Commonwealth Bank
Credit Cards Review

Compare Commonwealth Bank Credit Cards Compare Commonwealth Bank credit cards – read our review and compare the features and benefits available from Commonwealth Bank. We can help you to make an informed decision and find a card that suits you.

 

Commonealth Bank offer an extensive variety of credit cards covering all types of benefits across its range. Whether you're looking for exclusive bonuses in exchange for your spending, low standard rates, Gold or Platinum cards, reward points for every dollar spent, low annual fees, or a long list of benefits and concierge services such as annual travel insurance and Purchase Security Insurance, Commonwealth Bank credit cards have a solution for you.

Commonwealth Bank credit cards come with up to 55 days interest free on purchases (where applicable), providing careful spenders time to settle balances in full, thus paying no interest for using their credit cards.

 

Commonwealth Bank Platinum

Advice

Get your annual fee reduced by $30 if you have or take out a Commonwealth Bank Account or Loan.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 21.74% p.a.
Purchases: 20.74% p.a.
Cash Advance: 21.74% p.a.
Annual Fee: $280
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Credit Card Benefits

  • Concierge Service
  • 12 months International Travel Insurance
  • Commission-free travellers' cheques
  • Purchase Security Insurance
  • Extended Warranty Insurance
  • Guaranteed Pricing Scheme
  • Secure Sentinel Membership

Commonwealth Bank Gold

Advice

Get your annual fee reduced by $30 if you have or take out a Commonwealth Bank Account or Loan.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 21.74% p.a.
Purchases: 20.74% p.a.
Cash Advance: 21.74% p.a.
Annual Fee: $144
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Credit Card Benefits

  • 3 months International Travel Insurance
  • Commission-free travellers' cheques
  • Purchase Security Insurance
  • Extended Warranty Insurance
  • Guaranteed Pricing Scheme
  • Secure Sentinel Membership

Commonwealth Bank Awards

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 21.74% p.a.
Purchases: 20.74% p.a.
Cash Advance: 21.74% p.a.
Annual Fee: $89
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Credit Card Rewards

  • $1 spent = 1 reward point - Use your rewards for travel, hotels, shopping and even donations to charities
  • Convert two Commonwealth Awards points to one Qantas or Velocity Frequent Flyer point. Conditions apply.
  • Exchange your Commonwealth Awards points for funds to repay your credit card. Conditions apply.

CommonWealth 'Low Rate' Card

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.49% p.a.
Purchases: 13.49% p.a.
Cash Advance: 21.74% p.a.
Annual Fee: $78
Standard Features
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Credit Card Benefits

  • Get Free Additional Card
  • PayPass in built for amounts less than $35

CommonWealth Bank 'Low Fee' Gold Card

Advice

NO annual fee EVER! on the Commonwealth Bank 'Low Fee' Gold credit card only. Just spend $10,000 per year on the card.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 20.24% p.a.
Purchases: 20.24% p.a.
Cash Advance: 21.74% p.a.
Annual Fee: $90, or Free if you spend $10,000+p.a
Standard Features
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Commonwealth Bank News