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Commonwealth Bank
Term Deposits Review

Compare Commonwealth Bank Term Deposits Compare Commonwealth Term Deposits – read our review and get a detailed breakdown of the terms and rates Commonwealth offer. Make an informed decision and find a term deposit to suit your savings needs.

Commonwealth Bank Term Deposits provide savers with an alternative to traditional savings accounts. Unlike regular accounts, term deposits offer a guaranteed return on your investment that can be calculated so you know exactly where you stand.

You work hard for your money, but with a Commonwealth Bank term deposit your funds will be working hard for you, providing you with a regular income while you sit back and watch your money grow. Your rate will remain the same for the duration of the term, so you are able to calculate exactly how much interest you will earn for the term you agree to.

Choose from a range of terms ranging between a month and a year to suit your financial needs, investing from a minimum of $5,000 up to $499,999.99.

All Commonwealth Bank Term Deposits of up to $1 million per customer are protected by the Federal Government Deposit Guarantee free of charge, allowing you to be confident that your funds are 100% secure.

Top 5 Term Deposits products*

Provider
Account
Notice
Interest Paid
Min Bal
Apply
View Full Table >
4.60%
Fixed term for 5 years
On Maturity
$1,000
4.40%
Fixed term for 4 years
On Maturity
$1,000
4.10%
Fixed term for 3 years
On Maturity
$1,000
4.00%
Fixed term for 2 years
On Maturity
$1,000
3.75%
Fixed term for 1 year
On Maturity
$1,000

RaboPlus 5 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
  • Add 0.10% p.a. when you automatically reinvest your Term Deposit.

RaboPlus 4 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
  • Add 0.10% p.a. when you automatically reinvest your Term Deposit.

RaboPlus 3 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
  • Add 0.10% p.a. when you automatically reinvest your Term Deposit.

Macquarie Bank Term Deposit

Macquarie
  • Minimum opening balance $10,000
  • Terms and Rates:
  • 1 mth: 2.65%
  • 3 mth: 3.45%
  • 4 mth: 3.45%
  • 6 mth: 3.50%
  • 9 mth: 3.50%
  • 1 year: 3.60%
  • 2 years: 3.85%
  • 3 years: 4.00%
  • 5 years: 4.40%
  • Interest is calculated at an Interest Rate which is fixed for the duration of your Term Deposit.
  • Interest is paid on maturity unless otherwise agreed.

St.George 1 Year Fixed Term Deposit

St.George
  • Get a fixed rate of 3.35% p.a. for 1 year
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

St.George 6 Month Fixed Term Deposit

St.George
  • Get a fixed rate of 3.25% p.a. for 6 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

St.George 5 Month Fixed Term Deposit

St.George
  • Get a fixed rate of 2.75% p.a. for 5 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

RaboPlus 2 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
  • Add 0.10% p.a. when you automatically reinvest your Term Deposit.

RaboPlus 1 Year Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms

St.George 4 Month Fixed Term Deposit

St.George
  • Get a fixed rate of 3.25% p.a. for 4 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.

RaboPlus 6 Month Term Deposit

RaboDirect
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
  • Add 0.10% p.a. when you automatically reinvest your Term Deposit.

UBank 1 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $250,000 (limit applies to total funds deposited with NAB)

UBank 1 Year Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $250,000 (limit applies to total funds deposited with NAB)

UBank 3 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $250,000 (limit applies to total funds deposited with NAB)

UBank 6 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $250,000 (limit applies to total funds deposited with NAB)

UBank 9 Months Term Deposit (online)

Ubank
  • No account opening fees
  • Choose a 1, 3, 6, 9 or 12 month term
  • Have the option of a Self Managed Super Fund
  • Get a 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Set up your fund quickly online with a Turbo Deposit account opening process
  • Get a government guarantee on deposits up to $250,000 (limit applies to total funds deposited with NAB)

Westpac 1 Year Term Deposit

Westpac
  • No monthly fees
  • Deposit between $5,000 to $250,000
  • (Rates are based on deposit from $5k - $250k - for rate after this level please contact Westpac)

Westpac 5 Year Term Deposit

Westpac
  • No monthly fees
  • Deposit between $5,000 to $250,000
  • (Rates are based on deposit from $5k - $250k - for rate after this level please contact Westpac)

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