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Banking & Saving Commonwealth Term Deposits

Compare Commonwealth Term Deposits

Compare Commonwealth Term Deposits – read our review and get a detailed breakdown of the terms and rates Commonwealth offer. Make an informed decision and find a term deposit to suit your savings needs.

Commonwealth Term Deposits Review

Commonwealth Term Deposits provide savers with an alternative to traditional savings accounts. Unlike regular accounts, term deposits offer a guaranteed return on your investment that can be calculated so you know exactly where you stand.

You work hard for your money, but with a Commonwealth term deposit your funds will be working hard for you, providing you with a regular income while you sit back and watch your money grow. Your rate will remain the same for the duration of the term, so you are able to calculate exactly how much interest you will earn for the term you agree to.

Choose from a range of terms ranging between a month and a year to suit your financial needs, investing from a minimum of $5,000 up to $499,999.99.

All Commonwealth Term Deposits of up to $1 million per customer are protected by the Federal Government Deposit Guarantee free of charge, allowing you to be confident that your funds are 100% secure.

Top 5 Term Deposits products

Provider Account Interest %p.a Notice Interest Paid Min Bal Apply
St. George 5 Year Fixed Term Deposit
7.25%
Fixed term for 5 years
Annually
$5,000
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St. George 3 Year Fixed Term Deposit
7%
Fixed term for 3 Years
Annually
$5,000
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Suncorp 3 Year Term Deposit
7%
Fixed term for 3 years
Annually
$10,000
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RaboPlus 5 Year Term Deposit
6.80%
Fixed term for 5 years
On Maturity
$1,000
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RaboPlus 4 Year Term Deposit
6.50%
Fixed term for 4 years
On Maturity
$1,000
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St. George 5 Year Fixed Term Deposit
  • Get a fixed rate of 7.25% p.a. for 5 Years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
St. George 3 Year Fixed Term Deposit
  • Get a fixed rate of 7.00% p.a. for 3 Years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
Suncorp 3 Year Term Deposit
  • Suncorp have a range of terms available and can also tailor one to suit you.
  • Special negotiated rates may be available for investments over No monthly account keeping or transaction fees.
  • No matter what happens in the market, your return is guaranteed for a fixed period of time.
RaboPlus 5 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
RaboPlus 4 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
RaboPlus 3 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
Suncorp 1 Year Term Deposit
  • Suncorp have a range of terms available and can also tailor one to suit you.
  • Special negotiated rates may be available for investments over No monthly account keeping or transaction fees.
  • No matter what happens in the market, your return is guaranteed for a fixed period of time.
Macquarie Bank Term Deposit
  • Minimum opening balance $10,000
  • Terms and Rates:
  • 1 mth: 4.10%
  • 2 mths: 4.20%
  • 3 mths: 5.50%
  • 4 mths: 5.50%
  • 5 mths: 5.50%
  • 6 mths: 6.00%
  • 9 mths: 6.00%
  • 1 year: 6.00%
  • 2 years: 6.10% (Interest on maturity)
  • 2 years: 6.00% (Interest paid annual)
  • Interest is calculated at an Interest Rate which is fixed for the duration of your Term Deposit.
  • Interest is paid on maturity unless otherwise agreed.
St. George 1 Year Fixed Term Deposit
  • Get a fixed rate of 6.00% p.a. for 1 year
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
St. George 7 Month Fixed Term Deposit
  • Get a fixed rate of 6.0% p.a. for 7 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
St. George 5 Month Fixed Term Deposit
  • Get a fixed rate of 5.95% p.a. for 5 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
RaboPlus 2 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
St. George 2 Year Fixed Term Deposit
  • Get a fixed rate of 5.50% p.a. for 2 years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
RaboPlus 1 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
St. George 4 Month Fixed Term Deposit
  • Get a fixed rate of 5.30% p.a. for 4 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
RaboPlus 6 Month Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms

Commonwealth News

ANZ and Commonwealth increase ATM fees
Despite agreeing to scrap ATM interchange fees within a year, the ANZ and Commonwealth banks have both announced increases to the fees. ...
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Fri 18th Jan, 2008

Term Deposit Reviews