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Banking & Saving BankSA Term Deposits

Compare BankSA Term Deposits

Compare BankSA Term Deposits – read our review and get a detailed breakdown of the terms and rates BankSA offer. Make an informed decision and find a term deposit to suit your savings needs.

BankSA Term Deposits Review

BankSA Term Deposits are a great savings option for those that want a secure guaranteed return on their investment, providing a predictable income. Term deposits are great if you are in a position where you are able to lock your savings away for a period of time, as early withdrawals can lead to reduced interest rates and even administration fees.

With BankSA Term Deposits you can choose a term that suits your needs, from 1 month to 5 years. To open an account you must deposit at least $1,000, with special rates offered on substantial funds deposited into featured accounts.

All BankSA Term Deposits are protected by the Australian Government for up to $1 million per customer. This means that you can sit back and watch your money grow while having the peace of mind in knowing that your money is 100% safe.

Top 5 Term Deposits products

Provider Account Interest %p.a Notice Interest Paid Min Bal Apply
St. George 5 Year Fixed Term Deposit
7.25%
Fixed term for 5 years
Annually
$5,000
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St. George 3 Year Fixed Term Deposit
6.50%
Fixed term for 3 Years
Annually
$5,000
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Suncorp 3 Year Term Deposit
7%
Fixed term for 3 years
Annually
$10,000
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RaboPlus 5 Year Term Deposit
6.80%
Fixed term for 5 years
On Maturity
$1,000
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RaboPlus 4 Year Term Deposit
6.50%
Fixed term for 4 years
On Maturity
$1,000
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More Info
St. George 5 Year Fixed Term Deposit
  • Get a fixed rate of 7.25% p.a. for 5 Years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
St. George 3 Year Fixed Term Deposit
  • Get a fixed rate of 6.50% p.a. for 3 Years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
Suncorp 3 Year Term Deposit
  • Suncorp have a range of terms available and can also tailor one to suit you.
  • Special negotiated rates may be available for investments over No monthly account keeping or transaction fees.
  • No matter what happens in the market, your return is guaranteed for a fixed period of time.
RaboPlus 5 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
RaboPlus 4 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
RaboPlus 3 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
Suncorp 1 Year Term Deposit
  • Suncorp have a range of terms available and can also tailor one to suit you.
  • Special negotiated rates may be available for investments over No monthly account keeping or transaction fees.
  • No matter what happens in the market, your return is guaranteed for a fixed period of time.
Macquarie Bank Term Deposit
  • Minimum opening balance $10,000
  • Terms and Rates:
  • 1 mth: 4.10%
  • 2 mths: 4.20%
  • 3 mths: 5.50%
  • 4 mths: 5.50%
  • 5 mths: 5.50%
  • 6 mths: 6.00%
  • 9 mths: 6.00%
  • 1 year: 6.00%
  • 2 years: 6.10% (Interest on maturity)
  • 2 years: 6.00% (Interest paid annual)
  • Interest is calculated at an Interest Rate which is fixed for the duration of your Term Deposit.
  • Interest is paid on maturity unless otherwise agreed.
St. George 1 Year Fixed Term Deposit
  • Get a fixed rate of 6.00% p.a. for 1 year
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
St. George 7 Month Fixed Term Deposit
  • Get a fixed rate of 5.80% p.a. for 7 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
RaboPlus 2 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
St. George 2 Year Fixed Term Deposit
  • Get a fixed rate of 5.50% p.a. for 2 years
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
RaboPlus 1 Year Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms
St. George 4 Month Fixed Term Deposit
  • Get a fixed rate of 5.10% p.a. for 4 months
  • Your money is tied up for the full term, so you should only invest if you're confident you won't need access to your money during the term.
  • The term of the account will run from the date of the first deposit.
RaboPlus 6 Month Term Deposit
  • Deposit a minimum of $1,000
  • Maximum Deposit of $100 million
  • 1 mnth 4%
  • 3 mnths 4%
  • 6 mnths 4.5%
  • 1 year 5%
  • 2 years 5.7%
  • 3 years 6.3%
  • 4 years 6.5%
  • 5 years 6.8%
  • You choose your Term on application.
  • No Deposits or Withdrawals allowed during term.
  • (Withdrawals can be made but Term would close)
  • You can set up Multiple Accounts with different Terms

Term Deposit Reviews