American Express
Credit Cards Review

Compare American Express Credit Cards Compare American Express credit cards – read our review and compare the features and benefits available from American Express. We can help you to make an informed decision and find a card that suits you.

American Express is world famous for its comprehensive range of credit cards, offering some great features, together with competitive interest rates. American Express credit cards really do have something to suit everyone, with a broad variety of cards designed to meet all types of spenders.

Whether you're looking for a new method to make your purchases while accumulating rewards, or you need an alternative source of finances, you're sure to find what you're looking for with American Express credit cards.

Amex Platinum

Advice

Get 80,000 Membership Rewards Bonus Points when you spend $500 in the first two months of your Card membership. You could redeem these for Qantas Frequent Flyer points and use these for an economy Qantas return Classic Award flight from Sydney to Singapore!

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: N/A
Purchases: N/A
Cash Advance: N/A
Annual Fee: $900
Standard Features
Credit Limit: Unlimited
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit rating.
  • You have an annual Income of $100,000 p.a. or more.
  • You are a permanent resident/citizen of Australia.
  • If self-employed, to have been working for more than one year

Credit Card Benefits

  • No Preset Spending Limit - giving you the flexibility to spend as much as you can afford to repay each month
  • Travel expertise and preferential treatment - Platinum Travel can take care of all your travel arrangements and provide substantial savings on first or business class airfares, upgrades and special benefits on hotels,cruises, car hire and more
  • Extensive insurance coverage, including unlimited overseas medical emergency expenses, travel inconveniences, loss of income cover, purchase protections and much more
  • Complimentary Platinum Credit Card with a suite of benefits, including a free Qantas domestic economy return flight or a nights stay at a hotel every year
  • Fine Dining privileges - Platinum service professionals are on hand to secure your reservations at world-class restaurants across Australia and overseas
  • By Invitation Only programs - Enjoy access to a range of theatrical, sporting and social events throughout
  • the year
  • Online Fraud Protection Guarantee means you won't be held responsible for any unauthorised charges
  • online
  • A Portfolio of Cards at no extra cost - including four supplementary Cards and an additional Card to help you
  • separate personal and professional expenses
  • Avoid interest - Pay your balance in full every month
  • Enjoy 24/7 online account access
  • Annual Card Fee $900 p.a.

Credit Card Rewards

  • Every $1 spent on your Card earns up to 1.5 Membership Rewards points up to $200,000 each year - reverting to one point for every dollar thereafter.

Amex Platinum Edge

Advice

Receive a domestic economy return flight with Virgin Australia each membership year!
You must make a purchase to start the 6 months 0% purchase period.
Get 20,000 bonus member points if you spend $500 in first 2 months (That's enough points for $250 worth of travel with Travelscene or Harvey World Travel)

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: 0% p.a. for 6 months
Annual Rates
Balance Transfers: 20.74% p.a.
Purchases: 20.74% p.a.
Cash Advance: 20.74% p.a.
Annual Fee: $149
Standard Features
Credit Limit: Unlimited
Interest Free Days: Up to 55 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit history.
  • You have an annual Income of $50,000 p.a. or more.
  • You are a permanent resident/citizen of Australia.
  • If Self Employed you have been trading for at least 18 months or 12 months if you hold an existing American Express-issued Card.

Credit Card Benefits

  • Complimentary Domestic and International Travel Insurance - if you have paid for travel with your Platinum Edge Credit Card, you may be covered for a range of travel insurance:
  • - Overseas Medical Emergency Expenses and Repatriation up to $2,500,000
  • - Travel Cancellation up to $10,000
  • - Baggage, Money and Document Cover up to $10,000
  • - Personal Liability Cover up to $1,000,000

Credit Card Rewards

  • Earn points up to 3x faster with Membership Rewards 3-2-1:
  • 3 x points at major supermarkets
  • 2 x points at major petrol stations
  • 1 x point for every dollar spent on all other purchases

Amex Qantas Discovery Card

Advice

Get up to 10,000 extra Qantas Frequent Flyer points.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Annual Rates
Balance Transfers: 20.74% p.a.
Purchases: 20.74% p.a.
Cash Advance: 20.74% p.a.
Annual Fee: Free For Life
Standard Features
Credit Limit: Unlimited
Interest Free Days: Up to 44 days
On-Line Banking: Yes
Approval Criteria
  • You are over 18 years of age.
  • You have a good credit history and no payment defaults.
  • You are a permanent resident or citizen of Australia or hold a current Business Long Stay Visa (Subclass 457).
  • You earn a personal gross (pre-tax) annual income of $35,000 or more.
  • If self-employed, you have been trading for at least 18 months or 12 months if you hold an existing American Express issued Card.

Credit Card Benefits

  • Apply and be approved by 31 January 2012 and earn up to 10,000 extra Qantas Frequent Flyer points, that's:
  • - 2,500 points the first time you use your Card for purchases within the first 3 months of becoming a Cardmember
  • - 5,000 extra points when you spend $300 on purchases within the first 3 months of becoming a Cardmember
  • - 2,500 extra points after your first Card spend in Australia on selected Qantas products and services

Credit Card Rewards

  • 1 Qantas Frequent Flyer point per $1 spent

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