BOQ
Credit Cards Review

Compare Bank Of Queensland credit cards – read our review and compare the features and benefits available from BOQ. We can help you to make an informed decision and find a card that suits you.

Everyone’s lifestyle and finances are different, so there has to be a wide range of financial products to cater for these varied needs.

That’s why BOQ offer a comprehensive range of credit cards; from a  low rate credit card  with rates that start low and stay low, to a reward a credit card that rewards you for your spending, and a premium credit cards with added protection, each offering specific features and benefits.

Applying for a credit card online is easy, simply choose the card you like the look of and click the 'Apply Now' button.

BOQ Platinum

Advice

Get 50% off the Annual Fee for the life of the card, from $199 to only $99 if you apply before 15th April 2012.

Introductory Offer
Balance Transfer Rate: 1.9% p.a. for 6 months
Balance Transfer Fee: 0%
Purchase Rate: N/A
Annual Rates
Balance Transfers: 20.74% p.a.
Purchases: 20.74% p.a.
Cash Advance: 21.74% p.a.
Annual Fee: $99
Standard Features
Credit Limit: $100,000
Interest Free Days: Up to 55 days
On-Line Banking: No
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $35,000.pa
  • You have not applied and been declined for another Citibank product in the last 9 months
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Credit Card Benefits

  • Rewards program - points allow you to fly any airline any time
  • Earn 2 Q Rewards Points for every $1 spent - Rewards points never expire
  • Concierge service - like having your very own personal assistant on hand 24 hours a day!
  • International travel insurance - for everything from medical expenses to lost luggage
  • Higher levels of Purchase Cover Insurance - on most new items you're covered against loss, theft or damage for three months
  • Extended warranty on purchases made up to one year
  • Priority 24-hour customer service on dedicated Platinum card enquiries line
  • $1,000 daily cash advance limit through ATMs

BOQ Low Rate

Advice

Get 1.9% on Balance Transfers for 6 months

Introductory Offer
Balance Transfer Rate: 1.9% p.a. for 6 months
Balance Transfer Fee: 0%
Purchase Rate: N/A
Annual Rates
Balance Transfers: 13.49% p.a.
Purchases: 13.49% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: $55
Standard Features
Credit Limit: $25,000
Interest Free Days: Up to 55 days
On-Line Banking: No
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $25,000.pa
  • You have not applied and been declined for another Citibank product in the last 9 months
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Credit Card Benefits

  • Rewards program - points allow you to fly any airline any time
  • Earn 1.75 Q Rewards Points for every $1 spent
  • Rewards points never expire
  • International travel insurance - for everything from medical emergencies to lost luggage or missed flights
  • Purchase Cover Insurance - on most new items you're covered against loss, theft or damage for three months
  • Priority 24-hour customer service on a dedicated Gold Visa card enquiries line
  • $1,000 daily cash advance limit through ATMs

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