Best Transaction
Bank Accounts

Best Transaction Bank Accounts - Find the best transaction bank accounts with Which4U. Use our easy to navigate table to find the right deal for you in minutes.

Compare Banking & Saving Accounts

ANZ VISA Debit Card

Transfer your balance to ANZ and get a whopping 2.9% for 12 months - coupled with a fantastically low standard rate of 13.49%p.a!!...

More Info >

Best Transaction Bank Accounts

Finding the best transaction bank accounts can be a long and taxing endeavour. However, there is an easier way to view all of the information that you need in one place.

By using Which4U, you can search through the best transaction bank accounts in a matter of minutes, giving you the information that you need to make an informed decision on which is the right account for you. Then all that you have to do is click apply to start the application process.

Bank Accounts

Account	Interest %p.a	Min Bal	Monthly Fee	Apply

HSBC Day to Day Account FREE Unlimited HSBC Westpac, St. George and BankSA ATM Withdrawals, Get $10 for each month you have account and pay in $2000 (T&Cs apply)	0.05%	$1	$0 p.m.	Apply > More Info

ANZ Access Advantage with Visa Debit Card FREE ANZ ATM, Online, Cash, Phone, Direct Debit transactions. Fee's Charged for Non-ANZ ATM use.	2%	$1	$6 p.m.	Apply > More Info

NAB Classic Banking No monthly account service fee (No min deposit required) FREE Visa Debit card with every account Unlimited Free NAB banking access via ATM, Branch or online.	0.10%	$1	$0 p.m.	Apply > More Info

Citibank Plus Account No monthly account service fee (No min deposit required) Fee free use of your Citibank Visa Debit Card around the globe to make in store purchases or withdraw cash at any ATM Free international money transfers from Australia to any account, anywhere in the world.	0.00%	$0	$0 p.m.	Apply > More Info

St.George Complete Freedom Unlimited St.George Transactions for a flat monthly fee of $7 Inc. Visa Debit Card. Pay NO monthly fee if you deposit a minimum of $2,000 per month.	0%	$1	$7 p.m.	Apply > More Info

St.George Express Freedom Unlimited electronic transactions St George Transactions - Branch Services & Cheques Chargeable	0%	$1	$3 p.m.	Apply > More Info

HSBC Day to Day Account

Get $10 for each month you have account and pay in $2000 (T&Cs apply)
$0 monthly account keeping fee
Visa payWave is the new fast, easy and secure way to pay for everyday in-store purchases on your HSBC Visa Debit Card under $100
Unlimited electronic transactions
Unlimited ATM withdrawals at over 2,900 HSBC, Westpac, St. George and BankSA
HSBC Visa Debit Card for secure access to your money
Access anywhere and at anytime online and through Phone Banking
Easy to link online to a high-interest Serious Saver Account for your savings.

ANZ Access Advantage with Visa Debit Card

Unlimited ANZ transactions for $6 a month.
No credit check
Online fraud protection
50% off monthly fee for Students
3 additional card holders at no extra cost
Do NOT need to be a previous ANZ customer

NAB Classic Banking

A NAB Visa Debit card
Choice of 4 card colours
Access to Visa Entertainment
90 day Purchase Protection Insurance1
No minimum or opening balance requirements – open your account with just $1
Access to ATMs overseas anywhere the PLUS sign is displayed (fees apply)
Access to your money through the rediATM network with no additional ATM fees
Six monthly statement, however if NAB Visa Debit option is taken, statements are provided every two months
Check your balance, withdraw or deposit at any Australia Post Bank@Post outlet

Citibank Plus Account

Fee free, no catches.
Fee free use of your Citibank Visa Debit Card around the globe to make in store purchases or withdraw cash at any ATM.
Free international money transfers from Australia to any account, anywhere in the world.
Instant money transfers when sending funds overseas to another Citibank account using Citibank Global Transfers.
A free bottle of award winning wine every time you dine at partner restaurants in the Citibank Dining Program.
Fee free ATM withdrawals at over 3,000 Citibank, Westpac, St George, Bank of Melbourne and Bank SA ATMs around Australia.
Visa Debit Card for online, domestic and overseas purchases.
Access anytime, anywhere through online, phone or mobile banking.
Make the transition to your new Citibank Plus account fast and simple with Citibank's switching service.
Compare our totally fee free account against our competitors .

St.George Complete Freedom

Visa Debit Card available to customers who are over 18 and have an Australian residential address
Unlimited^ everyday transactions through:
St.George Internet and Phone Banking (including Bpay®)
Over 2,800 St.George, Westpac and BankSA branded ATMs
EFTPOS
direct debits and credits
St.George Branches
Cheques
Bank@Post
10 free SMS Alerts included each month#
Worldwide ATM access
No minimum monthly balance required
Flat account service fee of just $5 a month
Monthly account service fee does not apply when a customer:
deposits at least $2,000 by the last business day of a month~ into their Complete Freedom Account; or
- makes their St.George home loan repayments by automatic transfer from their Complete Freedom Account.
~ Deposits processed after the close of business on the last business day of a calendar month will be included
- in the deposits for the following calendar month.
^ Daily transaction limits apply.
† Subject to systems availability and maintenance.
# SMS alerts charges apply after the first 10 each month and email alerts are free.
® Registered to BPAY Pty Ltd ABN 69 079 137 518.

St.George Express Freedom

Visa Debit Card available to customers who are over 18 and have an Australian residential address
Unlimited^ everyday transactions through -
- St.George Internet and Phone Banking (including BPAY®)
- Over 2,800 St.George, Westpac and BankSA ATMs.
- EFTPOS
- direct debits
- Bank@Post
Worldwide ATM access
10 free SMS Alerts included each month#
No minimum monthly balances
Flat account service fee of just $3 a month
Monthly account service fee does not apply in any month where a customer deposits at least $1,000 by the last business day of a month~ into their Express Freedom Account
Access to cheque and branch services
~ Deposits processed after the close of business on the last business day of a calendar month will be included
in the deposits for the following calendar month.
^ Daily transaction limits apply.
† Subject to systems availability and maintenance.
# SMS alerts charges apply after the first 10 each month and email alerts are free.
® Registered to BPAY Pty Ltd ABN 69 079 137 518.

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Wed 16th May, 2012
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Thu 10th May, 2012
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Thu 10th May, 2012
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The recent cut in interest rates allows consumers the perfect chance to pay more off their mortgages, experts say. Following the Reserve ...

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Tue 8th May, 2012
ANZ likely to withhold some of the RBA’s interest rate cut

Despite reporting a profit of almost $3 million in six months, ANZ bank is likely to follow NAB’s lead and withhold a sizeable portion of the ...

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Wed 2nd May, 2012
RBA surpasses expectations to cut rates by 0.5%

The Reserve Bank has gone further than many expected, reducing interest rates by half a percentage point to 3.75%. The bank cited the weak ...

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Tue 1st May, 2012
NAB takes a hit from poor-performing UK banks

Shares in National Australia Bank have taken a hit after it announced that losses in its UK operations will result in the loss of 1,400 jobs. ...

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Mon 30th Apr, 2012