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Credit Cards American Express Credit Cards

Compare American Express Credit Cards

Compare American Express credit cards – read our review and compare the features and benefits available from American Express. We can help you to make an informed decision and find a card that suits you.

American Express Credit Cards Review

American Express is world famous for its comprehensive range of credit cards, offering some great features, together with competitive interest rates. American Express credit cards really do have something to suit everyone, with a broad variety of cards designed to meet all types of spenders.

Whether you're looking for a new method to make your purchases while accumulating rewards, or you need an alternative source of finances, you're sure to find what you're looking for with American Express credit cards.

Advice

Get 5% Cash Back on everything you spend for 1st 3 months, then 1% thereafter.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 19.99% p.a.
Balance Transfers: 19.99% p.a.
Cash Advance: 19.99% p.a.
Annual Fee: $99
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 55 days
On-Line Banking: Yes
Cashback
Introductory Cashback Rate: 5% p.a. for 3 months
Standard Cashback Rate: 1%
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit rating.
  • You have an annual Income of $40,000 p.a. or more.
  • You are a permanent resident/citizen of Australia.
  • If self-employed, to have been working for more than one year

Credit Card Benefits

  • Platinum Service provides 24 hours a day, 7 days a week support. You can call American Express about anything your Card does
  • Platinum Protection - credits your account if you're refused a refund on an unused eligible item, or if your purchase is damaged or stolen within 90 days of purchase
  • Your MoneyBack rebate is calculated on each purchase and credited monthly
  • Supplementary Cards at no additional cost

Credit Card Cashback

  • Get 5% Cash Back on everything you spend for 1st 3 months (up to $300 for the first $6000 you spend), then 1% thereafter (on your first $6,000 spend).

Advice

No Annual Fee for Life!!

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 19.99% p.a.
Balance Transfers: 19.99% p.a.
Cash Advance: 19.99% p.a.
Annual Fee: Free for Life
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 45 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have a Income of over $40,000.pa

Credit Card Benefits

  • 24/7 online account access with paperless statements
  • Online fraud protection guarantee
  • $0 Supplementary Card fee
  • Up to 44 interest-free days
  • Interest rate - 19.99% p.a.
  • Membership Rewards Ascent allows you to choose from travel or a wide range of merchandise

Credit Card Rewards

  • Gold Ascent Membership Rewards offers premium rewards including flights with 7 leading airline partners; Singapore Airlines, Virgin Atlantic, Virgin Blue, Cathay Pacific, Malaysia Airlines, Thai Airways & Air New Zealand Airpoint.
Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 19.99% p.a.
Balance Transfers: 19.99% p.a.
Cash Advance: 19.99% p.a.
Annual Fee: $900
Standard Features
Credit Limit: Unlimited
Interest Free Days: 55 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit rating.
  • You have an annual Income of $100,000 p.a. or more.
  • You are a permanent resident/citizen of Australia.
  • If self-employed, to have been working for more than one year

Credit Card Benefits

  • No Preset Spending Limit - giving you the flexibility to spend as much as you can afford to repay each month
  • Travel expertise and preferential treatment - Platinum Travel can take care of all your travel arrangements and provide substantial savings on first or business class airfares, upgrades and special benefits on hotels,cruises, car hire and more
  • Extensive insurance coverage, including unlimited overseas medical emergency expenses, travel inconveniences, loss of income cover, purchase protections and much more
  • Complimentary Platinum Credit Card with a suite of benefits, including a free Qantas domestic economy return flight or a nights stay at a hotel every year
  • Fine Dining privileges - Platinum service professionals are on hand to secure your reservations at world-class restaurants across Australia and overseas
  • By Invitation Only programs - Enjoy access to a range of theatrical, sporting and social events throughout
  • the year
  • Online Fraud Protection Guarantee means you won't be held responsible for any unauthorised charges
  • online
  • A Portfolio of Cards at no extra cost - including four supplementary Cards and an additional Card to help you
  • separate personal and professional expenses
  • Avoid interest - Pay your balance in full every month
  • Enjoy 24/7 online account access
  • Annual Card Fee $900 p.a.

Credit Card Rewards

  • Every $1 spent on your Card earns up to 1.5 Membership Rewards points up to $200,000 each year - reverting to one point for every dollar thereafter.

Advice

Receive 13,500 Bonus Points1 when you first spend outside of David Jones within 7 days of receiving your Card1 to redeem for a $100 David Jones Gift Card.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 19.74% p.a.
Balance Transfers: 19.74% p.a.
Cash Advance: 19.99% p.a.
Annual Fee: $99
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit rating.
  • You have an annual Income of $40,000 p.a. or more.
  • You are a permanent resident/citizen of Australia.
  • If self-employed, to have been working for more than one year

Credit Card Benefits

  • Up to 5 years Interest Free4 when you purchase homewares, furniture, bedding or electrical items of $500 or more instore at David Jones.
  • Fashion Pay Later Option5. Don't pay a cent for 3 months when you spend $500 or more for any women's or men's apparel instore at David Jones.
  • Complimentary gift wrapping for purchases made instore on your Card. Instant Rewards every month available on a range of fashion, home, electrical, cosmetics and accessories when you use your Card.
  • Invitations to exclusive shopping events.
  • Christmas Deferred Payment Option6 With any purchases you make between 1 November and 24 December, ask for the Christmas Deferred Payment Option and you won't pay a cent until February.
  • Add Supplementary Cardholders to your account and maximise your Points earning potential. We will waive the $29 Supplementary Card fee for the first year

American Express News

American Express looks to broaden credit card appeal
Moves by American Express will see the lender attempt to increase the popularity of its credit card product range. ...
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Fri 16th Oct, 2009