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Credit Cards ANZ Credit Cards

Compare ANZ Credit Cards

Compare ANZ credit cards – read our review and compare the features and benefits available from ANZ. We can help you to make an informed decision and find a card that suits you.

ANZ Credit Cards Review

ANZ offer an extensive range of credit cards with a variety of features to satisfy all types of credit card users. Whether you're looking to get a 0% introductory period on balance transfers allowing you to move other debts across without paying unnecessary interest, low standard rates to reduce the amount you pay on life-time balances, reward points for every dollar you spend, or a low annual fee, the ANZ range has a credit card that's right for you.

ANZ credit cards also provide Gold and Platinum accounts offering a range of added benefits such as insurance, concierge services and rewards, as well as generous credit limits

ANZ credit cards come with up to 55 interest free days on purchases (where applicable), giving you time to pay off your balance in full, and benefit from no interest charges being applied to your account. If you require more time, the typical interest rate will be applied to your balance.

ANZ Low Rate Card

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Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 12.74% p.a.
Balance Transfers: 12.74% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $58
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

ANZ First Card

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Advice

No annual account fee for the first 12 months

Introductory Offer
Balance Transfer Rate: 7.99% p.a. for 6 months
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 18.49% p.a.
Balance Transfers: 18.49% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $30
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 44 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Credit Card Benefits

  • Annual Fee only $26 if linked to ANZ Access Account
  • Extended Warranty of 12 months after expiry of manufactures (up to 5 years)
  • 90 day purchase security
  • Online Fraud Protection
  • 3 Free Additional Cardholders

ANZ Frequent Flyer Classic

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Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 18.99% p.a.
Balance Transfers: 18.99% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $95
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 44 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
  • If you are NOT a permanent resident/citizen of Australia you must have an Income of over $50,000.pa

Credit Card Rewards

  • Frequently Flyer Visa Card = 1 Qantas Points for every $2 spent
  • Frequently Flyer Amex Card = 1 Qantas Point for every $1 spent

ANZ Frequent Flyer Gold

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Advice

Minimum credit limit of $5,000

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 18.99% p.a.
Balance Transfers: 18.99% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $195
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
  • If you are NOT a permanent resident/citizen of Australia you must have an Income of over $50,000.pa

Credit Card Rewards

  • Frequently Flyer Visa Card = 1 Qantas Points for every $2 spent
  • Frequently Flyer Amex Card = 1.25 Qantas Point for every $1 spent

ANZ Frequent Flyer Platinum

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Advice

Get a minimum credit limit of $12,000

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 18.99% p.a.
Balance Transfers: 18.99% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $295
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
  • If you are NOT a permanent resident/citizen of Australia you must have an Income of over $50,000.pa

Credit Card Benefits

  • Receive Free Overseas Travel and medical insurance
  • Concierge booking service and much more..

Credit Card Rewards

  • Frequently Flyer Visa Card = 1 Qantas Points for every $2 spent
  • Frequently Flyer Amex Card = 1.5 Qantas Point for every $1 spent

ANZ Balance

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Advice

There is a $22p.a charge for the Rewards Program Fee (per card) and a $10p.a additional card holder fee

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 13.74% p.a.
Balance Transfers: 13.74% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $79
Standard Features
Credit Limit: $15,000
Interest Free Days: 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Credit Card Rewards

  • Repay $1 from your Balance and you earn 1 Reward point.
  • You can exchange these points for a choice of - Cashback, Shopping Vouchers or Gift Cards.

ANZ Gold

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Introductory Offer
Balance Transfer Rate: 7.99% p.a. for 6 months
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 18.49% p.a.
Balance Transfers: 18.49% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $87
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Credit Card Benefits

  • Comprehensive Global Travel & Medical Insurance
  • Extended Warranty of 12 months after expiry of manufactures (up to 5 years)
  • 90 day purchase security
  • Online Fraud Protection
  • 8 Free Additional Cardholders

ANZ Reward Card

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Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 18.99% p.a.
Balance Transfers: 18.99% p.a.
Cash Advance: 20.24% p.a.
Annual Fee: $48
Standard Features
Interest Free Days: 44 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Credit Card Rewards

  • $1.50 = 1 ANZ Reward Point.[br]
  • Redeem points for rewards or Cash Back every 4 months.

ANZ News

ANZ credit card growth 'reflects on its profit'
ANZ credit card growth was one factor in the bank recording a $1.6 billion after-tax profit. ...
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Fri 26th Feb, 2010
ANZ CEO points to rise in credit card use
Consumers feel more confident about borrowing, according to one banking expert. ...
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Fri 18th Dec, 2009
ANZ saving program 'a success'
A saver account initiative on offer from ANZ Bank is seeing a significant number of low-income workers take steps to prepare for the future. ...
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Wed 18th Nov, 2009
ANZ Bank matches RBA rise
With the Reserve Bank of Australia (RBA) revealing the base rate is to increase by 0.25 per cent, one of the country's leading banks has unveiled that it too will put up rates across ...
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Tue 3rd Nov, 2009
ANZ Bank in widespread fee cuts
Numerous fees attached to ANZ Bank credit card and bank account products are to be scrapped or reduced, it has been reported. ...
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Fri 18th Sep, 2009

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