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BankSA
Bank Accounts Review

Compare BankSA Bank Accounts Compare BankSA Bank Accounts – read our review and compare the features and benefits available from BankSA. Make an informed decision to find a Bank Account that suits you.

BankSA offers a range of bank accounts that are perfect for helping you to stay on top of your day-to-day finances. Each account comes with an array of features, helping you to base your decision on an account that is right for you.

Whether you're looking for an account that provides unlimited access to your funds with no transaction fees, internet banking allowing you to manage your account any time of the day or night, or would rather stick to the basics and pay a monthly fee without incurring any surprise bills, BankSA bank accounts have a solution to meet you everyday financial needs.

All BankSA Bank Accounts are protected by the Australian Government Deposit Guarantee Scheme, giving you peace of mind in knowing that your deposits are secure.

BankSA Express Freedom

Features

Interest Rate:
0% AER
Minimum Balance:
$1
Monthly Fee:
$3

Account Description

  • Visa Debit Card available to customers who are over 18 and have an Australian residential address
  • Unlimited^ everyday transactions through -
  • - St.George Internet and Phone Banking (including BPAY®)
  • - Over 2,800 St.George, Westpac and BankSA ATMs.
  • - EFTPOS
  • - direct debits
  • - Bank@Post
  • Worldwide ATM access
  • 10 free SMS Alerts included each month#
  • No minimum monthly balances
  • Flat account service fee of just $3 a month
  • Monthly account service fee does not apply in any month where a customer deposits at least $1,000 by the last business day of a month~ into their Express Freedom Account
  • Access to cheque and branch services
  • ~ Deposits processed after the close of business on the last business day of a calendar month will be included
  • in the deposits for the following calendar month.
  • ^ Daily transaction limits apply.
  • † Subject to systems availability and maintenance.
  • # SMS alerts charges apply after the first 10 each month and email alerts are free.

Transaction Fees

Unlimited electronic transactions St George Transactions - Branch Services & Cheques Chargeable

BankSA Maxi Saver

Features

Interest Rate:
3.00% AER
Minimum Balance:
$1
Monthly Fee:
$3

Account Description

  • Access your funds through your eligible working account in branch or 24/7 online, via mobile or phone banking.
  • No monthly service fees.
  • No minimum monthly balance or deposit required

Transaction Fees

Unlimited electronic transactions St George Transactions - Branch Services & Cheques Chargeable

BankSA Complete Freedom

Features

Interest Rate:
0% AER
Minimum Balance:
$1
Monthly Fee:
$7

Account Description

  • Free adult Royal Adelaide Show ticket and a chance to win BankSA’s Golden Ticket PLUS, $50 cash bonus upon $500 deposit
  • Visa Debit Card available to customers who are over 18 and have an Australian residential address
  • Unlimited^ everyday transactions through:
  • BankSA Internet and Phone Banking (including Bpay®)
  • Over 2,800 St.George, Westpac and BankSA branded ATMs
  • EFTPOS
  • direct debits and credits
  • BankSA Branches
  • Cheques
  • Bank@Post
  • 10 free SMS Alerts included each month#
  • Worldwide ATM access
  • No minimum monthly balance required
  • Flat account service fee of just $5 a month
  • Monthly account service fee does not apply when a customer:
  • deposits at least $2,000 by the last business day of a month~ into their Complete Freedom Account; or
  • - makes their BankSA home loan repayments by automatic transfer from their Complete Freedom Account.
  • ~ Deposits processed after the close of business on the last business day of a calendar month will be included
  • - in the deposits for the following calendar month.
  • ^ Daily transaction limits apply.
  • † Subject to systems availability and maintenance.
  • # SMS alerts charges apply after the first 10 each month and email alerts are free.

Transaction Fees

Unlimited BankSA Transactions for a flat monthly fee of $7 Inc. Visa Debit Card. Pay NO monthly fee if you deposit a minimum of $2,000 per month.

BankSA Incentive Saver

Features

Interest Rate:
2.25% AER
Minimum Balance:
$1
Monthly Fee:
$3

Account Description

  • Earn bonus interest every month you make at least one deposit and no withdrawals
  • No account service fees
  • No minimum monthly balance required
  • Great for people saving towards a goal. Encourages you to save.

Transaction Fees

1 free withdrawal every month, however bonus interest will not apply for the month if you make a withdrawal.