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Compare Citibank Credit Cards

Compare Citibank credit cards – read our review and compare the features and benefits available from Citibank. We can help you to make an informed decision and find a card that suits you.

Citibank Credit Cards Review

Citibank Credit Cards offer a comprehensive range of features and benefits to accommodate all needs.

Whether you're looking for a credit card with no annual fee; low standard rates; or great introductory bonuses on purchases or balance transfers, Citibank has a credit card to suit you.

Citibank credit cards come with up to 55 interest free days on purchases (where applicable), giving you the chance to pay for your purchases over a longer period of time to suit you. This effectively allows you to qualify for interest free credit. If you fail to make at least the minimum payment within the set period, the typical interest rate will be applied to your balance.

All Citibank Credit Cards feature:
  • Up to 4 additional cardholders
  • Access to Citibank World Privileges
  • Complimentary Fraudshield protection
  • Emergency card replacement
  • Worldwide acceptance at over 22 million locations
  • Worldwide personal customer service 24 hours a day, 7 days a week.

Citibank Clear Platinum

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Advice

Save $50 on your 1st years annual fee reducing the cost from $99 to $49!
Also, get up to 4 additional card holders - annual fee of $19 each.

Introductory Offer
Balance Transfer Rate: 0.99% p.a. for 6 months
Balance Transfer Fee: 0%
Purchase Rate: N/A
Typical APR
Purchases: 11.49% p.a.
Balance Transfers: 11.49% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $99 - 50% off in 1st year = $49
Standard Features
Credit Limit: $20,000
Interest Free Days: 55 days
On-Line Banking: No
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Credit Card Benefits

  • Access to limited edition entertainment experiences through Visa Platinum Privileges including specially selected premium offers from hotels, spa & wellness, retail and travel merchants for your enjoyment.
  • Access to Visa Concierge that gets you anything at anytime
  • Get up to 25% off on retail shopping, travel and dining through Citibank World Privileges
  • Complimentary International Travel Insurance - When you buy travel tickets with your Citibank Clear Platinum Credit Card you and your family are automatically covered for unexpected travel, medical expenses, trip cancellation, personal liability and loss or damage to personal items.

Citibank Clear

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Advice

Get up to 4 additional card holders - annual fee of $19 each.

Introductory Offer
Balance Transfer Rate: 2.9% p.a. for 6 months
Balance Transfer Fee: 0%
Purchase Rate: N/A
Typical APR
Purchases: 15.49% p.a.
Balance Transfers: 15.49% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $65
Standard Features
Credit Limit: $20,000
Interest Free Days: 55 days
On-Line Banking: No
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $20,000.pa

Citibank Silver

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Introductory Offer
Balance Transfer Rate: 2.9% p.a. for 12 months
Balance Transfer Fee: 0%
Purchase Rate: N/A
Typical APR
Purchases: 20.49% p.a.
Balance Transfers: 20.49% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $89
Standard Features
Credit Limit: $7,500
Interest Free Days: 55 days
On-Line Banking: No
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $20,000.pa

Credit Card Benefits

  • Access to Citibank World Privileges - It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's finest restaurants, you'll find something to tempt you.
  • Silver Rewards Program - For every dollar you spend, you enjoy one reward point which can be redeemed for a large range of travel rewards, merchandise, gift cards or cashback on your card. In addition, your reward points never expire while the card remains open.
  • Citibank Take Flight® - The most flexible travel program available. Fly on any airline, anywhere, anytime using your reward points.
  • Purchase Cover - Use your Citibank Silver Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.
  • Generous credit limit up to $7,500 at lower annual fees - Citibank Silver gives you a higher credit limit so you have the purchasing power and financial flexibility you need at lower annual fees for you and the additional cardholders.
  • Up to 55 Days Interest-free
  • Enjoy up to 55 days interest-free on retail purchases.
  • FRAUD SHIELD® - Citbank fraud department checks any unusual activity to detect early signs of fraud and will contact you to check when they spot irregular purchases
  • Optional Credit Card Insurance

Citibank Gold

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Advice

Get up to 4 additional card holders - annual fee of $30 each.

Introductory Offer
Balance Transfer Rate: 2.9% p.a. for 12 months
Balance Transfer Fee: 0%
Purchase Rate: N/A
Typical APR
Purchases: 20.49% p.a.
Balance Transfers: 20.49% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $149
Standard Features
Credit Limit: $60,000
Interest Free Days: 55 days
On-Line Banking: No
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $35,000.pa

Credit Card Benefits

  • Complimentary access to a superior Rewards Program - For every dollar you spend, you enjoy one reward point which can be redeemed for a large range of travel rewards, merchandise, gift cards or cashback on your card. Plus your reward points never expire while the card remains open.
  • Bonus Rewards Points - All your favourite rewards will be yours sooner when you spend at one of our Bonus Partners, as a Citi Gold cardholder you can earn 3 Bonus Points on top of the 1 Citi Rewards point you already receive - that's 4 points per dollar spent.
  • Complimentary International Travel Insurance - Automatically covers you and your family when you buy your travel tickets with your Citi Gold card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
  • Special Offers and Privileges - When you're with Citi, everyday experiences just seem to come with something extra. Discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world.
  • Purchase Cover - Use your Citi Gold card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.
  • Generous credit limit up to $25,000 - Your Citi Gold card gives you a higher credit limit so you have the purchasing power and financial flexibility you need.
  • Up to 55 Days Interest-free on retail purchases
  • Enjoy up to 55 days interest-free on retail purchases.
  • Optional Credit Card Insurance

Citibank Platinum

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Advice

Limited Offer: Simply spend $500 between 1st January and 30th June and receive 20,000 points to fly any airline, anytime!

Introductory Offer
Balance Transfer Rate: 4.9% p.a.For Life
Balance Transfer Fee: 0%
Purchase Rate: N/A
Typical APR
Purchases: 20.49% p.a.
Balance Transfers: 20.49% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $250
Standard Features
Credit Limit: $100,000
Interest Free Days: 55 days
On-Line Banking: No
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Credit Card Benefits

  • Receive 20,000 points and fly any airline anytime
  • Get up to 4 additional card holders - annual fee of $90 each.
  • Peace of mind with complimentary international travel insurance for you and your family.
  • Complimentary Personalised Rewards program with points that never expire and the ultimate flexibility to redeem your points for whatever your imagination can dream up
  • Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, 24 hours a day, seven days a week
  • Special Offers and Privileges with discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world.
  • Optional Credit Card Insurance6 - protection if you can't make your repayments.

Citibank Emirates

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Advice

Ability to earn and redeem Skywards Miles on Virgin Blue flights not just Emirates

Introductory Offer
Balance Transfer Rate: 3.9% p.a. for 9 months
Balance Transfer Fee: 0%
Purchase Rate: N/A
Typical APR
Purchases: 20.49% p.a.
Balance Transfers: 20.49% p.a.
Cash Advance: 20.49% p.a.
Annual Fee: $229
Standard Features
Credit Limit: $100,000
Interest Free Days: 55 days
On-Line Banking: No
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Credit Card Benefits

  • 1.5 Skywards Miles per $1 spent1
  • Complimentary Chauffeur-drive service to and from Australian airports
  • Complimentary lounge access in Australia and Dubai
  • Lower annual fee than competing airline cards at $199
  • Ability to earn and redeem Skywards Miles on Virgin Blue flights
  • Complimentary international travel and purchase cover insurance
  • International award-winning airline that flies to over 100 destinations on six continents
  • 24/7 Personal Concierge around the world
  • The flight rewards featured below are for some of the most popular destinations that Emirates flies to. Take up the new Emirates Citi Platinum Card now, so you can bring the world closer, sooner.

Citibank BP Mastercard

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Advice

5% off your petrol and everything else you buy at BP
0.5% cash-back off everything else you buy anywhere

Introductory Offer
Balance Transfer Rate: 2.9% p.a. for 12 months
Balance Transfer Fee: 0%
Purchase Rate: N/A
Typical APR
Purchases: 20.39% p.a.
Balance Transfers: 20.39% p.a.
Cash Advance: 20.39% p.a.
Annual Fee: $89
Standard Features
Credit Limit: $25,000
Interest Free Days: 55 days
On-Line Banking: Yes
Cashback
Standard Cashback Rate: 0.5%
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $20,000.pa

Credit Card Rewards

  • 5% back on the first $600 you spend per month at BP
  • 0.5% back everywhere else you spent (excluding non-BP petrol stations)
  • Up to 55 days interest-free on retail purchases
  • MasterCard Worldwide acceptance
  • Access to Citibank World Privileges with up to 25% off shopping, dining and travel worldwide

Citibank Business Credit Card

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Advice

Earn 1.25 reward points on every dollar you spend - realise personal benefits simply from processing business spend through this card.

Introductory Offer
Balance Transfer Rate: 2.9% p.a. for 9 months
Balance Transfer Fee: 0%
Purchase Rate: N/A
Typical APR
Purchases: 20.49% p.a.
Balance Transfers: 20.49% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $149
Standard Features
Credit Limit: $60,000
Interest Free Days: 55 days
On-Line Banking: No
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $35,000.pa
  • If you are an existing Citibank credit card or loan customer, you must have held your current Citibank account for at least 9 months before you can apply for another credit card or line of credit.

Credit Card Benefits

  • Up to $60,000 credit limit and up to 55 days interest free on retail purchases
  • Complimentary Business Concierge service
  • Complimentary International travel insurance
  • Worldwide acceptance with VISA
  • Optional Credit Card Insurance5 - protection if you can't make your repayments.

Credit Card Rewards

  • Earn 1.25 reward points on every dollar you spend - realise personal benefits simply from processing business spend through this card.

Citibank News

Citibank to offer prepaid Aussie credit rewards
The prepaid card market will now include Citibank. ...
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Thu 4th Mar, 2010
Virgin and Citibank team up to offer new credit card products
A new partnership will see a number of new credit cards and other personal finance products offered to Australians, it has been reported. ...
Read More >
Mon 21st Sep, 2009

Credit Cards Reviews