Best
Home Loans

Best Home Loans - Compare Australia's leading lenders side-by-side and quickly find the best available rates. Choose a home loan deal that suits your needs and call for the latest rates.

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Best Home Loans

If you are looking to buy your first home, upgrade or are looking to refinance your existing home, the best way to get the money you need is with a home loan.

To find the best home loans available, it can be as easy as a single click with Which4U. We have made it as simple as possible to find the best home loans available in Australia. So whether you are looking for $5,000 or even $1million, you can find a loan that will suit you. Then all you have to do is click the enquiry button and you can find out if you can get that loan.

Popular Variable Rate Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
St George Introductory Fixed 1 Year
Variable
5.94% (variable)
1 Years
7.04%
90%
$600
Special Offer Major Bank ($1,000,000+)
Variable
5.99% (variable)
N/A
5.99%
95%
No Application Fee
CBA 1 Year Guaranteed Rate
Variable
5.99% (variable)
1 Years
7.01%
95%
$600
BankWest Premium Select Home Loan
Variable
6.13% (variable)
N/A
6.13%
95%
No Application Fee
BankWest Super Start Home Loan
Variable
6.18% (variable)
3 Years
6.98%
95%
$595
CBA 3 Year Special Economiser
Variable
6.29% (variable)
3 Years
7.01%
95%
$600

Popular Fixed Rate Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
NAB Choice Package Fixed 1 Year
1 Year Fixed
5.79% (variable)
1 Years
6.99%
95%
No Application Fee
ING Direct Fixed 2 Year
2 Year Fixed
5.89% (variable)
2 Years
6.42%
90%
$499
ING Direct Fixed 1 Year
1 Year Fixed
5.89% (variable)
1 Years
6.42%
90%
$499
Citibank Fixed 1 Year
1 Year Fixed
5.89% (variable)
1 Years
6.72%
90%
$399
Citibank Fixed 2 Years
2 Year Fixed
5.89% (variable)
2 Years
6.72%
90%
$399
NAB Choice Package Fixed 2 Years
2 Year Fixed
5.89% (variable)
2 Years
6.99%
95%
No Application Fee

Popular Low Deposit/First Time Buyer Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
Special Offer Major Bank ($1,000,000+)
Variable
5.99% (variable)
N/A
5.99%
95%
No Application Fee
BankWest Premium Select Home Loan
Variable
6.13% (variable)
N/A
6.13%
95%
No Application Fee
CBA No Fee Variable Rate
Variable
6.31% (variable)
N/A
6.31%
95%
No Application Fee
BankWest Premium Home Loan
Variable
6.38% (variable)
N/A
6.38%
95%
$250
NAB Base Variable
Variable
6.49% (variable)
N/A
6.49%
95%
$600
NAB Choice Package
Variable
6.49% (variable)
N/A
6.49%
95%
No Application Fee

Popular No Fee Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
Special Offer Major Bank ($1,000,000+)
Variable
5.99% (variable)
N/A
5.99%
95%
No Application Fee
BankWest Premium Select Home Loan
Variable
6.13% (variable)
N/A
6.13%
95%
No Application Fee
CBA No Fee Variable Rate
Variable
6.31% (variable)
N/A
6.31%
95%
No Application Fee
ING Direct Mortgage Simplifier
Variable
6.42% (variable)
N/A
6.42%
90%
No Application Fee
Heritage Bank Professional Package Living Equity Line of Credit
Line of Credit
6.43% (variable)
N/A
6.43%
85%
No Application Fee
NAB Choice Package
Variable
6.49% (variable)
N/A
6.49%
95%
No Application Fee

Popular Line of Credit Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
Heritage Bank Professional Package Living Equity Line of Credit
Line of Credit
6.43% (variable)
N/A
6.43%
85%
No Application Fee
NAB Home Equity
Line of Credit
6.47% (variable)
N/A
6.47%
90%
$600
Heritage Bank Living Equity Line of Credit
Line of Credit
6.81% (variable)
N/A
6.81%
85%
$600
BankWest Equity Access
Line of Credit
6.96% (variable)
N/A
6.96%
90%
$700
ING Direct Action Equity
Line of Credit
7.02% (variable)
N/A
7.02%
90%
No Application Fee
ING Direct Smart Home Loan
Line of Credit
7.02% (variable)
N/A
7.02%
90%
No Application Fee

Popular Reverse Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
BankWest Seniors Equity Release
Reverse Mortgage
7.83% (variable)
N/A
7.83%
80%
$700
St George Seniors Access Home Loan
Reverse Mortgage
8.04% (variable)
N/A
8.04%
90%
$950
CBA Equity Unlock for Seniors
Reverse Mortgage
8.16% (variable)
N/A
8.16%
45%
$950


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