Bread Crumb Trail

Banking & Saving Bank Accounts

Compare Bank Accounts

Compare bank accounts side-by-side and quickly find the best bank account to suit you. Choose from no fees, high interest rates and free transactions & Apply online .

Features

Interest Rate:
2% p.a.
Minimum Balance:
$1
Monthly Fee:
$6 p.m.

Account Description

ANZ Everyday Visa Debit gives you all the benefits of the Visa network so you'll enjoy access to offers such as:

- pre-sale periods to concerts and live events

- access to the best seats in the house

- special offers on movie tickets

- exclusive merchandise packages

- special offers on home entertainment products

  • Unlimited ANZ transactions for $6 a month.
  • No credit check
  • Online fraud protection
  • 50% off monthly fee for Students
  • 3 additional card holders at no extra cost
  • Do NOT need to be a previous ANZ customer

Transaction Fees

FREE ANZ ATM, Online, Cash, Phone, Direct Debit transactions. Fee's Charged for Non-ANZ ATM use.

Features

Interest Rate:
0.10% p.a.
Minimum Balance:
$1
Monthly Fee:
$0 p.m.

Account Description

  • A NAB Visa Debit card
  • Choice of 4 card colours
  • Access to Visa Entertainment
  • 90 day Purchase Protection Insurance1
  • No minimum or opening balance requirements – open your account with just $1
  • Access to ATMs overseas anywhere the PLUS sign is displayed (fees apply)
  • Access to your money through the rediATM network with no additional ATM fees
  • Six monthly statement, however if NAB Visa Debit option is taken, statements are provided every two months
  • Check your balance, withdraw or deposit at any Australia Post Bank@Post outlet

Transaction Fees

No monthly account service fee (No min deposit required)
FREE Visa Debit card with every account
Unlimited Free NAB banking access via ATM, Branch or online.

Features

Interest Rate:
0.10% p.a.
Minimum Balance:
$1
Monthly Fee:
$10 p.m.

Account Description

  • No ATM fees
  • Make monthly deposits to avoid fee of:
  • NEB Gold = $10 fee - deposit $5,000pm to avoid this
  • A NAB Gold Visa Debit Card
  • NAB Gold Overseas Travel Insurance
  • NAB Gold Purchase Protection Insurance
  • Visa Zero Liability policy
  • Verification by Visa
  • Transaction monitoring
  • Daily cash withdrawal of $2,000 using NAB Gold Visa Debit card
  • No minimum or opening balance requirements – open your account with just $1
  • Access to your money through the rediATM network with no additional ATM fees
  • Access to ATMs overseas anywhere the PLUS sign is displayed
  • Six monthly statement, however if NAB Visa Debit option is taken, statements are provided every two months
  • Access at participating Australia Post outlets to check your balance, withdraw or deposit
  • No foreign currency conversion fees

Transaction Fees

Monthly account fee = $10 unless you deposit $5,000+
Unlimited Free NAB banking access via ATM, Branch or online.

Features

Interest Rate:
0% p.a.
Minimum Balance:
$1
Monthly Fee:
$7 p.m.

Account Description

  • Unlimited St.George Transactions for a flat monthly fee of $7
  • Monthly fee reduced to $0 if you deposit $2000+ per month
  • 10 Free SMS Alerts a month.
  • VISA Debit Card
  • Deposit cheques into your account via internet banking
  • No minimum monthly balance required
  • 24/7 access to Internet and phone banking
  • Cheque book available at your request.
  • Discounts on the monthly account service fee if your St.George Home Loan repayments are deducted from this account.

Transaction Fees

Unlimited St.George Transactions for a flat monthly fee of $7 Inc. Visa Debit Card. Pay NO monthly fee if you deposit a minimum of $2,000 per month.

Features

Interest Rate:
0% p.a.
Minimum Balance:
$1
Monthly Fee:
$3 p.m.

Account Description

  • Unlimited electronic St.George Transactions. Branch Services & Cheques Chargeable. Flat monthly fee of $3
  • VISA Debit Card
  • Deposit cheques into your account via internet banking
  • No minimum monthly balance required
  • 24/7 access to Internet and phone banking

Transaction Fees

Unlimited electronic transactions St George Transactions - Branch Services & Cheques Chargeable

Features

Interest Rate:
0% p.a.
Minimum Balance:
$1
Monthly Fee:
$5 p.m.

Account Description

  • Unlimited ANZ transactions via ANZ ATMs, ANZ Internet and Phone Banking, EFTPOS, Cheques and ANZ Branches for $5 a month
  • Unlimited transactions via ANZ Internet Banking.
  • You can deposit your salary, and set up direct deposits into your account.
  • If you are aged under 18, or 60 and over, or are a full time student at an Australian educational institution, ANZ can waive the monthly account service fee.

Transaction Fees

Unlimited ANZ transactions via ANZ ATMs, ANZ Internet and Phone Banking, EFTPOS, Cheques and ANZ Branches for $5 a month. Terms and conditions apply. Non-ANZ ATM operator fees may apply.

Bank Accounts Explained

  • What are Transactional Accounts?

A transactional account - or bank account, is a deposit account held with a bank or other financial institution, and is used for frequent fast and secure access to your funds on demand, through a number of different channels, such as ATM's, online purchases, in branch, or at any participating retail outlets.

  • What fees are involved and how can avoid them?

Most transactional accounts charge a monthly fee, but as more competition continues to enter the market, banks are constantly offering more competitive rates, with some accounts cutting fees if monthly deposits are made, and others dropping them completely.

  • What are Transactional Accounts used for?

Transactional accounts are generally used as a convenient method for storing the cash you intend to spend throughout the month as opposed to money you would save. For this reason, transactional accounts tend not to be used for the purpose of earning interest - although some accounts do offer interest, but allow customers to deposit or withdraw money with no restrictions on withdrawals, providing the account has sufficient funds to cover the transactions.

See our range of Transactional Accounts above