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Community First Overview

Community First Credit Union was formed in 1959 and is now the 9th largest Credit Union in New South Wales, offering a range of financial products and services including award winning savings and loans and a variety of credit cards, insurance and financial planning products, designed to help its customers meet their current and future financial needs.

With over 70,000 members, Community First is the largest community based Credit Union in the Sydney region, managing in excess of $700 million in funds.

All deposits with the Community First Credit Union are covered by the Australian Government Deposit Guarantee until October 2012, giving you peace of mind in knowing that your money is safe, should the bank suffer any big problems.
Community First provides its members with an effective Credit Card solution to suit their individual needs. This is achieved through its great credit card that comes with a competitive rate that is spread across its features, so you will stay on the same rate for all cash advances, purchases and balance transfers.

The Community First Credit Card also comes with a very low annual fee, an additional card free of charge, 55 interest free days, and generous credit limits (subject to lending guidelines). Cardholders are also protected against fraud when making payments online with Verified by Visa, with additional protection offered on card repayments with loan protection insurance.
Community First offers a range of savings accounts to help you to meet your savings goals and make your money work hard for you, because after-all you have worked had to earn it.

Whether you're looking to invest a lump sum; you have a goal in mind and wish to make regular deposits; or you want an instant access account that allows you to withdraw funds fee free without notice, Community First Savings Accounts have the perfect solution to suit your needs.

Community First savings accounts also cater for pensioners/retired, students, and children, each with its own set of features and balances designed to work with you to get you the best deals.

Community First also offers a Christmas Cracker Account, allowing you to spread the cost of Christmas over the course of the year. This account lets you make small regular deposits, so you don't feel the brunt of the cost in one foul swoop, but instead pay gradually.