.84% (variable)
5 Years
6.60%
95%
$600
Apply >
ANZ Breakfree Package Fixed 5 Years
Breakfree Package Fixed 5 Years
5 Year Fixed
5.84% (variable)
5 Years
6.60%
90%
No Application Fee
Apply >
Westpac Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.89% (variable)
5 Years
6.71%
87%
$600
Apply >
ING Direct Fixed 5 Year
Fixed 5 Year
5 Year Fixed
5.94% (variable)
5 Years
5.97%
90%
$499
Apply >
NAB Tailored Fixed 5 Years
Tailored Fixed 5 Years
5 Year Fixed
5.94% (variable)
5 Years
6.58%
95%
$600
Apply >
Bank of Melbourne Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.94% (variable)
5 Years
6.60%
90%
$600
Apply >
BankSA Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.94% (variable)
5 Years
6.67%
90%
$600
Apply >
St George Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.94% (variable)
5 Years
6.69%
90%
$600
Apply >
Heritage Bank Fixed 5 Year
Fixed 5 Year
5 Year Fixed
5.95% (variable)
5 Years
6.34%
90%
$600
Apply >
ANZ Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.99% (variable)
5 Years
6.60%
90%
$600
Apply >
AMP Fixed 5 Year
Fixed 5 Year
5 Year Fixed
5.99% (variable)
5 Years
6.70%
90%
No Application Fee
Apply >
BOQ Fixed 5 Years
Fixed 5 Years
5 Year Fixed
5.99% (variable)
5 Years
6.91%
95%
$495
Apply >
NAB Rural Lifestyle Fixed 5 Years
Rural Lifestyle Fixed 5 Years
5 Year Fixed
6.34% (variable)
5 Years
6.58%
70%
No Application Fee
Apply >

Fixed rate for 10 years

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
RAMS Fixed 10 Years
Fixed 10 Years
10 Year Fixed
6.69% (variable)
10 Years
6.75%
95%
$870
Apply >
Westpac Premier Advantage Fixed 10 Years
Premier Advantage Fixed 10 Years
10 Year Fixed
7.30% (variable)
10 Years
6.71%
87%
No Application Fee
Apply >
Westpac Fixed 10 Years
Fixed 10 Years
10 Year Fixed
7.50% (variable)
10 Years
6.71%
87%
$600
Apply >
ANZ Breakfree Package Fixed 10 Years
Breakfree Package Fixed 10 Years
10 Year Fixed
7.54% (variable)
10 Years
6.60%
90%
No Application Fee
Apply >
CBA Wealth Package Fixed 10 Years
Wealth Package Fixed 10 Years
10 Year Fixed
7.59% (variable)
10 Years
6.60%
95%
No Application Fee
Apply >
NAB Choice Package Fixed 10 Years
Choice Package Fixed 10 Years
10 Year Fixed
7.64% (variable)
10 Years
6.58%
95%
No Application Fee
Apply >
ANZ Fixed 10 Years
Fixed 10 Years
10 Year Fixed
7.69% (variable)
10 Years
6.60%
87%
$600
Apply >
NAB Tailored Fixed 10 Years
Tailored Fixed 10 Years
10 Year Fixed
7.74% (variable)
10 Years
6.58%
95%
$600
Apply >
CBA Fixed 10 Years
Fixed 10 Years
10 Year Fixed
7.74% (variable)
10 Years
6.60%
95%
$600
Apply >
NAB Rural Lifestyle Fixed 10 Years
Rural Lifestyle Fixed 10 Years
10 Year Fixed
8.14% (variable)
10 Years
6.58%
70%
No Application Fee
Apply >
Your home may be repossessed if you do not keep up repayments on your mortgage.

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

 

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