ANZ
Credit Cards Review

Compare ANZ Credit Cards Compare ANZ credit cards – read our review and compare the features and benefits available from ANZ. We can help you to make an informed decision and find a card that suits you.

ANZ offer an extensive range of credit cards with a variety of features to satisfy all types of credit card users. Whether you're looking to get a 0% introductory period on balance transfers allowing you to move other debts across without paying unnecessary interest, low standard rates to reduce the amount you pay on life-time balances, reward points for every dollar you spend, or a low annual fee, the ANZ range has a credit card that's right for you.

 

ANZ credit cards also provide Gold and Platinum accounts offering a range of added benefits such as insurance, concierge services and rewards, as well as generous credit limits

ANZ credit cards come with up to 55 interest free days on purchases (where applicable), giving you time to pay off your balance in full, and benefit from no interest charges being applied to your account. If you require more time, the typical interest rate will be applied to your balance.

ANZ Low Rate Card

Introductory Offer
Balance Transfer Rate: 0% p.a. for 3 months
Balance Transfer Fee: N/A
Purchase Rate: 0% p.a. for 3 months
Annual Rates
Balance Transfers: 13.24% p.a.
Purchases: 13.24% p.a.
Cash Advance: 21.49% p.a.
Annual Fee: $58
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

ANZ First Card

Advice

Get 0% on balance transfers and purchases for 1st 3 months - offer ends 13th March 2012!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 3 months
Balance Transfer Fee: N/A
Purchase Rate: 0% p.a. for 3 months
Annual Rates
Balance Transfers: 19.24% p.a.
Purchases: 19.24% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $30
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $15,000.pa

Credit Card Benefits

  • Annual Fee only $26 if linked to ANZ Access Account
  • Extended Warranty of 12 months after expiry of manufactures (up to 5 years)
  • 90 day purchase security
  • Online Fraud Protection
  • 4 Free Additional Cardholders

ANZ Frequent Flyer Classic

Advice

Receive 10,000 Bonus Qantas Frequent Flyer points if you apply before 13th March 2012!
Cardholders receive complimentary Qantas Frequent Flyer membership worth $82.50

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.74% p.a.
Purchases: 19.74% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $95
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa
  • If you are NOT a permanent resident/citizen of Australia you must have an Income of over $50,000.pa

Credit Card Rewards

  • Frequently Flyer Visa Card = 1 Qantas Points for every $2 spent
  • Frequently Flyer Amex Card = 1 Qantas Point for every $1 spent
  • Complimentary Qantas Frequent Flyer membership worth $82.50

ANZ Frequent Flyer Platinum

Advice

Receive 20,000 Bonus Qantas Frequent Flyer points if you apply before 13th March 2012!

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.74% p.a.
Purchases: 19.74% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $295
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $50,000.pa
  • If you are NOT a permanent resident/citizen of Australia you must have an Income of over $50,000.pa

Credit Card Benefits

  • 90-day Purchase Security Insurance - Insurance against loss, theft or breakage over a range of new personal items when the purchase is charged to your ANZ Frequent Flyer Platinum credit cards.
  • Overseas Travel and Medical Insurance.
  • Extended Warranty - Double the manufacturer's expressed Australian warranty on goods by up to 12 months when the entire purchase is charged to your ANZ Frequent Flyer Platinum credit cards.
  • Access to Visa Platinum Concierge and Visa Platinum privileges with ANZ Frequent Flyer Visa Platinum.
  • ANZ Visa payWave - new contactless payment feature.
  • Complimentary Quantas Frequent Flyer membership worth $82.50.

Credit Card Rewards

  • Frequently Flyer Visa Card = 1 Qantas Points for every $2 spent
  • Frequently Flyer Amex Card = 1.5 Qantas Point for every $1 spent

ANZ Platinum

Advice

Get 6 months 0% on balance transfers and purchases...offer ends 13th March 2012!
Also get $0 Annual Fee1 for the first year, then only $87 per year!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: N/A
Purchase Rate: 0% p.a. for 6 months
Annual Rates
Balance Transfers: 19.24% p.a.
Purchases: 19.24% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: No Annual Fee in 1st Yr, then $87 if spend below $20k
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over $50,000.pa

Credit Card Benefits

  • $0 Annual Fee1 for the first year, a saving of $87
  • $0 Annual Fee in following years if annual spend exceeds $20,0001 (average monthly spend of $1,667)
  • Up to 55 days interest free credit on purchases
  • Overseas Travel and Medical Insurance at no additional cost
  • ANZ Car Rental Cover
  • Domestic Interstate Flight Inconvenience Insurance6
  • 90 day Purchase Security
  • Extended Warranty on major personal and household purchases
  • Best Price Guarantee on personal goods purchased in Australia

ANZ Reward Card

Advice

Receive 10,000 Bonus Reward Points if you apply by 13 March 2012!
Earn 2 reward points for every $1 spent with Amex, or 1.5 for every $1 with Visa

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: 0% p.a. for 3 months
Annual Rates
Balance Transfers: 19.74% p.a.
Purchases: 19.74% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $89
Standard Features
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Credit Card Rewards

  • $1 = 2 ANZ Reward Points with Amex card option
  • $1 = 1.5 ANZ Reward Points with Visa card option
  • Redeem points for rewards or Cash Back every 4 months.

ANZ Reward Platinum Card

Advice

Receive 10,000 Bonus Reward Points if you apply by 13 March 2012!!
ANZ Rewards Platinum a Total Annual Fee of $149 applies which includes a $94 Annual Account Fee and a $55 Rewards Program Services Fee.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 19.74% p.a.
Purchases: 19.74% p.a.
Cash Advance: 20.99% p.a.
Annual Fee: $149
Standard Features
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Credit Card Rewards

  • Receive 10,000 Bonus Reward Points if you apply by 13 March 2012!
  • $1.50 = 1 ANZ Reward Point.
  • Redeem points for rewards or Cash Back every 4 months.

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