Best Home
Loan Rates

Best Home Loan Rates - Compare Australia's leading lenders side-by-side and quickly find the best available rates. Choose a home loan rate that suits your needs and call for the latest rates.

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Best Home Loan Rates

Finding the best home loan rates can be a challenge for anyone. With so many lenders now available online, it can be hard to know which one is the right one for you. But there is help on hand to find exactly what you are looking for from your home loan.

With Which4U you can compare the best home loan rates in Australia within a matter of seconds. This makes it easier for you to find the right one for you and could save you some dollars at the same time.

Popular Variable Rate Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
St George Introductory Fixed 1 Year
Variable
5.94% (variable)
1 Years
7.04%
90%
$600
Special Offer Major Bank ($1,000,000+)
Variable
5.99% (variable)
N/A
5.99%
95%
No Application Fee
CBA 1 Year Guaranteed Rate
Variable
5.99% (variable)
1 Years
7.01%
95%
$600
BankWest Premium Select Home Loan
Variable
6.13% (variable)
N/A
6.13%
95%
No Application Fee
BankWest Super Start Home Loan
Variable
6.18% (variable)
3 Years
6.98%
95%
$595
CBA 3 Year Special Economiser
Variable
6.29% (variable)
3 Years
7.01%
95%
$600

Popular Fixed Rate Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
NAB Choice Package Fixed 1 Year
1 Year Fixed
5.79% (variable)
1 Years
6.99%
95%
No Application Fee
ING Direct Fixed 2 Year
2 Year Fixed
5.89% (variable)
2 Years
6.42%
90%
$499
ING Direct Fixed 1 Year
1 Year Fixed
5.89% (variable)
1 Years
6.42%
90%
$499
Citibank Fixed 1 Year
1 Year Fixed
5.89% (variable)
1 Years
6.72%
90%
$399
Citibank Fixed 2 Years
2 Year Fixed
5.89% (variable)
2 Years
6.72%
90%
$399
NAB Choice Package Fixed 2 Years
2 Year Fixed
5.89% (variable)
2 Years
6.99%
95%
No Application Fee

Popular Low Deposit/First Time Buyer Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
Special Offer Major Bank ($1,000,000+)
Variable
5.99% (variable)
N/A
5.99%
95%
No Application Fee
BankWest Premium Select Home Loan
Variable
6.13% (variable)
N/A
6.13%
95%
No Application Fee
CBA No Fee Variable Rate
Variable
6.31% (variable)
N/A
6.31%
95%
No Application Fee
BankWest Premium Home Loan
Variable
6.38% (variable)
N/A
6.38%
95%
$250
NAB Base Variable
Variable
6.49% (variable)
N/A
6.49%
95%
$600
NAB Choice Package
Variable
6.49% (variable)
N/A
6.49%
95%
No Application Fee

Popular No Fee Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
Special Offer Major Bank ($1,000,000+)
Variable
5.99% (variable)
N/A
5.99%
95%
No Application Fee
BankWest Premium Select Home Loan
Variable
6.13% (variable)
N/A
6.13%
95%
No Application Fee
CBA No Fee Variable Rate
Variable
6.31% (variable)
N/A
6.31%
95%
No Application Fee
ING Direct Mortgage Simplifier
Variable
6.42% (variable)
N/A
6.42%
90%
No Application Fee
Heritage Bank Professional Package Living Equity Line of Credit
Line of Credit
6.43% (variable)
N/A
6.43%
85%
No Application Fee
NAB Choice Package
Variable
6.49% (variable)
N/A
6.49%
95%
No Application Fee

Popular Line of Credit Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
View Full Table >
Heritage Bank Professional Package Living Equity Line of Credit
Line of Credit
6.43% (variable)
N/A
6.43%
85%
No Application Fee
NAB Home Equity
Line of Credit
6.47% (variable)
N/A
6.47%
90%
$600
Heritage Bank Living Equity Line of Credit
Line of Credit
6.81% (variable)
N/A
6.81%
85%
$600
BankWest Equity Access
Line of Credit
6.96% (variable)
N/A
6.96%
90%
$700
ING Direct Action Equity
Line of Credit
7.02% (variable)
N/A
7.02%
90%
No Application Fee
ING Direct Smart Home Loan
Line of Credit
7.02% (variable)
N/A
7.02%
90%
No Application Fee

Popular Reverse Home Loans

Lender
Mortgage Name
Mortgage Type
Initial Rate
Initial Term
Comparison Rate
Max LVR
Application Fee
Apply
BankWest Seniors Equity Release
Reverse Mortgage
7.83% (variable)
N/A
7.83%
80%
$700
St George Seniors Access Home Loan
Reverse Mortgage
8.04% (variable)
N/A
8.04%
90%
$950
CBA Equity Unlock for Seniors
Reverse Mortgage
8.16% (variable)
N/A
8.16%
45%
$950


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