Bread Crumb Trail

Banking & Saving Bank Accounts

HSBC Everyday

Features

Interest Rate:
4% p.a.
Minimum Balance:
$1
Monthly Fee:
$0 p.m.

Account Description

HSBC's Everyday banking account offers an exceptionally high interest rate of 4.00% p.a! Get an account that looks after you with no monthly account keeping fee, fee-free banking options and high interest that's calculated daily.

  • No monthly account keeping fee
  • Deposits up to $4,999 = Interest rate of 0.05%p.a
  • Deposits of $5,000- $499,999 = Interest Rate of 4.0% p.a
  • Deposits of $500,000 = Interest Rate of 5.40%p.a
  • Unlimited free HSBC ATM transactions
  • Five free non HSBC ATM transactions per month

Transaction Fees

FREE HSBC ATM, Online, Cash, Phone, Direct Debit transactions
5 FREE (anybank) ATM transactions per month

ANZ Visa Debit Card

Features

Interest Rate:
2% p.a.
Minimum Balance:
$1
Monthly Fee:
$6 p.m.

Account Description

ANZ Everyday Visa Debit gives you all the benefits of the Visa network so you'll enjoy access to offers such as:

- pre-sale periods to concerts and live events

- access to the best seats in the house

- special offers on movie tickets

- exclusive merchandise packages

- special offers on home entertainment products

  • $6 per month for Unlimited ANZ banking transactions
  • No credit check
  • Online fraud protection
  • 50% off monthly fee for Students
  • 3 additional card holders at no extra cost
  • Do NOT need to be a previous ANZ customer

Transaction Fees

FREE ANZ ATM, Online, Cash, Phone, Direct Debit transactions
Fee's Charged for Non-ANZ ATM use

NAB Visa Debit Card

Features

Interest Rate:
2% p.a.
Minimum Balance:
$1
Monthly Fee:
$12 p.m.

Account Description

  • No ATM fees
  • Make monthly deposits to avoid fee of:
  • NAB Ebanking = $4 fee - deposit $2,500pm to avoid this
  • NAB Classic = $5 fee - deposit $3,500pm to avoid this
  • NEB Gold = $12 fee - deposit $5,000pm to avoid this
  • Enhanced security
  • NAB Gold Visa Debit

Transaction Fees

FREE use of any ATM in Australia or overseas with NAB Visa Gold
FREE international Visa Debit purchases

St. George Complete Freedom

Features

Interest Rate:
0% p.a.
Minimum Balance:
$1
Monthly Fee:
$7 p.m.

Account Description

  • Unlimited St.George Transactions for a flat monthly fee of $7
  • 10 Free SMS Alerts a month.
  • VISA Debit Card
  • Deposit cheques into your account via internet banking
  • No minimum monthly balance required
  • 24/7 access to Internet and phone banking
  • Cheque book available at your request.
  • Discounts on the monthly account service fee if your St.George Home Loan repayments are deducted from this account.

Transaction Fees

Unlimited St.George Transactions for a flat monthly fee of $7 Inc. Visa Debit Card.

St George Simply Freedom

Features

Interest Rate:
0% p.a.
Minimum Balance:
$1
Monthly Fee:
$6 p.m.

Account Description

  • Unlimited St.George Transactions for a flat monthly fee of $6
  • NO VISA Debit Card
  • Deposit cheques into your account via internet banking
  • No minimum monthly balance required
  • 24/7 access to Internet and phone banking
  • Cheque book available at your request.

Transaction Fees

FREE Unlimited St George Transactions - No VISA Debit Card

St George Express

Features

Interest Rate:
0% p.a.
Minimum Balance:
$1
Monthly Fee:
$5 p.m.

Account Description

  • Unlimited electronic St.George Transactions. Branch Services & Cheques Chargeable. Flat monthly fee of $5
  • VISA Debit Card
  • Deposit cheques into your account via internet banking
  • No minimum monthly balance required
  • 24/7 access to Internet and phone banking

Transaction Fees

Unlimited electronic transactions St George Transactions - Branch Services & Cheques Chargeable

ANZ Access Select

Features

Interest Rate:
0% p.a.
Minimum Balance:
$500
Monthly Fee:
$2 p.m.

Account Description

  • A low monthly account service fee of $2 (waived for six months if you take up our offer)
  • Unlimited ANZ Internet Banking transactions.
  • 6 ANZ ATM, EFTPOS, or ANZ Phone Banking transactions per month at no extra cost.
  • Access to your funds overseas via the Cirrus network.

Transaction Fees

6 months Unlimited ANZ Internet Banking transactions & 6 ANZ ATM, EFTPOS, or ANZ Phone Banking transactions per month.

ANZ Access Advantage

Features

Interest Rate:
0% p.a.
Minimum Balance:
$500
Monthly Fee:
$5 p.m.

Account Description

No monthly account service fees for the first Six months

Minimum Balance $500 or more as at 30 September 2008

  • To have the monthly account service fee waived for 6 months, you must open an ANZ Access Advantage or ANZ Access Select account online and have a balance of $500 or more on 30 September 2008

Transaction Fees

Unlimited ANZ transactions via ANZ Internet Banking, ANZ branches, ANZ ATMs, cheques, direct debits, EFTPOS and ANZ Phone Banking.