Features

Interest Rate:

7.10% p.a.

Minimum Balance:

$1

Monthly Fee:

$0 p.m.

Account Description

• 7.10% p.a interest
• No fees
• No minimum balance
• Instant funds transfer if linked to St.George account
• Unlimited fee-free phone and Internet banking
• Interest calculated daily & paid monthly
• Open up to 15 multiple directsaver accounts
• Use it as your DIY Superannuation.

Features

Interest Rate:

6.50% p.a.

Minimum Balance:

$1

Monthly Fee:

$0 p.m.

Account Description

Members Equity Online Savings Account does everything possible to help you grow your balance to reach your savings goals sooner. Members Equity Online Savings Account pays 6.50%p.a. calculated daily on every dollar from the moment you deposit it; and better still, allows you to set up special sub accounts which are earmarked for specific savings goals. For example "Car account" or "Holiday". All free of bank fees.

Members Equity Online Savings Account provides you the ability to link this account to any other account you nominate from any financial institution in Australia; plus the modern convenience of being able to access your nominated account to withdraw or deposit at any time via phone or internet banking ~ again without any charge.

• Earn a competitive 6.50% p.a. on every dollar in your account with interest calculated daily
• No bank fees
• No minimum opening deposit or balance required
• No set term - deposit and withdraw without penalty at any time
• Convenient 24/7 access to your account via internet and phone banking
• Free phone and internet banking services

Transaction Fees

No Monthly Account Fees

Features

Interest Rate:

6.35% p.a.

Minimum Balance:

$1

Monthly Fee:

$0 p.m.

Account Description

People like watching things grow, especially savings!

With BankWest TeleNet Saver you’ll enjoy our highest variable online rate of 6.35% p.a., combined with the ease and convenience of online banking. In addition to an incredible 6.35% p.a. on balances up to $5million per customer, TeleNet Saver has no fees, no minimum deposit and provides 24/7 access to your money via online and phone banking.

If you love watching your savings grow, you’ll love BankWest TeleNet Saver. Promotional rate is variable and paid until 1 January 2009. Other rules apply to existing customers.

Limited Offer Only - Apply Today!

• Earn 6.35% p.a (12 month into offer)
• Go to rate of 5.50%p.a. after 12 months
• Absolutely No Fees
• No minimum deposit
• Access your account 24/7 via Online Banking

Features

Interest Rate:

6.25% p.a.

Minimum Balance:

$1

Monthly Fee:

N/A

Account Description

• Earn 6.25%pa interest on every dollar in your account
• Interest is calculated daily, paid monthly
• Unlimited free transaction to linked account
• No establishment or transaction fees
• Macquarie Cash XL is a Unit Trust that invests solely in a deposit that is covered by the Government Guarantee

Features

Interest Rate:

6.25% p.a.

Minimum Balance:

$1

Monthly Fee:

$0 p.m.

Account Description

The NAB Smart Reward Saver is an account that is designed to encourage the act of saving, by rewarding you with higher interest when you make deposits, and penalising you with a small charge when you make a withdrawal.

Withdrawals are allowed via the branch network but if you withdraw more than once in a month you will be charged a $3 flat fee for that month. This

• Get 6.25% p.a for the first 4 months
• After this introductory period, you'll receive the standard NAB iSaver variable interest rate, currently 5.00% p.a.
• Interest is calculated daily and paid monthly
• Open an account with only $1
• Pay no transaction or account keeping fees
• Get higher rates of interest if you make a deposit each month
• Receive admin fee of $3 in each month you make more than one withdrawal in that month
• Make unlimited deposits and withdrawals if need be
• Withdrawals can be made via branch network only

Features

Interest Rate:

5.75% p.a.

Minimum Balance:

$1

Monthly Fee:

$0 p.m.

Account Description

• NO Fee's
• No Minimum Deposit
• 5.75%p.a on amounts up to $1million
• $1m and over subject to 5.90%p.a

Features

Interest Rate:

5.75% p.a.

Minimum Balance:

$1

Monthly Fee:

$0 p.m.

Account Description

Whatever your savings goals, HSBC's Serious Saver can help you grow your

money with a high 5.75%p.a. so you can reach it sooner. Save your money for more important things with great features:

• 5.75%p.a. every month you don't withdraw
• Maximum deposit $1million
• No monthly account keeping fee
• 24/7 online access
• Link to your current bank account

Features

Interest Rate:

5% p.a.

Minimum Balance:

$1

Monthly Fee:

$0 p.m.

Account Description

With NAB iSaver no matter what the balance is you earn a great high rate of 5.00%p.a, and there’s no "limited time only" conditions. However fees may apply on your linked transaction accounts. Get instant access to your funds 24/7 without the temptation of ATM access. Instead transfer your funds into an eligible NAB everyday banking account using NAB Internet Banking or NAB Telephone Banking, from which you can transact in all the usual ways.

• Interest Rate of 5.00% p.a
• Interest is calculated daily and paid monthly
• Open an account with $1
• Pay no transaction or account keeping fees
• Make unlimited deposits and withdrawals
• No Direct ATM withdrawal instead withdraw via transfer to other account or beneficiary.

Features

Interest Rate:

5.50% p.a.

Minimum Balance:

$5,000

Monthly Fee:

$0 p.m.

Account Description

• No monthly account fees
• Unlimited fee free online and phone transactions
• Instant access via branch and ATM/EFTPOS+
• Choose a Deposit Only Card, so you won’t be tempted to access your savings at an ATM

Transaction Fees

No Monthly Account Fees

Features

Interest Rate:

6.50% p.a.

Minimum Balance:

$10,000

Monthly Fee:

N/A

Account Description

If you wish to withdraw funds from your Account before the agreed maturity date, this will be at our discretion and a fee will be charged.

• Minimum opening balance $10,000
• Terms and Rates:
• 1 month: 5.50%
• 3 months: 6.50%
• 6 months: 6.00%
• 9 months: 550%
• 1 year: 5.50%
• 2 years: 5.75%
• Interest is calculated at an Interest Rate which is fixed for the duration of your Term Deposit.
• Interest is paid on maturity unless otherwise agreed.

Features

Interest Rate:

6.25% p.a.

Minimum Balance:

$1,000

Monthly Fee:

$0 p.m.

Account Description

With up to 6.25%p.a., the bankwest tddirect online term deposit offers a fantastic return, plus you can choose the term that best suits you. Compare that with the big banks! BankWest Term Deposits are ideal if you are looking for the security of a fixed rate of return over a specific period of time.

• Up to 6.25%p.a.
• Absolutely no fees
• Choice of 3, 6 and 12 month terms
• 3 month = 6.25%p.a
• 6 month = 5.50%p.a
• 12 month = 5.40%p.a
• 10-day grace period upon maturity to decide what you want to do with your money - Low minimum opening deposit of $1,000